Oracle Financial Services Software Ltd

Oracle Fin.Serv. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Oracle Financial Services Software Ltd

₹ 4,050 -0.06%
05 Dec 4:01 p.m.
oracle.com/financialservices BSE: 532466 NSE : OFSS
About

Oracle Financial Services Software Ltd provides financial software, custom application development, consulting, IT infrastructure management, and outsourced business processing services to the financial services industry. The company was incorporated in 1989 and is based in Mumbai, India. Oracle Financial Services Software Limited is a subsidiary of Oracle Global (Mauritius) Limited. [1]

Key Points

Products and Services
The co. offers Financial Services products by solutions like AML and Financial Crime Compliance, Retail & Corporate Banking, Risk and Finance, Revenue Management and Billing, Insurance, Cloud Infrastructure, Customer Acquisition and Experience, and a few more. [1]

Website BSE NSE
  • Market Cap ₹ 35,092 Cr.
  • Current Price ₹ 4,050
  • High / Low ₹ 4,529 / 2,960
  • Stock P/E 19.1
  • Book Value ₹ 750
  • Dividend Yield 5.55 %
  • ROCE 35.1 %
  • ROE 24.8 %
  • Face Value ₹ 5.00
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Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is providing a good dividend yield of 5.55%.
  • Company has a good return on equity (ROE) track record: 3 Years ROE 26.0%
  • Company has been maintaining a healthy dividend payout of 97.4%

Cons

  • The company has delivered a poor sales growth of 4.71% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: IT - Software Industry: Computers - Software - Medium / Small

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023
1,197 1,238 1,211 1,397 1,281 1,266 1,277 1,402 1,376 1,449 1,471 1,462 1,444
620 627 621 665 651 682 725 755 809 843 820 841 886
Operating Profit 578 611 590 733 630 585 552 647 567 606 651 621 558
OPM % 48% 49% 49% 52% 49% 46% 43% 46% 41% 42% 44% 42% 39%
18 23 44 30 27 36 42 44 46 41 61 101 65
Interest 5 5 5 -0 5 3 4 -7 5 7 8 -3 8
Depreciation 27 26 24 25 25 24 20 20 22 21 19 18 19
Profit before tax 563 603 605 738 627 593 570 679 586 620 686 707 596
Tax % 30% 29% 24% 29% 29% 27% 15% 28% 32% 29% 30% 29% 30%
392 430 460 524 448 435 482 492 398 437 479 501 417
EPS in Rs 45.59 49.94 53.49 60.86 51.93 50.49 55.86 56.95 46.05 50.63 55.48 57.92 48.20
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
3,147 3,474 3,741 3,905 4,131 4,427 4,527 4,959 4,861 4,984 5,221 5,698 5,827
2,035 2,255 2,342 2,354 2,520 2,693 2,716 2,814 2,633 2,515 2,723 3,227 3,390
Operating Profit 1,111 1,219 1,399 1,551 1,612 1,734 1,811 2,145 2,229 2,469 2,499 2,471 2,437
OPM % 35% 35% 37% 40% 39% 39% 40% 43% 46% 50% 48% 43% 42%
352 460 674 348 189 93 91 176 177 132 134 192 268
Interest 0 0 0 0 0 0 0 0 47 19 12 13 19
Depreciation 47 66 72 68 53 70 61 54 106 104 93 81 77
Profit before tax 1,417 1,613 2,001 1,831 1,748 1,757 1,840 2,267 2,252 2,477 2,528 2,570 2,609
Tax % 36% 33% 32% 35% 40% 33% 33% 39% 35% 29% 25% 30%
909 1,075 1,359 1,192 1,049 1,185 1,237 1,386 1,462 1,762 1,889 1,806 1,835
EPS in Rs 108.28 127.89 161.55 140.91 123.61 139.28 144.82 161.57 170.26 204.72 219.00 209.05 212.23
Dividend Payout % 0% 0% 0% 472% 81% 122% 90% 0% 106% 98% 87% 108%
Compounded Sales Growth
10 Years: 5%
5 Years: 5%
3 Years: 5%
TTM: 9%
Compounded Profit Growth
10 Years: 5%
5 Years: 8%
3 Years: 7%
TTM: 2%
Stock Price CAGR
10 Years: 3%
5 Years: 3%
3 Years: 10%
1 Year: 27%
Return on Equity
10 Years: 25%
5 Years: 26%
3 Years: 26%
Last Year: 25%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 42 42 42 42 42 42 43 43 43 43 43 43 43
Reserves 6,276 7,364 8,735 3,402 4,632 3,222 4,665 4,894 6,527 6,806 7,057 7,416 6,453
0 0 0 0 0 0 0 0 115 70 83 69 54
891 1,006 941 2,825 1,011 2,756 1,225 1,192 1,236 1,234 1,409 1,590 1,741
Total Liabilities 7,209 8,413 9,718 6,269 5,685 6,020 5,933 6,128 7,920 8,153 8,592 9,119 8,292
981 994 954 911 865 870 837 864 963 884 871 847 829
CWIP 54 13 13 0 5 1 3 0 0 0 4 1 0
Investments 1 1 0 0 10 0 0 0 0 0 0 0 0
6,172 7,404 8,752 5,357 4,805 5,150 5,093 5,264 6,957 7,268 7,717 8,271 7,462
Total Assets 7,209 8,413 9,718 6,269 5,685 6,020 5,933 6,128 7,920 8,153 8,592 9,119 8,292

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
821 1,134 673 1,060 712 1,121 1,157 1,380 1,522 1,920 1,856 1,758
-644 -1,160 -672 3,701 1,018 1,823 -1,313 220 -1,299 34 -138 267
6 15 14 -4,690 -1,776 -931 -1,630 -1,250 -47 -1,590 -1,733 -1,665
Net Cash Flow 183 -11 15 72 -45 2,013 -1,785 350 175 363 -15 360

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 104 76 66 56 73 59 81 70 69 59 65 69
Inventory Days
Days Payable
Cash Conversion Cycle 104 76 66 56 73 59 81 70 69 59 65 69
Working Capital Days 99 35 63 -151 41 -112 41 32 43 38 39 41
ROCE % 25% 24% 25% 30% 44% 46% 46% 47% 40% 37% 36% 35%

Shareholding Pattern

Numbers in percentages

2 Recently
Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023
73.28% 73.26% 73.21% 73.15% 73.12% 73.11% 73.02% 73.00% 72.99% 72.98% 72.90% 72.81%
11.04% 10.61% 10.02% 8.53% 8.25% 7.98% 7.45% 7.22% 6.75% 7.44% 7.79% 7.74%
8.02% 8.01% 8.34% 8.93% 9.28% 9.30% 9.43% 9.36% 9.17% 8.53% 8.46% 8.57%
7.65% 8.11% 8.42% 9.38% 9.34% 9.61% 10.10% 10.41% 11.09% 11.06% 10.84% 10.89%
No. of Shareholders 48,72648,57158,40275,50285,20799,0081,09,7031,19,3661,22,1831,15,9801,07,1001,01,790

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports