Oracle Financial Services Software Ltd

₹ 3,124 0.37%
03 Feb - close price
About

Oracle Financial Services Software Ltd provides financial software, custom application development, consulting, IT infrastructure management, and outsourced business processing services to the financial services industry. The company was incorporated in 1989 and is based in Mumbai, India. Oracle Financial Services Software Limited is a subsidiary of Oracle Global (Mauritius) Limited. [1]

Key Points

Products and Services
The co. offers Financial Services products by solutions like AML and Financial Crime Compliance, Retail & Corporate Banking, Risk and Finance, Revenue Management and Billing, Insurance, Cloud Infrastructure, Customer Acquisition and Experience, and a few more. [1]

  • Market Cap 26,986 Cr.
  • Current Price 3,124
  • High / Low 3,798 / 2,883
  • Stock P/E 14.9
  • Book Value 745
  • Dividend Yield 6.08 %
  • ROCE 36.0 %
  • ROE 27.1 %
  • Face Value 5.00

Pros

  • Company is almost debt free.
  • Stock is providing a good dividend yield of 6.08%.
  • Company has a good return on equity (ROE) track record: 3 Years ROE 26.3%
  • Company has been maintaining a healthy dividend payout of 96.7%

Cons

  • The company has delivered a poor sales growth of 3.36% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022
1,160 1,264 1,337 1,197 1,238 1,211 1,397 1,281 1,266 1,277 1,402 1,376 1,449
634 698 647 620 627 621 665 651 682 725 755 809 843
Operating Profit 526 565 690 578 611 590 733 630 585 552 647 567 606
OPM % 45% 45% 52% 48% 49% 49% 52% 49% 46% 43% 46% 41% 42%
62 37 48 18 23 44 30 27 36 42 44 46 41
Interest 2 40 4 5 5 5 -0 5 3 4 -7 5 7
Depreciation 27 27 27 27 26 24 25 25 24 20 20 22 21
Profit before tax 559 535 707 563 603 605 738 627 593 570 679 586 620
Tax % 18% 50% 32% 30% 29% 24% 29% 29% 27% 15% 28% 32% 29%
Net Profit 457 269 480 392 430 460 524 448 435 482 492 398 437
EPS in Rs 53.20 31.35 55.82 45.59 49.94 53.49 60.86 51.93 50.49 55.86 56.95 46.05 50.63
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 TTM
2,997 3,147 3,474 3,741 3,905 4,131 4,427 4,527 4,959 4,861 4,984 5,221 5,505
1,863 2,035 2,255 2,342 2,354 2,520 2,693 2,716 2,814 2,633 2,515 2,723 3,132
Operating Profit 1,134 1,111 1,219 1,399 1,551 1,612 1,734 1,811 2,145 2,229 2,469 2,499 2,373
OPM % 38% 35% 35% 37% 40% 39% 39% 40% 43% 46% 50% 48% 43%
155 352 460 674 348 189 93 91 176 177 132 134 173
Interest 0 0 0 0 0 0 0 0 0 47 19 12 9
Depreciation 41 47 66 72 68 53 70 61 54 106 104 93 82
Profit before tax 1,248 1,417 1,613 2,001 1,831 1,748 1,757 1,840 2,267 2,252 2,477 2,528 2,454
Tax % 11% 36% 33% 32% 35% 40% 33% 33% 39% 35% 29% 25%
Net Profit 1,111 909 1,075 1,359 1,192 1,049 1,185 1,237 1,386 1,462 1,762 1,889 1,809
EPS in Rs 132.42 108.28 127.89 161.55 140.91 123.61 139.28 144.82 161.57 170.26 204.72 219.00 209.49
Dividend Payout % 0% 0% 0% 0% 472% 81% 122% 90% 0% 106% 98% 87%
Compounded Sales Growth
10 Years: 5%
5 Years: 3%
3 Years: 2%
TTM: 7%
Compounded Profit Growth
10 Years: 7%
5 Years: 9%
3 Years: 11%
TTM: -3%
Stock Price CAGR
10 Years: 0%
5 Years: -6%
3 Years: 2%
1 Year: -14%
Return on Equity
10 Years: 24%
5 Years: 27%
3 Years: 26%
Last Year: 27%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Sep 2022
42 42 42 42 42 42 42 43 43 43 43 43 43
Reserves 5,364 6,275 7,364 8,734 3,402 4,632 3,220 4,665 4,894 6,527 6,806 7,057 6,390
0 0 0 0 0 0 0 0 0 115 70 83 78
714 891 1,006 942 2,825 1,011 2,758 1,225 1,192 1,236 1,234 1,409 1,654
Total Liabilities 6,120 7,209 8,413 9,718 6,269 5,685 6,020 5,933 6,128 7,920 8,153 8,592 8,165
935 981 994 954 911 865 870 837 864 963 884 871 869
CWIP 56 54 13 13 0 5 1 3 0 0 0 4 1
Investments 1 1 1 0 0 10 0 0 0 0 0 0 0
5,129 6,172 7,404 8,752 5,357 4,805 5,150 5,093 5,264 6,957 7,268 7,717 7,295
Total Assets 6,120 7,209 8,413 9,718 6,269 5,685 6,020 5,933 6,128 7,920 8,153 8,592 8,165

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
655 821 1,134 673 1,060 712 1,121 1,157 1,380 1,522 1,920 1,856
-1,012 -644 -1,160 -672 3,701 1,018 1,823 -1,313 220 -1,299 34 -138
3 6 15 14 -4,690 -1,776 -931 -1,630 -1,250 -47 -1,590 -1,733
Net Cash Flow -354 183 -11 15 72 -45 2,013 -1,785 350 175 363 -15

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Debtor Days 99 104 76 66 56 73 59 81 70 69 59 65
Inventory Days
Days Payable
Cash Conversion Cycle 99 104 76 66 56 73 59 81 70 69 59 65
Working Capital Days 106 99 35 63 -151 41 -112 41 32 43 38 39
ROCE % 26% 25% 24% 25% 30% 44% 46% 46% 47% 40% 37% 36%

Shareholding Pattern

Numbers in percentages

Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022
73.42 73.35 73.32 73.28 73.26 73.21 73.15 73.12 73.11 73.02 73.00 72.99
13.47 13.22 12.42 11.04 10.61 10.02 8.53 8.25 7.98 7.45 7.22 6.75
6.27 6.42 7.00 8.02 8.01 8.34 8.93 9.28 9.30 9.43 9.36 9.17
6.83 7.00 7.25 7.65 8.11 8.42 9.38 9.34 9.61 10.10 10.41 11.09

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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