Power Finance Corporation Ltd

Power Fin.Corpn. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Power Finance Corporation Ltd

₹ 429 -1.13%
29 May - close price
pfcindia.com BSE: 532810 NSE: PFC
About

Power Finance Corporation Limited is a Systemically Important Non-Deposit taking NBFC registered with the RBI as an Infrastructure Finance Company. It is engaged in extending financial assistance to the Indian power sector. [1]

Key Points

Products & Services
The company finances infrastructure projects in the Indian Power sector. Its products include:
A) Fund-Based Products: Project Term loans, Lease financing for the purchase of equipment, Short/Medium Term loans to equipment manufacturers, Debt refinancing, etc.
B) Non-Fund Based Products: Deferred payment guarantee, Letter of Comfort (LoC), Policy for a guarantee of credit enhancement, etc. [1]

Website BSE NSE
  • Market Cap ₹ 1,41,426 Cr.
  • Current Price ₹ 429
  • High / Low ₹ 486 / 330
  • Stock P/E 5.46
  • Book Value ₹ 403
  • Dividend Yield 3.69 %
  • ROCE 9.71 %
  • ROE 20.7 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 1.06 times its book value
  • Company's working capital requirements have reduced from 18.3 days to 12.4 days

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 10.0% over past five years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Financial Institution

Part of BSE 500 BSE 100 BSE 200 BSE Dollex 200 BSE PSU

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
20,061 21,009 22,391 23,572 24,141 24,717 25,722 26,798 29,265 28,539 28,890 29,095 28,920
Interest 12,637 13,670 14,313 14,827 15,154 15,521 16,008 16,562 16,567 17,204 17,314 17,572 17,333
-339 -65 -551 791 -589 310 366 429 2,148 212 1,514 1,031 416
Financing Profit 7,763 7,404 8,629 7,954 9,577 8,886 9,348 9,807 10,550 11,123 10,062 10,492 11,170
Financing Margin % 39% 35% 39% 34% 40% 36% 36% 37% 36% 39% 35% 36% 39%
13 9 13 22 35 20 33 24 20 90 11 27 -63
Depreciation 14 12 13 14 15 12 13 15 16 14 15 18 16
Profit before tax 7,762 7,401 8,629 7,961 9,597 8,894 9,368 9,816 10,554 11,199 10,057 10,502 11,092
Tax % 21% 19% 23% 21% 21% 19% 23% 21% 21% 20% 22% 22% 22%
6,129 5,982 6,628 6,294 7,556 7,182 7,215 7,760 8,358 8,981 7,834 8,212 8,598
EPS in Rs 14.17 13.87 14.65 14.33 17.04 16.80 16.07 17.66 19.14 20.81 17.40 19.07 21.21
Gross NPA % 3.66% 3.54% 3.40% 3.13% 3.02% 2.97% 2.62% 2.30% 1.64% 1.47% 1.45% 1.26%
Net NPA % 1.03% 1.00% 0.98% 0.86% 0.85% 0.84% 0.80% 0.73% 0.38% 0.31% 0.30% 0.23%
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
24,988 27,861 27,581 48,624 54,106 62,189 71,656 76,262 77,807 91,508 107,106 115,444
Interest 15,456 16,657 16,768 30,289 34,627 40,845 44,684 44,709 47,017 57,968 64,670 69,415
1,103 2,042 5,538 6,583 1,696 7,332 7,102 8,215 4,290 -33 3,833 3,181
Financing Profit 8,429 9,162 5,275 11,752 17,783 14,012 19,871 23,338 26,501 33,573 38,603 42,848
Financing Margin % 34% 33% 19% 24% 33% 23% 28% 31% 34% 37% 36% 37%
25 25 30 42 94 105 46 79 47 69 85 65
Depreciation 8 20 41 15 15 24 25 35 52 53 56 63
Profit before tax 8,446 9,167 5,264 11,779 17,862 14,093 19,891 23,382 26,496 33,588 38,632 42,850
Tax % 29% 33% 58% 25% 29% 33% 21% 20% 20% 21% 21% 22%
6,004 6,184 2,236 8,797 12,640 9,477 15,716 18,768 21,179 26,461 30,514 33,625
EPS in Rs 18.19 18.74 6.78 20.27 30.06 21.58 35.60 42.47 48.15 59.88 69.67 78.49
Dividend Payout % 20% 30% 59% 31% 0% 35% 22% 23% 22% 23% 23% 0%
Compounded Sales Growth
10 Years: 15%
5 Years: 10%
3 Years: 14%
TTM: 8%
Compounded Profit Growth
10 Years: 15%
5 Years: 17%
3 Years: 18%
TTM: 13%
Stock Price CAGR
10 Years: 21%
5 Years: 35%
3 Years: 44%
1 Year: 4%
Return on Equity
10 Years: 20%
5 Years: 21%
3 Years: 21%
Last Year: 21%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 1,320 1,320 2,640 2,640 2,640 2,640 2,640 2,640 2,640 3,300 3,300 3,300
Reserves 31,091 34,708 34,205 37,194 44,481 46,760 58,127 69,036 81,518 97,847 114,438 129,561
Borrowing 187,795 200,660 202,993 441,151 539,488 596,561 659,682 660,476 751,158 861,961 971,758 1,012,503
8,705 10,531 19,700 41,546 42,260 48,560 55,257 58,848 60,796 75,770 88,590 99,214
Total Liabilities 228,912 247,220 259,537 522,531 628,869 694,521 775,707 791,000 896,112 1,038,877 1,178,086 1,244,579
102 198 296 161 196 238 341 719 782 764 761 771
CWIP 2 47 105 129 199 288 336 53 22 39 88 128
Investments 528 2,230 3,145 5,493 4,604 4,404 3,499 3,774 5,973 10,971 12,792 15,549
228,280 244,745 255,990 516,749 623,871 689,590 771,530 786,454 889,334 1,027,102 1,164,445 1,228,131
Total Assets 228,912 247,220 259,537 522,531 628,869 694,521 775,707 791,000 896,112 1,038,877 1,178,086 1,244,579

