Oracle Financial Services Software Ltd

Oracle Financial Services Software Ltd

₹ 7,890 -0.24%
23 Feb - close price
About

Oracle Financial Services Software Ltd provides financial software, custom application development, consulting, IT infrastructure management, and outsourced business processing services to the financial services industry. The company was incorporated in 1989 and is based in Mumbai, India. Oracle Financial Services Software Limited is a subsidiary of Oracle Global (Mauritius) Limited. [1]

Key Points

Products and Services
The co. offers Financial Services products by solutions like AML and Financial Crime Compliance, Retail & Corporate Banking, Risk and Finance, Revenue Management and Billing, Insurance, Cloud Infrastructure, Customer Acquisition and Experience, and a few more. [1]

  • Market Cap 68,350 Cr.
  • Current Price 7,890
  • High / Low 8,198 / 3,115
  • Stock P/E 32.7
  • Book Value 573
  • Dividend Yield 2.85 %
  • ROCE 39.4 %
  • ROE 30.0 %
  • Face Value 5.00

Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Company has a good return on equity (ROE) track record: 3 Years ROE 30.4%
  • Company has been maintaining a healthy dividend payout of 102%

Cons

  • Stock is trading at 13.8 times its book value
  • The company has delivered a poor sales growth of 1.96% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Loading peers table ...

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
888 897 1,041 957 940 958 1,059 1,001 1,083 1,112 1,117 1,080 1,375
367 369 401 410 429 465 488 525 550 540 564 579 589
Operating Profit 521 527 640 547 511 493 571 476 533 573 553 501 786
OPM % 59% 59% 62% 57% 54% 51% 54% 48% 49% 51% 50% 46% 57%
27 29 28 16 27 185 32 30 51 140 75 36 80
Interest 1 1 1 1 1 0 1 1 1 1 1 1 1
Depreciation 20 18 18 18 17 15 14 15 15 14 15 15 15
Profit before tax 526 537 650 544 520 663 587 491 568 697 614 522 851
Tax % 26% 23% 26% 26% 25% 19% 25% 27% 24% 22% 26% 25% 18%
392 413 480 403 388 540 439 360 430 543 455 394 700
EPS in Rs 45.54 48.01 55.70 46.80 45.00 62.62 50.87 41.65 49.83 62.86 52.60 45.46 80.81
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
2,606 2,938 3,159 3,341 3,528 3,736 3,862 3,581 3,526 3,645 3,896 4,256 4,684
1,616 1,814 1,985 2,040 2,223 2,367 2,406 1,683 1,595 1,489 1,705 2,103 2,271
Operating Profit 990 1,123 1,174 1,301 1,305 1,369 1,456 1,898 1,931 2,156 2,191 2,152 2,413
OPM % 38% 38% 37% 39% 37% 37% 38% 53% 55% 59% 56% 51% 52%
617 440 621 376 213 380 89 139 169 116 256 253 332
Interest 0 0 0 0 0 0 0 0 8 5 3 3 3
Depreciation 40 59 64 63 50 67 57 50 83 80 68 58 59
Profit before tax 1,566 1,505 1,731 1,614 1,468 1,683 1,487 1,986 2,009 2,188 2,376 2,343 2,683
Tax % 30% 32% 34% 34% 39% 23% 32% 35% 21% 25% 24% 24%
1,089 1,029 1,148 1,058 898 1,288 1,006 1,282 1,583 1,639 1,811 1,773 2,092
EPS in Rs 129.71 122.44 136.48 125.04 105.80 151.35 117.77 149.51 184.29 190.48 210.00 205.16 241.73
Dividend Payout % 0% 0% 0% 532% 95% 112% 110% 0% 98% 105% 90% 110%
Compounded Sales Growth
10 Years: 4%
5 Years: 2%
3 Years: 6%
TTM: 14%
Compounded Profit Growth
10 Years: 6%
5 Years: 12%
3 Years: 4%
TTM: 18%
Stock Price CAGR
10 Years: 10%
5 Years: 18%
3 Years: 38%
1 Year: 150%
Return on Equity
10 Years: 27%
5 Years: 31%
3 Years: 30%
Last Year: 30%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 42 42 42 42 42 43 43 43 43 43 43 43 43
Reserves 6,205 7,250 8,413 2,948 3,915 2,633 3,764 3,837 5,465 5,603 5,759 5,962 4,920
0 0 0 0 0 0 0 0 55 30 52 39 30
867 1,034 1,314 2,813 1,065 2,426 844 565 503 511 587 594 624
Total Liabilities 7,114 8,326 9,769 5,803 5,022 5,102 4,651 4,445 6,067 6,188 6,441 6,638 5,616
356 374 338 297 251 253 221 249 294 232 227 209 199
CWIP 54 13 12 0 2 1 2 0 0 0 4 0 0
Investments 729 729 728 728 759 755 778 765 768 773 790 791 791
5,975 7,209 8,690 4,777 4,010 4,094 3,649 3,431 5,005 5,183 5,421 5,639 4,627
Total Assets 7,114 8,326 9,769 5,803 5,022 5,102 4,651 4,445 6,067 6,188 6,441 6,638 5,616

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
433 1,146 628 974 737 705 1,067 1,053 1,485 1,545 1,598 1,506
-387 -1,234 -656 3,733 1,087 2,184 -1,287 274 -1,523 51 9 167
6 15 14 -4,690 -1,779 -925 -1,668 -1,267 -33 -1,570 -1,713 -1,651
Net Cash Flow 52 -73 -14 18 45 1,963 -1,888 60 -72 25 -106 22

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 160 120 134 76 83 50 60 50 43 46 52 54
Inventory Days
Days Payable
Cash Conversion Cycle 160 120 134 76 83 50 60 50 43 46 52 54
Working Capital Days 144 59 67 -189 15 -145 21 38 36 42 44 50
ROCE % 23% 22% 22% 28% 42% 44% 46% 52% 43% 39% 41% 39%

Shareholding Pattern

Numbers in percentages

21 Recently
Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
73.26% 73.21% 73.15% 73.12% 73.11% 73.02% 73.00% 72.99% 72.98% 72.90% 72.81% 72.78%
10.61% 10.02% 8.53% 8.25% 7.98% 7.45% 7.22% 6.75% 7.44% 7.79% 7.74% 6.89%
8.01% 8.34% 8.93% 9.28% 9.30% 9.43% 9.36% 9.17% 8.53% 8.46% 8.57% 9.48%
8.11% 8.42% 9.38% 9.34% 9.61% 10.10% 10.41% 11.09% 11.06% 10.84% 10.89% 10.85%
No. of Shareholders 48,57158,40275,50285,20799,0081,09,7031,19,3661,22,1831,15,9801,07,1001,01,79099,707

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents