Oracle Financial Services Software Ltd

₹ 7,359 0.16%

24 Apr 4:11 p.m.

oracle.com/financialservices BSE: 532466 NSE : OFSS

About

Oracle Financial Services Software Ltd provides financial software, custom application development, consulting, IT infrastructure management, and outsourced business processing services to the financial services industry. The company was incorporated in 1989 and is based in Mumbai, India. Oracle Financial Services Software Limited is a subsidiary of Oracle Global (Mauritius) Limited. ^[1]

Key Points

Products and Services
The co. offers Financial Services products by solutions like AML and Financial Crime Compliance, Retail & Corporate Banking, Risk and Finance, Revenue Management and Billing, Insurance, Cloud Infrastructure, Customer Acquisition and Experience, and a few more. ^[1]

Website BSE NSE

Market Cap ₹ 63,784 Cr.
Current Price ₹ 7,359
High / Low ₹ 9,023 / 3,401
Stock P/E 30.5
Book Value ₹ 573
Dividend Yield 3.01 %
ROCE 39.4 %
ROE 30.0 %
Face Value ₹ 5.00

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Pros

Company has reduced debt.
Company is almost debt free.
Stock is providing a good dividend yield of 3.02%.
Company has a good return on equity (ROE) track record: 3 Years ROE 30.4%
Company has been maintaining a healthy dividend payout of 102%

Cons

Stock is trading at 12.9 times its book value
The company has delivered a poor sales growth of 1.96% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: IT - Software Industry: Computers - Software - Medium / Small

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
	888	897	1,041	957	940	958	1,059	1,001	1,083	1,112	1,117	1,080	1,375
	367	369	401	410	429	465	488	525	550	540	564	579	589
Operating Profit	521	527	640	547	511	493	571	476	533	573	553	501	786
OPM %	59%	59%	62%	57%	54%	51%	54%	48%	49%	51%	50%	46%	57%
	27	29	28	16	27	185	32	30	51	140	75	36	80
Interest	1	1	1	1	1	0	1	1	1	1	1	1	1
Depreciation	20	18	18	18	17	15	14	15	15	14	15	15	15
Profit before tax	526	537	650	544	520	663	587	491	568	697	614	522	851
Tax %	26%	23%	26%	26%	25%	19%	25%	27%	24%	22%	26%	25%	18%
	392	413	480	403	388	540	439	360	430	543	455	394	700
EPS in Rs	45.54	48.01	55.70	46.80	45.00	62.62	50.87	41.65	49.83	62.86	52.60	45.46	80.81
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Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
	2,606	2,938	3,159	3,341	3,528	3,736	3,862	3,581	3,526	3,645	3,896	4,256	4,684
	1,616	1,814	1,985	2,040	2,223	2,367	2,406	1,683	1,595	1,489	1,705	2,103	2,271
Operating Profit	990	1,123	1,174	1,301	1,305	1,369	1,456	1,898	1,931	2,156	2,191	2,152	2,413
OPM %	38%	38%	37%	39%	37%	37%	38%	53%	55%	59%	56%	51%	52%
	617	440	621	376	213	380	89	139	169	116	256	253	332
Interest	0	0	0	0	0	0	0	0	8	5	3	3	3
Depreciation	40	59	64	63	50	67	57	50	83	80	68	58	59
Profit before tax	1,566	1,505	1,731	1,614	1,468	1,683	1,487	1,986	2,009	2,188	2,376	2,343	2,683
Tax %	30%	32%	34%	34%	39%	23%	32%	35%	21%	25%	24%	24%
	1,089	1,029	1,148	1,058	898	1,288	1,006	1,282	1,583	1,639	1,811	1,773	2,092
EPS in Rs	129.71	122.44	136.48	125.04	105.80	151.35	117.77	149.51	184.29	190.48	210.00	205.16	241.73
Dividend Payout %	0%	0%	0%	532%	95%	112%	110%	0%	98%	105%	90%	110%

