SBI Cards & Payment Services Ltd

Finance >> Finance & Investments

  • Market Cap: 76,297 Cr.
  • Current Price: 812.05
  • 52 weeks High / Low 868.00 / 495.00
  • Book Value:
  • Stock P/E: 61.28
  • Dividend Yield: 0.12 %
  • ROCE: 15.21 %
  • ROE: 27.89 %
  • Sales Growth (3Yrs): 40.50 %
  • Listed on BSE and NSE
  • Company Website
  • Face Value: 10.00
Edit ratios
Pros:
Company has delivered good profit growth of 36.09% CAGR over last 5 years
Company has a good return on equity (ROE) track record: 3 Years ROE 29.04%
Cons:

Peer comparison Sector: Finance // Industry: Finance & Investments

Loading peers table ...

Quarterly Results Figures in Rs. Crores

Mar 2019 Jun 2019 Dec 2019 Mar 2020 Jun 2020
Revenue 1,983 2,068 2,479 2,433 2,152
Interest 273 302 345 334 275
1,402 1,440 1,608 2,035 1,365
Financing Profit 308 326 526 64 513
Financing Margin % 16% 16% 21% 3% 24%
Other Income 93 236 84 77 43
Depreciation 16 29 27 29 28
Profit before tax 385 533 583 112 528
Tax % 35% 35% 25% 25% 26%
Net Profit 249 346 435 84 393
EPS in Rs 0.89 4.19
Gross NPA % 2.44% 1.35% 2.01% 2.68%
Net NPA %
Notes Notes Notes Notes Notes

Profit & Loss Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Revenue 1,438 1,822 2,392 3,347 5,195 7,017 9,281
Interest 300 378 436 528 712 1,009 1,301
918 1,255 1,617 2,366 3,715 4,887 6,618
Financing Profit 220 189 339 452 769 1,121 1,362
Financing Margin % 15% 10% 14% 14% 15% 16% 15%
Other Income 74 82 100 124 175 270 471
Depreciation 1 1 1 5 24 55 104
Profit before tax 293 271 438 572 919 1,335 1,730
Tax % 0% 1% 35% 35% 35% 35% 28%
Net Profit 293 267 284 373 601 865 1,245
EPS in Rs 13.26
Dividend Payout % 0% 15% 28% 21% 0% 10% 8%
* Sales is net of excise duty and discounts
Compounded Sales Growth
10 Years:%
5 Years:38.49%
3 Years:40.50%
TTM:32.26%
Compounded Profit Growth
10 Years:%
5 Years:36.09%
3 Years:49.46%
TTM:43.93%
Stock Price CAGR
10 Years:%
5 Years:%
3 Years:%
1 Year:%
Return on Equity
10 Years:%
5 Years:28.79%
3 Years:29.04%
Last Year:27.89%

Balance Sheet Figures in Rs. Crores

Corp Actions
Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
785 785 785 785 785 837 939
Reserves -39 181 370 664 1,568 2,751 4,402
Borrowings 3,498 4,699 5,928 8,268 11,413 13,549 17,365
491 593 797 1,048 1,920 3,009 2,597
Total Liabilities 4,735 6,257 7,880 10,765 15,686 20,146 25,303
1 2 2 24 242 196 311
CWIP 0 0 0 0 35 20 24
Investments 0 0 0 0 0 1 1
4,734 6,256 7,878 10,741 15,409 19,928 24,967
Total Assets 4,735 6,257 7,880 10,765 15,686 20,146 25,303

Cash Flows Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
-398 -879 -1,158 -2,235 -2,891 -2,327 -4,067
1 1 1 -1 128 -76 -73
475 1,008 1,141 2,244 2,953 2,824 3,922
Net Cash Flow 78 130 -17 9 190 422 -218

Ratios Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
ROE % 31% 27% 29% 32% 29% 28%

Shareholding pattern in percentages

Mar 2020
69.55
4.07
3.79
22.59