Yes Bank Ltd
Incorporated in 2003, Yes Bank Ltd is engaged in providing a wide range of banking and financial services[1]
- Market Cap ₹ 64,042 Cr.
- Current Price ₹ 20.4
- High / Low ₹ 27.4 / 16.0
- Stock P/E 26.2
- Book Value ₹ 15.3
- Dividend Yield 0.00 %
- ROCE 6.36 %
- ROE 5.44 %
- Face Value ₹ 2.00
Pros
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Company has a low return on equity of 3.61% over last 3 years.
- Contingent liabilities of Rs.8,11,922 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Banks Private Sector Bank
Part of BSE 500 BSE 100 BSE 200 Nifty 500 BSE BANKEX
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
9,981 | 11,572 | 13,533 | 16,425 | 20,269 | 29,624 | 26,052 | 20,039 | 19,019 | 22,702 | 27,606 | 30,919 | |
Interest | 7,265 | 8,083 | 8,965 | 10,627 | 12,529 | 19,811 | 19,258 | 12,611 | 12,528 | 14,800 | 19,527 | 21,998 |
2,055 | 2,548 | 3,429 | 4,790 | 6,595 | 11,834 | 39,246 | 14,937 | 8,058 | 10,371 | 11,350 | 11,853 | |
Financing Profit | 662 | 940 | 1,139 | 1,008 | 1,144 | -2,021 | -32,452 | -7,509 | -1,568 | -2,468 | -3,272 | -2,933 |
Financing Margin % | 7% | 8% | 8% | 6% | 6% | -7% | -125% | -37% | -8% | -11% | -12% | -9% |
1,722 | 2,048 | 2,729 | 4,218 | 5,293 | 4,675 | 11,956 | 3,107 | 3,405 | 3,883 | 5,355 | 6,157 | |
Depreciation | 64 | 86 | 112 | 173 | 232 | 305 | 342 | 360 | 403 | 433 | 546 | 0 |
Profit before tax | 2,320 | 2,902 | 3,756 | 5,053 | 6,205 | 2,349 | -20,838 | -4,762 | 1,434 | 981 | 1,538 | 3,224 |
Tax % | 31% | 31% | 33% | 34% | 32% | 27% | -21% | -27% | 26% | 25% | 16% | 24% |
1,611 | 1,997 | 2,530 | 3,340 | 4,233 | 1,709 | -16,433 | -3,489 | 1,064 | 736 | 1,285 | 2,446 | |
EPS in Rs | 8.94 | 9.56 | 12.03 | 14.63 | 18.38 | 7.38 | -13.09 | -1.39 | 0.42 | 0.26 | 0.45 | 0.78 |
Dividend Payout % | 18% | 19% | 17% | 16% | 15% | 27% | 0% | 0% | 0% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | 10% |
5 Years: | 3% |
3 Years: | 18% |
TTM: | 12% |
Compounded Profit Growth | |
---|---|
10 Years: | 2% |
5 Years: | 17% |
3 Years: | 32% |
TTM: | 90% |
Stock Price CAGR | |
---|---|
10 Years: | -19% |
5 Years: | -5% |
3 Years: | 17% |
1 Year: | -15% |
Return on Equity | |
---|---|
10 Years: | -1% |
5 Years: | 1% |
3 Years: | 4% |
Last Year: | 5% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 361 | 418 | 421 | 456 | 461 | 463 | 2,510 | 5,011 | 5,011 | 5,751 | 5,754 | 6,271 |
Reserves | 6,755 | 11,248 | 13,342 | 21,583 | 25,292 | 26,424 | 19,185 | 28,127 | 28,688 | 34,967 | 36,402 | 41,562 |
Deposits | 74,186 | 91,159 | 111,704 | 142,857 | 200,689 | 227,558 | 105,311 | 162,846 | 197,063 | 217,382 | 266,230 | 284,420 |
Borrowing | 21,314 | 26,220 | 31,659 | 38,607 | 74,894 | 108,424 | 113,790 | 63,949 | 72,340 | 77,754 | 80,508 | 71,971 |
6,390 | 7,098 | 8,117 | 11,556 | 11,115 | 17,990 | 17,036 | 13,660 | 15,476 | 19,350 | 17,469 | 19,892 | |
Total Liabilities | 109,005 | 136,143 | 165,243 | 215,060 | 312,450 | 380,860 | 257,832 | 273,593 | 318,578 | 355,204 | 406,362 | 424,116 |
277 | 296 | 414 | 612 | 765 | 778 | 730 | 2,096 | 2,016 | 2,156 | 2,509 | 3,078 | |
CWIP | 20 | 26 | 60 | 75 | 72 | 51 | 294 | 63 | 125 | 296 | 357 | 0 |
Investments | 40,933 | 43,193 | 48,788 | 49,982 | 68,293 | 89,329 | 43,748 | 43,115 | 51,754 | 76,749 | 89,997 | 84,725 |
67,775 | 92,628 | 115,980 | 164,391 | 243,319 | 290,701 | 213,061 | 228,320 | 264,683 | 276,003 | 313,499 | 336,313 | |
Total Assets | 109,005 | 136,143 | 165,243 | 215,060 | 312,450 | 380,860 | 257,832 | 273,593 | 318,578 | 355,204 | 406,362 | 424,116 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
4,436 | -2,317 | -304 | 4,384 | -21,810 | -24,573 | -57,721 | 55,396 | 23,598 | -25,816 | 9,645 | 6,386 | |