Compounded Sales Growth
10 Years:	4%
5 Years:	2%
3 Years:	6%
TTM:	14%

Compounded Profit Growth
10 Years:	6%
5 Years:	12%
3 Years:	4%
TTM:	18%

Stock Price CAGR
10 Years:	9%
5 Years:	16%
3 Years:	31%
1 Year:	115%

Return on Equity
10 Years:	27%
5 Years:	31%
3 Years:	30%
Last Year:	30%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Sep 2023
Equity Capital	42	42	42	42	42	43	43	43	43	43	43	43	43
Reserves	6,205	7,250	8,413	2,948	3,915	2,633	3,764	3,837	5,465	5,603	5,759	5,962	4,920
	0	0	0	0	0	0	0	0	55	30	52	39	30
	867	1,034	1,314	2,813	1,065	2,426	844	565	503	511	587	594	624
Total Liabilities	7,114	8,326	9,769	5,803	5,022	5,102	4,651	4,445	6,067	6,188	6,441	6,638	5,616
	356	374	338	297	251	253	221	249	294	232	227	209	199
CWIP	54	13	12	0	2	1	2	0	0	0	4	0	0
Investments	729	729	728	728	759	755	778	765	768	773	790	791	791
	5,975	7,209	8,690	4,777	4,010	4,094	3,649	3,431	5,005	5,183	5,421	5,639	4,627
Total Assets	7,114	8,326	9,769	5,803	5,022	5,102	4,651	4,445	6,067	6,188	6,441	6,638	5,616

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
	433	1,146	628	974	737	705	1,067	1,053	1,485	1,545	1,598	1,506
	-387	-1,234	-656	3,733	1,087	2,184	-1,287	274	-1,523	51	9	167
	6	15	14	-4,690	-1,779	-925	-1,668	-1,267	-33	-1,570	-1,713	-1,651
Net Cash Flow	52	-73	-14	18	45	1,963	-1,888	60	-72	25	-106	22

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Debtor Days	160	120	134	76	83	50	60	50	43	46	52	54
Inventory Days
Days Payable
Cash Conversion Cycle	160	120	134	76	83	50	60	50	43	46	52	54
Working Capital Days	144	59	67	-189	15	-145	21	38	36	42	44	50
ROCE %	23%	22%	22%	28%	42%	44%	46%	52%	43%	39%	41%	39%

Shareholding Pattern

Numbers in percentages

24 Recently

	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
	73.21%	73.15%	73.12%	73.11%	73.02%	73.00%	72.99%	72.98%	72.90%	72.81%	72.78%	72.75%
	10.02%	8.53%	8.25%	7.98%	7.45%	7.22%	6.75%	7.44%	7.79%	7.74%	6.89%	6.13%
	8.34%	8.93%	9.28%	9.30%	9.43%	9.36%	9.17%	8.53%	8.46%	8.57%	9.48%	10.26%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%
	8.42%	9.38%	9.34%	9.61%	10.10%	10.41%	11.09%	11.06%	10.84%	10.89%	10.85%	10.85%
No. of Shareholders	58,402	75,502	85,207	99,008	1,09,703	1,19,366	1,22,183	1,15,980	1,07,100	1,01,790	99,707	1,10,913

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	74.09%	73.82%	73.50%	73.42%	73.26%	73.11%	72.98%	72.75%
	14.60%	14.89%	13.84%	13.47%	10.61%	7.98%	7.44%	6.13%
	3.54%	4.13%	5.43%	6.27%	8.01%	9.30%	8.53%	10.26%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%
	7.77%	7.16%	7.22%	6.83%	8.11%	9.61%	11.06%	10.85%
No. of Shareholders	22,548	20,597	25,595	27,173	48,571	99,008	1,15,980	1,10,913

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Oracle Financial Services Software Ltd

Oracle Financial Services Software Ltd

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flows

Ratios

Shareholding Pattern

Documents

Announcements

Annual reports