Power Finance Corporation Ltd

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Power Fin.Corpn. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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Power Finance Corporation Ltd

₹ 345 0.64%
21 Sep - close price
pfcindia.com BSE: 532810 NSE: PFC F&O
About

Power Finance Corporation Limited is a Systemically Important Non-Deposit taking NBFC registered with the RBI as an Infrastructure Finance Company. It is engaged in extending financial assistance to the Indian power sector. [1]

Key Points

Products & Services
The company finances infrastructure projects in the Indian Power sector. Its products include:
A) Fund-Based Products: Project Term loans, Lease financing for the purchase of equipment, Short/Medium Term loans to equipment manufacturers, Debt refinancing, etc.
B) Non-Fund Based Products: Deferred payment guarantee, Letter of Comfort (LoC), Policy for a guarantee of credit enhancement, etc. [1]

Website BSE NSE F&O
  • Market Cap ₹ 1,13,771 Cr.
  • Current Price ₹ 345
  • High / Low ₹ 486 / 330
  • Stock P/E 5.61
  • Book Value ₹ 329
  • Dividend Yield 5.38 %
  • ROCE 9.93 %
  • ROE 20.7 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 1.05 times its book value
  • Stock is providing a good dividend yield of 5.38%.
  • Company has delivered good profit growth of 18.9% CAGR over last 5 years
  • Company has been maintaining a healthy dividend payout of 30.5%

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 9.16% over past five years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Financial Institution

Part of BSE 500 BSE 100 BSE 200 BSE Dollex 200 BSE PSU

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
10,139 11,787 11,852 12,244 11,910 13,207 13,044 14,939 13,773 14,756 14,656 15,319 13,993
Interest 6,621 6,963 7,174 7,258 7,500 7,502 7,725 7,794 8,270 8,183 8,329 8,403 8,503
-153 36 526 -34 -127 256 243 1,042 -11 1,027 366 -824 -430
Financing Profit 3,671 4,788 4,153 5,020 4,537 5,448 5,076 6,103 5,515 5,545 5,961 7,740 5,920
Financing Margin % 36% 41% 35% 41% 38% 41% 39% 41% 40% 38% 41% 51% 42%
3 1 2 5 6 9 9 5 3 1 5 29 2
Depreciation 4 4 5 6 4 4 5 6 5 6 8 6 9
Profit before tax 3,671 4,785 4,150 5,020 4,539 5,452 5,079 6,101 5,513 5,540 5,957 7,764 5,913
Tax % 18% 20% 19% 18% 18% 20% 18% 16% 18% 19% 20% 19% 20%
3,007 3,847 3,377 4,135 3,718 4,370 4,155 5,109 4,502 4,462 4,763 6,325 4,745
EPS in Rs 9.11 11.66 10.23 12.53 11.27 13.24 12.59 15.48 13.64 13.52 14.43 19.16 14.38
Gross NPA % 3.82% 3.67% 3.52% 3.34% 3.38% 2.71% 2.68% 1.94% 1.92% 1.87% 1.64% 1.09% 1.11%
Net NPA % 1.04% 1.00% 0.90% 0.85% 0.87% 0.72% 0.71% 0.39% 0.38% 0.37% 0.26% 0.15% 0.15%
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
24,897 27,554 27,011 25,976 28,749 33,363 37,745 38,545 39,775 46,360 53,099 58,504 58,723
Interest 15,444 16,485 16,433 16,956 18,988 21,853 23,194 22,671 23,283 28,020 30,512 33,177 33,419
1,080 2,012 5,470 3,172 -44 3,315 4,517 3,676 2,314 705 1,419 561 139
Financing Profit 8,373 9,057 5,108 5,848 9,805 8,194 10,034 12,198 14,179 17,636 21,168 24,766 25,166
Financing Margin % 34% 33% 19% 23% 34% 25% 27% 32% 36% 38% 40% 42% 43%
11 10 7 4 17 7 185 43 11 8 24 33 37
Depreciation 6 6 6 6 6 9 11 13 19 18 20 24 28
Profit before tax 8,378 9,061 5,110 5,845 9,816 8,193 10,207 12,228 14,171 17,626 21,172 24,774 25,174
Tax % 29% 33% 58% 25% 29% 31% 17% 18% 18% 18% 18% 19%
5,959 6,113 2,126 4,387 6,953 5,655 8,444 10,022 11,605 14,367 17,352 20,051 20,295
EPS in Rs 18.06 18.52 6.44 13.29 21.07 17.14 25.59 30.37 35.17 43.54 52.58 60.76 61.49
Dividend Payout % 20% 30% 62% 47% 0% 44% 31% 32% 30% 31% 30% 31%
Compounded Sales Growth
10 Years: 8%
5 Years: 9%
3 Years: 14%
TTM: 7%
Compounded Profit Growth
10 Years: 13%
5 Years: 19%
3 Years: 20%
TTM: 12%
Stock Price CAGR
10 Years: 13%
5 Years: 26%
3 Years: 13%
1 Year: -16%
Return on Equity
10 Years: 17%
5 Years: 20%
3 Years: 20%
Last Year: 21%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 1,320 1,320 2,640 2,640 2,640 2,640 2,640 2,640 2,640 3,300 3,300 3,300
Reserves 30,899 34,446 33,830 34,316 40,648 42,524 49,753 56,710 65,562 75,903 87,637 99,232
Borrowing 187,773 200,484 202,588 236,785 295,239 310,275 332,959 327,434 370,368 416,394 475,515 497,778
8,672 10,386 19,403 6,168 6,199 6,348 6,732 7,626 6,263 9,986 11,725 18,204
Total Liabilities 228,664 246,637 258,461 279,908 344,726 361,787 392,084 394,410 444,833 505,583 578,177 618,515
66 64 63 27 28 68 73 80 78 76 85 99
CWIP 0 0 0 0 0 0 0 0 11 11 12 16
Investments 851 2,677 3,591 2,520 16,586 16,473 15,974 16,084 17,304 20,220 20,720 20,718
227,747 243,895 254,808 277,361 328,111 345,246 376,038 378,246 427,439 485,276 557,360 597,681
Total Assets 228,664 246,637 258,461 279,908 344,726 361,787 392,084 394,410 444,833 505,583 578,177 618,515

