5paisa Capital Ltd

AI

5paisa Capital Ltd

₹ 325 3.61%
27 Oct - close price
About

Incorporated in 2007, 5paisa Capital Ltd provides broking services in the Indian capital markets[1]

Key Points

Business Overview:[1]
5PCL started as a discount brokerage platform and was a wholly-owned subsidiary of IIFL Holdings Ltd. After its demerger, the company offers financial products through its online technology platform and mobile application.
It targets retail investors and high-volume traders who actively invest and trade in securities and seek DIY (do-it-yourself) services at a low cost.

  • Market Cap ₹ 1,526 Cr.
  • Current Price ₹ 325
  • High / Low ₹ 417 / 245
  • Stock P/E 36.6
  • Book Value ₹ 242
  • Dividend Yield 0.00 %
  • ROCE 9.91 %
  • ROE 7.02 %
  • Face Value ₹ 10.0

Pros

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of 10.5% over past five years.
  • Company has a low return on equity of 9.62% over last 3 years.
  • Contingent liabilities of Rs.686 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026
96.90 100.25 112.85 102.24 100.79 85.27 71.27 77.69 77.17 79.28 85.42 88.33 86.42
63.33 69.83 95.78 64.91 62.29 55.22 50.07 52.47 54.22 52.40 59.71 62.26 64.63
Operating Profit 33.57 30.42 17.07 37.33 38.50 30.05 21.20 25.22 22.95 26.88 25.71 26.07 21.79
OPM % 34.64% 30.34% 15.13% 36.51% 38.20% 35.24% 29.75% 32.46% 29.74% 33.91% 30.10% 29.51% 25.21%
0.01 0.02 0.00 0.00 0.01 0.00 0.08 0.03 0.09 0.02 0.01 0.01 0.00
Interest 6.47 7.99 10.26 7.16 6.03 5.41 5.20 7.28 7.97 8.21 9.07 8.45 9.45
Depreciation 2.24 2.27 2.72 3.30 3.19 3.10 2.64 2.50 2.38 2.16 2.17 2.21 2.91
Profit before tax 24.87 20.18 4.09 26.87 29.29 21.54 13.44 15.47 12.69 16.53 14.48 15.42 9.43
Tax % 23.44% 25.22% 23.47% 25.31% 25.30% 25.16% 25.30% 25.47% 25.61% 25.59% 24.93% 25.42% 25.56%
19.04 15.09 3.14 20.07 21.89 16.12 10.04 11.52 9.44 12.30 10.87 11.50 7.02
EPS in Rs 4.13 3.23 0.67 4.29 4.68 3.44 2.14 2.46 2.01 2.62 2.32 2.45 1.50
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
11 -1 7 20 61 108 194 298 338 395 360 320 339
3 4 22 51 78 99 146 250 252 288 232 219 239
Operating Profit 8 -5 -15 -32 -17 10 48 48 87 107 127 101 100
OPM % 70% -199% -161% -28% 9% 25% 16% 26% 27% 35% 32% 30%
0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 3 2 1 1 7 15 21 23 21 29 24 33 35
Depreciation 0 0 0 1 1 4 4 4 8 9 12 9 9
Profit before tax 5 -8 -16 -33 -25 -10 23 20 58 69 91 59 56
Tax % 32% -29% -29% -24% -25% -18% 26% 26% 25% 24% 25% 25%
4 -6 -12 -25 -19 -8 17 15 43 52 68 44 42
EPS in Rs 3.84 -5.98 -2.20 -6.62 -4.95 -2.07 4.52 3.37 9.41 11.08 14.52 9.41 8.89
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: 11%
3 Years: -2%
TTM: 9%
Compounded Profit Growth
10 Years: 26%
5 Years: 21%
3 Years: 1%
TTM: -12%
Stock Price CAGR
10 Years: %
5 Years: -6%
3 Years: -10%
1 Year: 2%
Return on Equity
10 Years: 6%
5 Years: 9%
3 Years: 10%
Last Year: 7%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Sep 2026
Equity Capital 3 3 13 13 13 25 26 29 31 31 31 31 47
Reserves 15 9 76 50 32 113 133 348 436 510 573 619 1,090
15 2 0 16 92 219 234 279 169 336 217 379 322
2 30 21 52 145 270 473 953 1,008 1,171 845 878 714
Total Liabilities 35 44 109 131 282 627 866 1,610 1,644 2,048 1,667 1,906 2,173
0 0 0 2 2 8 6 10 15 24 20 18 33
CWIP 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 0 0 0 2 5 11 12 20 14 4 4 4 45
35 44 109 127 274 608 847 1,580 1,615 2,019 1,642 1,884 2,095
Total Assets 35 44 109 131 282 627 866 1,610 1,644 2,048 1,667 1,906 2,173

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-15 -21 -51 15 -239 3 -138 25 -91 98 -104
21 2 -7 0 41 -2 -15 -9 -12 -7 -7
-2 87 -1 29 156 -4 225 -85 154 -141 127
Net Cash Flow 5 68 -58 45 -42 -3 72 -69 51 -51 17
Free Cash Flow -15 -21 -53 14 -248 1 -146 12 -110 91 -110
CFO/EBITDA Share of operating profit converting into cash: CFO (before tax) / Operating Profit 267% 142% 161% -92% -2,489% 7% -285% 33% -70% 93% -85%

Ratios

Standalone / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days 89 -6,908 20 10 12 0 0 0 0 0 0 0
Inventory Days -314
Days Payable
Cash Conversion Cycle 89 -7,222 20 10 12 0 0 0 0 0 0 0
Working Capital Days -450 -2,289 -210 -320 -556 -464 -576 -1,027 -942 -900 -786 -866
ROCE % 34% -23% -29% -39% -17% 2% 12% 8% 12% 13% 14% 10%

Insights

In beta
Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Customer Base
Mn

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ADTO - Notional
Tn ₹
Total Orders
Mn
Customer Acquisition
Lakh
App Users (App Installs)
Mn
Average Client Funding Book (MTF)
₹ Mn

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
32.84% 32.80% 32.78% 32.77% 32.76% 32.75% 32.75% 32.74% 32.78% 32.76% 36.50% 36.50%
22.37% 22.66% 22.70% 21.58% 21.59% 21.57% 21.62% 21.68% 12.36% 12.41% 15.11% 15.21%
0.20% 0.29% 0.25% 0.25% 0.25% 0.25% 0.26% 0.25% 0.01% 0.01% 0.00% 0.00%
44.57% 44.24% 44.27% 45.40% 45.38% 45.41% 45.37% 45.32% 54.83% 54.80% 48.38% 48.27%
0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%
No. of Shareholders 33,16442,46544,68654,75758,38558,09556,88455,17055,30852,24350,14547,099

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Concalls