AU Small Finance Bank Ltd
AU Small Finance Bank Limited is engaged in providing a range of banking and financial services including retail banking, wholesale banking, treasury operations and other services. [1]
- Market Cap ₹ 45,653 Cr.
- Current Price ₹ 615
- High / Low ₹ 813 / 554
- Stock P/E 134
- Book Value ₹
- Dividend Yield 0.16 %
- ROCE 12.4 %
- ROE 22.3 %
- Face Value ₹ 10.0
Pros
Cons
- Company has low interest coverage ratio.
- Promoter holding has decreased over last quarter: -2.53%
- Earnings include an other income of Rs.612 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Banks Industry: Banks - Private Sector
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Revenue |
Interest |
Financing Profit |
Financing Margin % |
Depreciation |
Profit before tax |
Tax % |
EPS in Rs |
Gross NPA % |
Net NPA % |
Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | |
---|---|---|---|---|
Revenue | 667 | 813 | 1,206 | 1,429 |
Interest | 317 | 334 | 492 | 531 |
201 | 227 | 339 | 422 | |
Financing Profit | 148 | 252 | 375 | 476 |
Financing Margin % | 22% | 31% | 31% | 33% |
4 | -4 | 8 | 612 | |
Depreciation | 4 | 8 | 10 | 6 |
Profit before tax | 149 | 241 | 373 | 1,082 |
Tax % | 32% | 33% | 34% | 30% |
101 | 163 | 247 | 762 | |
EPS in Rs | 11.65 | 18.49 | 27.95 | 13.40 |
Dividend Payout % | 0% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 29% |
TTM: | 19% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 49% |
TTM: | 38% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 15% |
3 Years: | 6% |
1 Year: | -8% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 23% |
Last Year: | 22% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | |
---|---|---|---|---|
Equity Capital | 43 | 44 | 44 | 284 |
Reserves | 606 | 794 | 1,022 | 1,703 |
2,478 | 3,588 | 6,232 | 7,071 | |
249 | 397 | 634 | 753 | |
Total Liabilities | 3,377 | 4,823 | 7,933 | 9,812 |
23 | 24 | 30 | 36 | |
CWIP | 0 | 0 | 0 | 240 |
Investments | 65 | 65 | 89 | 2,150 |
3,289 | 4,733 | 7,813 | 7,386 | |
Total Assets | 3,377 | 4,823 | 7,933 | 9,812 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | |
---|---|---|---|---|
-665 | -1,125 | -1,719 | 884 | |
593 | 3 | 39 | -1,800 | |
-148 | 1,153 | 1,958 | 1,022 | |
Net Cash Flow | -220 | 31 | 278 | 106 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | |
---|---|---|---|---|
ROE % | 22% | 26% | 22% |
Documents
Announcements
- Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 5m
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
2d - The Bank will host a conference call with analysts and investors on Wednesday, April 24, 2024 at 5:30 pm (IST) wherein the senior management of …
- Board Meeting Intimation for Approval Of The Audited Financial Results Of The Bank For The Quarter And Financial Year Ended On March 31, 2024 And To Consider And Recommend Dividend On Equity Shares, If Any, For The Financial Year Ended On March 31, 2024 2d
- Announcement under Regulation 30 (LODR)-Credit Rating 11 Apr
- Non-Applicability Of Provisions Related To Chapter XII Of SEBI Circular Dated August 10, 2021 (Updated As On July 07, 2023), W.R.T. Fund Raising By Issuance Of Debt Securities By Large Entities 8 Apr
Annual reports
Concalls
-
Mar 2024TranscriptNotesPPT
-
Feb 2024Transcript PPT
-
Nov 2023Transcript PPT
-
Oct 2023TranscriptNotesPPT
-
Oct 2023TranscriptNotesPPT
-
Oct 2023TranscriptNotesPPT
-
Jul 2023Transcript PPT
-
May 2023Transcript PPT REC
-
Jan 2023Transcript PPT
-
Dec 2022TranscriptNotesPPT
-
Nov 2022Transcript PPT
-
Oct 2022TranscriptNotesPPT
-
Jul 2022TranscriptNotesPPT
-
May 2022TranscriptNotesPPT
-
May 2022TranscriptNotesPPT
-
Apr 2022TranscriptNotesPPT
-
Mar 2022TranscriptNotesPPT
-
Feb 2022TranscriptNotesPPT
-
Jan 2022Transcript PPT
-
Oct 2021Transcript PPT
-
Aug 2021Transcript PPT
-
Apr 2021TranscriptNotesPPT
-
Feb 2021TranscriptNotesPPT
-
Jan 2021TranscriptNotesPPT
-
Oct 2020TranscriptNotesPPT
-
Aug 2020Transcript PPT
-
Jul 2020TranscriptNotesPPT
-
Jul 2020TranscriptNotesPPT
-
May 2020TranscriptNotesPPT
-
Feb 2020TranscriptNotesPPT
-
Jan 2020TranscriptNotesPPT
-
Oct 2019TranscriptNotesPPT
-
Jul 2019TranscriptNotesPPT
-
Jul 2019TranscriptNotesPPT
-
Apr 2019TranscriptNotesPPT
-
Jan 2019TranscriptNotesPPT
-
Oct 2018TranscriptNotesPPT
-
Aug 2018TranscriptNotesPPT
-
Aug 2018TranscriptNotesPPT
-
Apr 2018TranscriptNotesPPT
-
Jan 2018TranscriptNotesPPT
-
Oct 2017TranscriptNotesPPT
-
Aug 2017TranscriptNotesPPT
Business Segments
Personal Banking: It includes branch banking (Savings Account, Term Deposit, Bank Locker, Life & Health Insurance, General & Fire Insurance, Mutual Fund, and 3 in 1 Trading Account) and Loans & Advances (Vehicle Loan, Home Loan, Personal Loan, Gold Loan, and Credit Card).