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-21,462 -13,339 2,087 -24,708 -44,500 -8,486 -17,515 6,919 -35,759 -38,680 -50,365 -7,336
-472 -1,856 -475 1,428 -13,820 16 881 -211 -714 -1,473 -935 -535
26,894 10,203 1,475 23,775 58,092 8,343 20,169 -9,705 35,774 40,153 51,301 8,927
Net Cash Flow 4,961 -4,991 3,087 495 -228 -128 3,535 -2,997 -699 -0 0 1,056
Free Cash Flow -21,466 -13,343 2,082 -24,717 -44,508 -8,499 -17,532 6,715 -35,843 -38,968 -51,126 -7,600
CFO/OP -80% -40% 25% -97% -146% -23% -45% 26% -89% -78% -91% -6%

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 20% 18% 6% 12% 17% 13% 17% 18% 18% 20% 20% 21%

Insights

In beta
Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Annual Disbursements (Standalone)
Rs crore

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Net NPA / Net Credit Impaired Asset Ratio (Standalone)
%
Loan Asset Book (Standalone)
Rs crore
Foreign Currency Borrowing Share (Standalone)
%
Capital Adequacy Ratio - CRAR (Standalone)
%
Renewable Energy Loan Book (Standalone)
Rs crore
Government Sector Share of Loan Book (Standalone)
%

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99% 55.99%
16.85% 17.85% 17.19% 17.93% 17.74% 18.04% 18.84% 18.66% 18.84% 18.33% 19.64% 20.54%
17.86% 17.47% 18.21% 17.04% 17.43% 17.16% 16.17% 16.11% 16.04% 15.48% 15.05% 14.50%
9.29% 8.66% 8.58% 9.04% 8.83% 8.80% 8.97% 9.21% 9.13% 10.18% 9.32% 8.96%
No. of Shareholders 5,33,3755,97,3157,07,57910,04,15210,34,39110,91,10811,26,25911,28,20310,97,21711,30,35110,54,19610,04,992

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

Announcements

Annual reports

DRHP

Credit ratings

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