One 97 Communications Ltd
₹ 1,678
1.75%
31 Aug
4:01 p.m.
About
Incorporated in 2000, One 97 Communications Ltd is India's leading digital ecosystem for consumers as well as merchants. As of March 31, 2021, the company has a 333 million+ client base and 21 million+ registered merchants to whom it offers payment services, financial services, and commerce and cloud services.[1]
Key Points
- Market Cap ₹ 1,07,608 Cr.
- Current Price ₹ 1,678
- High / Low ₹ 1,732 / 931
- Stock P/E 133
- Book Value ₹ 250
- Dividend Yield 0.00 %
- ROCE 4.96 %
- ROE 4.64 %
- Face Value ₹ 1.00
Pros
- Company is almost debt free.
- Company has delivered good profit growth of 19.4% CAGR over last 5 years
- Company's median sales growth is 22.3% of last 10 years
Cons
- Stock is trading at 6.53 times its book value
- Company has a low return on equity of -4.60% over last 3 years.
- Earnings include an other income of Rs.625 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Loading peers table ...
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 323 | 855 | 3,224 | 3,279 | 2,801 | 4,974 | 7,990 | 9,978 | 6,900 | 8,437 | 8,967 | |
| 683 | 2,523 | 7,592 | 5,964 | 4,640 | 7,358 | 9,634 | 10,921 | 8,406 | 7,936 | 8,337 | |
| Operating Profit | -360 | -1,668 | -4,368 | -2,685 | -1,838 | -2,384 | -1,644 | -943 | -1,506 | 501 | 630 |
| OPM % | -111% | -195% | -135% | -82% | -66% | -48% | -21% | -9% | -22% | 6% | 7% |
| 16 | 164 | 280 | -45 | 356 | 288 | 410 | 314 | 1,551 | 668 | 625 | |
| Interest | 2 | 1 | 38 | 54 | 38 | 42 | 24 | 26 | 17 | 19 | 21 |
| Depreciation | 21 | 28 | 112 | 174 | 178 | 247 | 485 | 736 | 673 | 568 | 533 |
| Profit before tax | -367 | -1,534 | -4,237 | -2,958 | -1,698 | -2,385 | -1,743 | -1,390 | -645 | 582 | 701 |
| Tax % | 1% | 0% | -0% | -1% | 0% | 0% | 2% | 2% | 3% | 5% | |
| -372 | -1,535 | -4,231 | -2,942 | -1,701 | -2,396 | -1,776 | -1,422 | -663 | 552 | 649 | |
| EPS in Rs | -123.02 | -331.99 | -726.78 | -470.27 | -280.42 | -36.90 | -28.02 | -22.30 | -10.33 | 8.64 | 10.16 |
| Dividend Payout % | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 26% |
| 5 Years: | 25% |
| 3 Years: | 2% |
| TTM: | 23% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 19% |
| 3 Years: | 34% |
| TTM: | 263% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 24% |
| 1 Year: | 37% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | -9% |
| 3 Years: | -5% |
| Last Year: | 5% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 30 | 46 | 58 | 60 | 60 | 65 | 63 | 64 | 64 | 64 |
| Reserves | 354 | 2,751 | 5,667 | 8,045 | 6,474 | 14,087 | 12,952 | 13,263 | 14,963 | 15,962 |
| -0 | 15 | 932 | 428 | 612 | 222 | 223 | 177 | 160 | 172 | |
| 316 | 637 | 2,107 | 1,769 | 2,004 | 3,618 | 4,727 | 5,190 | 6,261 | 7,717 | |
| Total Liabilities | 701 | 3,450 | 8,764 | 10,302 | 9,151 | 17,991 | 17,966 | 18,693 | 21,448 | 23,915 |
| 47 | 81 | 841 | 594 | 491 | 914 | 1,209 | 1,247 | 890 | 906 | |
| CWIP | 11 | 59 | 56 | 15 | 24 | 12 | 11 | 14 | 15 | 11 |
| Investments | 112 | 2,308 | 2,849 | 3,740 | 413 | 1,230 | 2,697 | 4,628 | 4,172 | 4,501 |
| 530 | 1,002 | 5,018 | 5,954 | 8,223 | 15,836 | 14,048 | 12,804 | 16,371 | 18,497 | |
| Total Assets | 701 | 3,450 | 8,764 | 10,302 | 9,151 | 17,991 | 17,966 | 18,693 | 21,448 | 23,915 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -334 | -1,405 | -4,476 | -2,377 | -2,082 | -1,236 | 416 | 651 | -121 | -743 | |
| -20 | -2,229 | 1,906 | -1,997 | 1,934 | -5,484 | 2,628 | 338 | -2,031 | 2,006 | |