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-21,455 -13,298 1,795 -57,148 -80,252 -42,148 -59,143 4,904 -74,717 -97,820 -92,269 -4,504
-491 -1,973 -667 1,409 -13,463 -73 1,741 -547 -1,694 -3,409 -2,312 -3,441
26,916 10,383 1,950 52,018 93,616 43,399 60,424 -8,371 75,537 101,261 94,258 9,265
Net Cash Flow 4,970 -4,888 3,079 -3,720 -98 1,179 3,023 -4,014 -874 32 -323 1,319
Free Cash Flow -21,498 -13,456 1,614 -57,237 -80,351 -42,277 -59,234 4,604 -74,840 -98,143 -93,110 -4,841
CFO/OP -79% -40% 23% -124% -144% -71% -83% 15% -94% -100% -82% 3%

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 20% 18% 6% 17% 23% 15% 21% 21% 20% 21% 21% 21%

Insights

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Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Disbursements (Standalone)
INR Crore ・Standalone data

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Gross NPA Ratio (Standalone)
% ・Standalone data
Loan Assets (Standalone)
INR Crore ・Standalone data
Net NPA Ratio (Standalone)
% ・Standalone data
Capital Adequacy Ratio (Standalone)
% ・Standalone data
Renewable Energy Loan Book (Standalone)
INR Crore ・Standalone data
Renewable Energy Capacity Supported
GW

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99%
17.49% 16.85% 17.85% 17.19% 17.93% 17.74% 18.04% 18.84% 18.66% 18.84% 18.33% 19.64%
18.10% 17.86% 17.47% 18.21% 17.04% 17.43% 17.16% 16.17% 16.11% 16.04% 15.48% 15.05%
8.42% 9.29% 8.66% 8.58% 9.04% 8.83% 8.80% 8.97% 9.21% 9.13% 10.18% 9.32%
No. of Shareholders 4,32,0845,33,3755,97,3157,07,57910,04,15210,34,39110,91,10811,26,25911,28,20310,97,21711,30,35110,54,196

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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