-2,785 | -3,591 | -4,023 | -4,478 | -8,738 | -6,235 | 14,128 | 441 | -14,566 | -13,026 | -12,453 | 8,527 | |
176 | 7,574 | 4,989 | 11,429 | 35,748 | 33,039 | 25,038 | -34,942 | 8,391 | 11,450 | 2,771 | -5,651 | |
Net Cash Flow | 1,826 | 1,666 | 662 | 11,336 | 5,199 | 2,231 | -18,555 | 20,895 | 17,423 | -27,392 | -38 | 9,262 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
ROE % | 25% | 21% | 20% | 19% | 18% | 6% | -68% | -13% | 3% | 2% | 3% | 5% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Change in Directorate
27 Jun - YES Bank director Shweta Jalan resigns; D. Shivakumar appointed as new Non-Executive Director nominee.
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Closure of Trading Window
26 Jun - Trading window closed from July 1, 2025 till post Q1 financial results announcement.
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
26 Jun - Scheduled investor meetings at Motilal Oswal conference, Sept 1-3, 2025, Mumbai.
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Receipt Of One Time Settlement (OTS) Amount From A Non Performing Advance (NPA)- Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations, 2015
21 Jun - YES BANK received INR 201 crore one-time settlement from a non-performing asset.
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Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
20 Jun - Of allotment of equity shares pursuant to exercise of stock options under YBL ESOS 2020 Scheme
Annual reports
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
from nse
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Financial Year 2011
from bse
Concalls
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May 2025Transcript PPT REC
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Apr 2025TranscriptNotesPPT
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Jan 2025Transcript PPT
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Nov 2024Transcript PPT
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Oct 2024TranscriptNotesPPT
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Jul 2024Transcript PPT
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May 2024Transcript PPT REC
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Feb 2024Transcript PPT REC
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Oct 2023Transcript PPT
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Jul 2023Transcript PPT
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Jun 2023TranscriptNotesPPT
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Oct 2022TranscriptPPT
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Jun 2020TranscriptNotesPPT
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Mar 2020TranscriptNotesPPT
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Nov 2019TranscriptNotesPPT
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Jan 2019TranscriptNotesPPT
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Jul 2018TranscriptNotesPPT
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Apr 2018TranscriptNotesPPT
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Jan 2018TranscriptNotesPPT
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Nov 2017TranscriptNotesPPT
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Oct 2017TranscriptNotesPPT
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Jul 2017TranscriptNotesPPT
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Apr 2017TranscriptNotesPPT
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Feb 2016TranscriptNotesPPT
Market Position
Yes Bank is the 6th largest private sector bank in total assets terms. [1]