IndusInd Bank Ltd

IndusInd Bank is engaged in Business of Banking Services.(Source : 201903 Annual Report Page No: 120)

  • Market Cap: 36,111 Cr.
  • Current Price: 520.65
  • 52 weeks High / Low 1596.55 / 235.55
  • Book Value: 384.62
  • Stock P/E: 10.21
  • Dividend Yield: 1.44 %
  • ROCE: 7.62 %
  • ROE: 13.07 %
  • Sales Growth (3Yrs): 23.31 %
  • Listed on BSE and NSE
  • Company Website
  • Face Value: 10.00
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Pros:
Cons:
Company has low interest coverage ratio.
Promoter holding is low: 14.65%
Contingent liabilities of Rs.985639.95 Cr.
Earnings include an other income of Rs.6809.86 Cr.

Peer comparison Sector: Banks // Industry: Banks - Private Sector

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Quarterly Results Consolidated Figures in Rs. Crores / View Standalone

Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020
Revenue 5,068 5,438 5,763 5,991 6,961 7,150 7,285 7,387 7,162
Interest 2,946 3,235 3,475 3,759 4,117 4,241 4,210 4,155 3,853
1,863 2,118 2,247 3,285 2,347 2,751 3,150 4,587 4,161
Financing Profit 260 85 41 -1,053 497 159 -76 -1,356 -852
Financing Margin % 5% 2% 1% -18% 7% 2% -1% -18% -12%
Other Income 1,302 1,317 1,469 1,559 1,663 1,727 1,790 1,772 1,520
Depreciation 0 0 0 0 0 0 0 0 0
Profit before tax 1,561 1,402 1,510 506 2,160 1,886 1,714 416 669
Tax % 34% 34% 35% 29% 34% 26% 24% 24% 24%
Net Profit 1,036 920 985 360 1,433 1,401 1,309 315 510
EPS in Rs 17.25 15.32 16.37 5.96 20.68 20.22 18.89 4.55 7.36
Gross NPA % 1.15% 1.09% 1.13% 2.10% 2.15% 2.19% 2.18% 2.45% 2.53%
Net NPA % 0.51% 0.48% 0.59% 1.21% 1.23% 1.12% 1.05% 0.91% 0.86%
Notes Notes Notes Notes Notes Notes Notes Notes Notes

Profit & Loss Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018 Mar 2019 TTM
Revenue 11,872 14,406 17,281 22,261 28,983
Interest 7,355 8,343 9,783 13,415 16,459
4,188 5,684 6,555 9,283 14,649
Financing Profit 329 379 942 -437 -2,125
Financing Margin % 3% 3% 5% -2% -7%
Other Income 3,297 4,171 4,750 5,646 6,810
Depreciation 157 191 212 229 0
Profit before tax 3,469 4,360 5,481 4,980 4,685
Tax % 34% 34% 34% 34%
Net Profit 2,287 2,868 3,606 3,301 3,536
EPS in Rs 38.43 47.95 60.08 54.77 51.02
Dividend Payout % 12% 13% 12% 14%
* Sales is net of excise duty and discounts
Compounded Sales Growth
10 Years:%
5 Years:%
3 Years:23.31%
TTM:19.99%
Compounded Profit Growth
10 Years:%
5 Years:%
3 Years:13.14%
TTM:-4.37%
Stock Price CAGR
10 Years:9.00%
5 Years:-11.50%
3 Years:-31.57%
1 Year:-62.83%
Return on Equity
10 Years:%
5 Years:%
3 Years:14.66%
Last Year:13.07%

Balance Sheet Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018 Mar 2019
595 598 600 603
Reserves 17,088 20,034 23,228 26,073
Borrowings 117,996 149,026 189,928 242,189
7,219 8,992 7,871 8,956
Total Liabilities 142,898 178,650 221,628 277,821
1,218 1,307 1,313 1,688
CWIP 37 28 25 22
Investments 34,056 36,704 50,078 59,268
107,587 140,611 170,211 216,843
Total Assets 142,898 178,650 221,628 277,821

Cash Flows Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018 Mar 2019
-2,927 11,569 -20,700 -6,389
-258 -285 -217 -633
2,517 -2,768 15,505 8,590
Net Cash Flow -667 8,516 -5,412 1,568

Ratios Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018 Mar 2019
ROE % 15% 16% 13%

Shareholding pattern in percentages

Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020
16.77 16.79 16.77 16.77 16.74 16.79 16.80 16.78 14.38 14.38 14.34 14.65
48.26 49.93 52.06 52.64 52.20 53.65 53.53 51.47 52.10 55.22 53.58 52.07
14.10 12.92 11.17 10.57 10.21 10.03 9.75 10.85 17.22 14.95 15.50 14.72
0.00 0.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20.87 20.17 20.00 20.02 20.85 19.53 19.92 20.89 16.29 15.45 16.58 18.55