Power Finance Corporation Ltd

Power Fin.Corpn. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Power Finance Corporation Ltd

₹ 343 -0.38%
11 Dec - close price
pfcindia.com BSE: 532810 NSE: PFC
About

Power Finance Corporation Limited is a Systemically Important Non-Deposit taking NBFC registered with the RBI as an Infrastructure Finance Company. It is engaged in extending financial assistance to the Indian power sector. [1]

Key Points

Products & Services
The company finances infrastructure projects in the Indian Power sector. Its products include:
A) Fund-Based Products: Project Term loans, Lease financing for the purchase of equipment, Short/Medium Term loans to equipment manufacturers, Debt refinancing, etc.
B) Non-Fund Based Products: Deferred payment guarantee, Letter of Comfort (LoC), Policy for a guarantee of credit enhancement, etc. [1]

Website BSE NSE
  • Market Cap ₹ 1,13,045 Cr.
  • Current Price ₹ 343
  • High / Low ₹ 515 / 335
  • Stock P/E 4.57
  • Book Value ₹ 385
  • Dividend Yield 4.61 %
  • ROCE 9.73 %
  • ROE 21.0 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Stock is trading at 0.89 times its book value
  • Stock is providing a good dividend yield of 4.61%.
  • Company has been maintaining a healthy dividend payout of 22.4%
  • Company's working capital requirements have reduced from 33.0 days to 19.0 days

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 11.5% over past five years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Financial Institution

Part of BSE 500 BSE 100 BSE 200 BSE Dollex 200 BSE PSU

Edit Columns
Loading peers table ...

