5paisa Capital Ltd

5paisa Capital Ltd

₹ 326 -2.72%
11 May - close price
About

Incorporated in 2007, 5paisa Capital Ltd provides broking services in the Indian capital markets[1]

Key Points

Business Overview:[1]
5PCL started as a discount brokerage platform and was a wholly-owned subsidiary of IIFL Holdings Ltd. After its demerger, the company offers financial products through its online technology platform and mobile application.
It targets retail investors and high-volume traders who actively invest and trade in securities and seek DIY (do-it-yourself) services at a low cost.

  • Market Cap 1,531 Cr.
  • Current Price 326
  • High / Low 437 / 245
  • Stock P/E 34.7
  • Book Value 139
  • Dividend Yield 0.00 %
  • ROCE 9.91 %
  • ROE 7.03 %
  • Face Value 10.0

Pros

  • Promoter holding has increased by 3.72% over last quarter.

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of 10.5% over past five years.
  • Company has a low return on equity of 9.63% over last 3 years.
  • Contingent liabilities of Rs.522 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
90 85 97 100 113 102 101 85 71 78 77 79 85
65 59 63 70 96 65 62 55 50 52 54 52 60
Operating Profit 25 26 34 30 17 37 38 30 21 25 23 27 26
OPM % 28% 30% 35% 30% 15% 37% 38% 35% 30% 32% 30% 34% 30%
0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 5 4 6 8 10 7 6 5 5 7 8 8 9
Depreciation 2 2 2 2 3 3 3 3 3 2 2 2 2
Profit before tax 18 20 25 20 4 27 29 22 13 15 13 17 14
Tax % 25% 25% 23% 25% 23% 25% 25% 25% 25% 25% 26% 26% 25%
14 15 19 15 3 20 22 16 10 12 9 12 11
EPS in Rs 3.01 3.17 4.13 3.23 0.67 4.29 4.68 3.44 2.14 2.46 2.01 2.62 2.32
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
11 -1 7 20 61 108 194 298 338 395 360 320
3 4 22 51 78 99 146 250 252 288 232 219
Operating Profit 8 -5 -15 -32 -17 10 48 48 87 107 127 101
OPM % 70% -199% -161% -28% 9% 25% 16% 26% 27% 35% 32%
0 0 0 0 0 0 0 0 0 0 0 0
Interest 3 2 1 1 7 15 21 23 21 29 24 33
Depreciation 0 0 0 1 1 4 4 4 8 9 12 9
Profit before tax 5 -8 -16 -33 -25 -10 23 20 58 69 91 59
Tax % 32% -29% -29% -24% -25% -18% 26% 26% 25% 24% 25% 25%
4 -6 -12 -25 -19 -8 17 15 43 52 68 44
EPS in Rs 3.84 -5.98 -2.20 -6.62 -4.95 -2.07 4.52 3.37 9.41 11.08 14.52 9.41
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: 11%
3 Years: -2%
TTM: -11%
Compounded Profit Growth
10 Years: 26%
5 Years: 21%
3 Years: 1%
TTM: -35%
Stock Price CAGR
10 Years: %
5 Years: -2%
3 Years: 1%
1 Year: -9%
Return on Equity
10 Years: 6%
5 Years: 9%
3 Years: 10%
Last Year: 7%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 3 3 13 13 13 25 26 29 31 31 31 31
Reserves 15 9 76 50 32 113 133 348 436 510 573 619
15 2 0 16 92 219 234 279 169 336 217 379
2 30 21 52 145 270 473 953 1,008 1,171 844 878
Total Liabilities 35 44 109 131 282 627 866 1,610 1,644 2,048 1,666 1,906
0 0 0 2 2 8 6 10 15 24 20 18
CWIP 0 0 0 0 0 0 0 0 0 0 0 0
Investments 0 0 0 2 5 11 12 20 14 4 4 4
35 44 109 127 274 608 847 1,580 1,615 2,019 1,642 1,884
Total Assets 35 44 109 131 282 627 866 1,610 1,644 2,048 1,666 1,906

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-15 -21 -51 15 -239 3 -138 25 -91 98 -104
21 2 -7 0 41 -2 -15 -9 -12 -7 -7
-2 87 -1 29 156 -4 225 -85 154 -141 127
Net Cash Flow 5 68 -58 45 -42 -3 72 -69 51 -51 17
Free Cash Flow -15 -21 -53 14 -248 1 -146 12 -110 91 -110
CFO/OP 267% 142% 161% -92% -2,489% 7% -285% 33% -70% 93% -85%

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days 89 -6,908 20 10 12 0 0 0 0 0 0 0
Inventory Days -314
Days Payable
Cash Conversion Cycle 89 -7,222 20 10 12 0 0 0 0 0 0 0
Working Capital Days -450 -2,289 -210 -320 -556 -464 -576 -1,027 -942 -900 -786 -874
ROCE % 34% -23% -29% -39% -17% 2% 12% 8% 12% 13% 14% 10%

Insights

In beta
Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Dec 2025
App Installs
Million

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Total Customer Base
Million
Cost to Income Ratio
Percentage
Average Daily Turnover (ADTO) - Notional
INR Trillion
MTF Funding Book Size (Avg)
INR Million
New Customer Acquisition
Lakhs
Total Orders Executed
Million

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Apr 2026
33.27% 32.84% 32.80% 32.78% 32.77% 32.76% 32.75% 32.75% 32.74% 32.78% 32.76% 36.50%
23.08% 22.37% 22.66% 22.70% 21.58% 21.59% 21.57% 21.62% 21.68% 12.36% 12.41% 15.07%
0.00% 0.20% 0.29% 0.25% 0.25% 0.25% 0.25% 0.26% 0.25% 0.01% 0.01% 0.01%
43.63% 44.57% 44.24% 44.27% 45.40% 45.38% 45.41% 45.37% 45.32% 54.83% 54.80% 48.42%
0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%
No. of Shareholders 32,04933,16442,46544,68654,75758,38558,09556,88455,17055,30852,24352,531

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

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