| 459 | 3,938 | 2,110 | 5,160 | -222 | 8,054 | -1,112 | -22 | -53 | -50 | |
| Net Cash Flow | 104 | 304 | -460 | 786 | -371 | 1,334 | 1,931 | 967 | -2,205 | 1,213 |
| Free Cash Flow | -372 | -1,515 | -4,651 | -2,563 | -2,270 | -1,741 | -281 | -161 | -438 | -1,211 |
| CFO/OP | 93% | 87% | 98% | 88% | 123% | 46% | -36% | -81% | 9% | -142% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 100 | 53 | 29 | 34 | 61 | 55 | 57 | 60 | 69 | 51 |
| Inventory Days | ||||||||||
| Days Payable | ||||||||||
| Cash Conversion Cycle | 100 | 53 | 29 | 34 | 61 | 55 | 57 | 60 | 69 | 51 |
| Working Capital Days | 12 | -83 | 195 | 116 | 289 | 162 | 61 | -18 | -119 | -123 |
| ROCE % | -101% | -34% | -21% | -22% | -12% | -8% | -10% | 5% |
Insights
In beta| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Gross Merchandise Value (GMV) ₹ Lakh Cr |
|
|||||||
| Monthly Transacting Users (MTU) Cr |
||||||||
| Registered Merchants Cr |
||||||||
| Subscription Merchants (cumulative, including devices) Cr |
||||||||
| Total Transactions Cr |
||||||||
| Key Financial Services Customers Lakh |
||||||||
| Customer UPI GTV ₹ Lakh Cr |
||||||||
Requires Premium
Requires Premium
Extracted by Screener AI
Documents
Announcements
-
Dispatch Of Letter To Shareholders Whose E-Mail Addresses Are Not Registered With Company/ Registrar & Share Transfer Agent/ Depository Participant(S).
- Paytm dispatches 26th AGM notice and FY26 annual report; AGM on September 15, 2026.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
- Newspaper Advertisement regarding completion of dispatch of Notice of 26th Annual General Meeting of Members of the Company and the Annual Report for financial year …
-
Business Responsibility and Sustainability Reporting (BRSR)
- Paytm filed FY 2025-26 BRSR on August 21, 2026, with SGS assurance and PPSL inclusion.
- Reg. 34 (1) Annual Report.
- Notice Of 26Th Annual General Meeting Of The Company Scheduled To Be Held On Tuesday, September 15, 2026 Along With Annual Report For The Financial Year 2025-26.
Annual reports
Concalls
-
Jul 2026Transcript PPT REC
-
May 2026Transcript PPT REC
-
Feb 2026Transcript PPT
-
Nov 2025Transcript PPT
-
Jul 2025Transcript PPT
-
May 2025Transcript PPT REC
-
Jan 2025Transcript PPT
-
Oct 2024Transcript PPT
-
Jul 2024Transcript PPT
-
May 2024Transcript PPT
-
Feb 2024Transcript PPT
-
Jan 2024Transcript PPT
-
Dec 2023TranscriptAI SummaryPPT
-
Oct 2023Transcript PPT
-
Jul 2023Transcript PPT
-
May 2023Transcript PPT
-
May 2023TranscriptAI SummaryPPT
-
Feb 2023Transcript PPT
-
Dec 2022TranscriptAI SummaryPPT
-
Dec 2022Transcript PPT
-
Nov 2022TranscriptAI SummaryPPT
-
Aug 2022Transcript PPT
-
May 2022Transcript PPT
-
Feb 2022Transcript PPT
-
Nov 2021Transcript PPT
Business Overview:[1]
The company operates Paytm, a payment-led consumer and merchant ecosystem. Payments acquire and engage users and merchants. The same base is monetised through device subscriptions, payment processing, loan distribution, equity broking, mutual funds, insurance, advertising, travel and other marketing services. Lending remains capital-light. Loans are underwritten and booked by lending partners, while Paytm provides distribution, customer insights, the borrower interface and collections infrastructure.
The merchant acceptance stack includes QR, Soundbox, All-in-One POS and online payment gateway, covering UPI, cards, credit card on UPI and EMI. The consumer app covers UPI P2P and P2M, recharges, bill payments and money transfers.[1][2]