Billionbrains Garage Ventures Ltd
Incorporated in 2017, Groww is a Bengaluru-based fintech company that provides retail investors direct-to-customer digital investment platform, providing multiple financial products and services.[1]
- Market Cap ₹ 1,30,177 Cr.
- Current Price ₹ 208
- High / Low ₹ 227 / 112
- Stock P/E 62.5
- Book Value ₹ 15.4
- Dividend Yield 0.00 %
- ROCE 37.3 %
- ROE 28.8 %
- Face Value ₹ 2.00
Pros
- Company has reduced debt.
- Company is almost debt free.
- Company has a good return on equity (ROE) track record: 3 Years ROE 33.9%
Cons
- Stock is trading at 13.5 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Capital Markets Stockbroking & Allied
Part of BSE 500 BSE 200 BSE Dollex 200 Nifty 500 Nifty Midcap 100
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| 427 | 1,142 | 2,794 | 4,061 | 4,645 | |
| 661 | 743 | 2,050 | 1,531 | 1,901 | |
| Operating Profit | -233 | 399 | 743 | 2,530 | 2,744 |
| OPM % | -55% | 35% | 27% | 62% | 59% |
| 0 | 119 | -1,337 | 0 | 171 | |
| Interest | 0 | 2 | 4 | 43 | 46 |
| Depreciation | 3 | 12 | 20 | 25 | 48 |
| Profit before tax | -236 | 504 | -618 | 2,464 | 2,821 |
| Tax % | 1% | 9% | 30% | 26% | 26% |
| -239 | 458 | -805 | 1,824 | 2,083 | |
| EPS in Rs | -2,144.93 | 67.20 | -118.20 | 9.98 | 3.32 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 60% |
| TTM: | 14% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 66% |
| TTM: | 14% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 25% |
| 3 Years: | 34% |
| Last Year: | 29% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Equity Capital | 0.11 | 21 | 21 | 366 | 1,248 |
| Reserves | 2,706 | 3,252 | 2,478 | 4,446 | 8,404 |
| 0 | 75 | 91 | 610 | 292 | |
| 1,291 | 1,460 | 5,428 | 4,654 | 8,597 | |
| Total Liabilities | 3,997 | 4,808 | 8,018 | 10,076 | 18,541 |
| 286 | 321 | 396 | 402 | 253 | |
| CWIP | 0 | 0 | 0 | 0 | 1,239 |
| Investments | 280 | 1,252 | 1,448 | 1,907 | 2,638 |
| 3,431 | 3,235 | 6,174 | 7,767 | 14,412 | |
| Total Assets | 3,997 | 4,808 | 8,018 | 10,076 | 18,541 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| -349 | 548 | 885 | -962 | -21 | |
| -1,512 | -363 | -910 | 140 | -1,351 | |
| 1,874 | -5 | 4 | 876 | 2,175 | |
| Net Cash Flow | 14 | 179 | -21 | 53 | 804 |
| Free Cash Flow | -357 | 537 | 878 | -979 | -33 |
| CFO/OP | 144% | 150% | 157% | 37% | 26% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Debtor Days | 12 | 12 | 9 | 9 | 22 |
| Inventory Days | |||||
| Days Payable | |||||
| Cash Conversion Cycle | 12 | 12 | 9 | 9 | 22 |
| Working Capital Days | -961 | -2 | -434 | -162 | -526 |
| ROCE % | 16% | 24% | 63% | 37% |
Insights
In beta| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| Active Users Million |
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| NSE Active Clients Market Share % ・Standalone data |
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| Total Customer Assets INR Million |
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| Equity Derivatives Market Share (Retail Premium ADTO) % |
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| MTF Book INR Million |
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| Stocks Market Share (Retail Cash ADTO) % |
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Extracted by Screener AI
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
9 Jul - Intimation of earning conference call for analysts and investors
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Board Meeting Intimation for Considering Unaudited Financial Results For The Quarter Ended June 30, 2026
8 Jul - Board meeting on July 15, 2026 to consider Q1 FY27 unaudited standalone and consolidated results.
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
6 Jul - Submitted Regulation 74(5) certificate for quarter ended June 30, 2026.
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Closure of Trading Window
25 Jun - Trading window closed from July 1, 2026 until 48 hours after Q1 FY26 unaudited results.
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Grant Of Options Under Billionbrains Garage Ventures Limited Employee Stock Option Scheme 2024.
8 Jun - Revised ESOP intimation: 2,74,214 options granted on June 2, 2026, correcting earlier June 1 date.
Concalls
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Apr 2026Transcript PPT REC
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Jan 2026Transcript PPT REC
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Nov 2025Transcript PPT REC
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Nov 2025TranscriptPPTREC
Business Overview[1]
Billionbrains Garage Ventures (Groww) is India’s largest digital investment platform by active users on the NSE as of June 2025. The company operates a direct-to-customer model offering a wide range of financial products, including stocks, derivatives, bonds, mutual funds, margin trading facilities, and personal loans. Its technology-first approach and intuitive app design have driven widespread adoption across India’s cities and rural markets.