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025
19,336 19,639 20,061 21,009 22,391 23,572 24,141 24,717 25,722 26,798 29,265 28,539 28,890
Interest 11,413 12,129 12,637 13,670 14,313 14,827 15,154 15,521 16,008 16,562 16,584 17,204 17,314
1,316 900 -339 -65 -551 791 -589 310 366 429 2,131 212 1,514
Financing Profit 6,608 6,610 7,763 7,404 8,629 7,954 9,577 8,886 9,348 9,807 10,550 11,123 10,062
Financing Margin % 34% 34% 39% 35% 39% 34% 40% 36% 36% 37% 36% 39% 35%
8 24 13 9 13 22 35 20 33 24 20 90 11
Depreciation 12 14 14 12 13 14 15 12 13 15 16 14 15
Profit before tax 6,604 6,619 7,762 7,401 8,629 7,961 9,597 8,894 9,368 9,816 10,554 11,199 10,057
Tax % 21% 21% 21% 19% 23% 21% 21% 19% 23% 21% 21% 20% 22%
5,229 5,241 6,129 5,982 6,628 6,294 7,556 7,182 7,215 7,760 8,358 8,981 7,834
EPS in Rs 11.92 11.70 14.17 13.87 14.65 14.33 17.04 16.80 16.07 17.66 19.14 20.81 17.40
Gross NPA % 4.38% 3.91% 3.66% 3.54% 3.40% 3.13% 3.02% 2.97% 2.62% 2.30% 1.64% 1.47%
Net NPA % 1.27% 1.15% 1.03% 1.00% 0.98% 0.86% 0.85% 0.84% 0.80% 0.73% 0.38% 0.31%
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
21,407 24,988 27,861 27,581 48,624 54,106 62,189 71,656 76,262 77,807 91,508 107,106 113,492
Interest 13,053 15,456 16,657 16,768 30,289 34,627 40,845 44,684 44,709 47,017 57,968 64,670 67,664
748 1,103 2,042 5,538 6,583 1,696 7,332 7,102 8,215 4,290 -33 3,833 4,287
Financing Profit 7,607 8,429 9,162 5,275 11,752 17,783 14,012 19,871 23,338 26,501 33,573 38,603 41,542
Financing Margin % 36% 34% 33% 19% 24% 33% 23% 28% 31% 34% 37% 36% 37%
23 25 25 30 42 94 105 46 79 47 69 85 145
Depreciation 5 8 20 41 15 15 24 25 35 52 53 56 60
Profit before tax 7,624 8,446 9,167 5,264 11,779 17,862 14,093 19,891 23,382 26,496 33,588 38,632 41,627
Tax % 28% 29% 33% 58% 25% 29% 33% 21% 20% 20% 21% 21%
5,462 6,004 6,184 2,236 8,797 12,640 9,477 15,716 18,768 21,179 26,461 30,514 32,933
EPS in Rs 16.55 18.19 18.74 6.78 20.27 30.06 21.58 35.60 42.47 48.15 59.88 69.67 75.01
Dividend Payout % 22% 20% 30% 59% 31% 0% 35% 22% 23% 22% 23% 23%
Compounded Sales Growth
10 Years: 16%
5 Years: 11%
3 Years: 12%
TTM: 16%
Compounded Profit Growth
10 Years: 14%
5 Years: 26%
3 Years: 18%
TTM: 17%
Stock Price CAGR
10 Years: 15%
5 Years: 30%
3 Years: 43%
1 Year: -33%
Return on Equity
10 Years: 19%
5 Years: 21%
3 Years: 21%
Last Year: 21%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 1,320 1,320 1,320 2,640 2,640 2,640 2,640 2,640 2,640 2,640 3,300 3,300 3,300
Reserves 26,202 31,091 34,708 34,205 37,194 44,481 46,760 58,127 69,036 81,518 97,847 114,438 123,686
Borrowing 159,215 187,795 200,660 202,993 441,151 539,488 596,561 659,682 660,476 751,158 861,961 971,758 1,000,961
7,582 8,705 10,531 19,700 41,546 42,260 48,560 55,257 58,848 60,796 75,770 88,590 94,682
Total Liabilities 194,320 228,912 247,220 259,537 522,531 628,869 694,521 775,707 791,000 896,112 1,038,877 1,178,086 1,222,629
72 102 198 296 161 196 238 341 719 782 764 761 764
CWIP 1 2 47 105 129 199 288 336 53 22 39 88 105
Investments 27 528 2,230 3,145 5,493 4,604 4,404 3,499 3,774 5,973 10,971 12,792 14,283
194,220 228,280 244,745 255,990 516,749 623,871 689,590 771,530 786,454 889,334 1,027,102 1,164,445 1,207,477
Total Assets 194,320 228,912 247,220 259,537 522,531 628,869 694,521 775,707 791,000 896,112 1,038,877 1,178,086 1,222,629

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-22,473 -21,455 -13,298 1,795 -57,148 -80,252 -42,148 -59,143 4,904 -74,717 -97,820 -92,269
9 -491 -1,973 -667 1,409 -13,463 -73 1,741 -547 -1,694 -3,409 -2,312
17,671 26,916 10,383 1,950 52,018 93,616 43,399 60,424 -8,371 75,537 101,261 94,258
Net Cash Flow -4,793 4,970 -4,888 3,079 -3,720 -98 1,179 3,023 -4,014 -874 32 -323

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
ROE % 21% 20% 18% 6% 17% 23% 15% 21% 21% 20% 21% 21%

Shareholding Pattern

Numbers in percentages

4 Recently
Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99%
16.85% 16.49% 17.49% 16.85% 17.85% 17.19% 17.93% 17.74% 18.04% 18.84% 18.66% 18.84%
17.87% 18.63% 18.10% 17.86% 17.47% 18.21% 17.04% 17.43% 17.16% 16.17% 16.11% 16.04%
9.26% 8.89% 8.42% 9.29% 8.66% 8.58% 9.04% 8.83% 8.80% 8.97% 9.21% 9.13%
No. of Shareholders 4,19,1224,29,3974,32,0845,33,3755,97,3157,07,57910,04,15210,34,39110,91,10811,26,25911,28,20310,97,217

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports

DRHP

Credit ratings

Concalls