Bank of Maharashtra

Bank of Maharashtra is engaged in providing banking services. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other banking operations.(Source : Company Web-Site)

  • Market Cap: 7,315 Cr.
  • Current Price: 11.15
  • 52 weeks High / Low 15.35 / 7.71
  • Book Value: 16.63
  • Stock P/E: 17.63
  • Dividend Yield: 0.00 %
  • ROCE: 4.74 %
  • ROE: 4.69 %
  • Sales Growth (3Yrs): -1.59 %
  • Listed on BSE and NSE
  • Company Website
  • Face Value: 10.00
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Pros:
Stock is trading at 0.67 times its book value
Promoter holding has increased by 0.84% over last quarter.
Cons:
Company has low interest coverage ratio.
The company has delivered a poor growth of -1.92% over past five years.
Company has a low return on equity of -21.81% for last 3 years.
Contingent liabilities of Rs.36529.21 Cr.
Company might be capitalizing the interest cost

Peer comparison Sector: Banks // Industry: Banks - Public Sector

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Quarterly Results Consolidated Figures in Rs. Crores / View Standalone

Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020
Revenue 2,641 2,788 2,646 2,775 2,773 2,900 3,016 2,806 2,896
Interest 1,782 1,785 1,773 1,775 1,776 1,827 1,830 1,784 1,808
2,368 1,471 5,273 1,299 1,679 1,011 1,770 1,730 1,356
Financing Profit -1,509 -468 -4,400 -299 -682 62 -583 -707 -267
Financing Margin % -57% -17% -166% -11% -25% 2% -19% -25% -9%
Other Income 358 403 419 385 427 405 442 392 369
Depreciation 0 0 0 0 0 0 0 0 0
Profit before tax -1,151 -65 -3,981 86 -254 468 -141 -315 101
Tax % 4% 139% 6% 16% 135% 73% 196% 118% 0%
Net Profit -1,108 25 -3,756 75 89 124 132 54 105
EPS in Rs -4.26 0.10 -14.28 0.22 0.15 0.20 0.23 0.10 0.18
Gross NPA % 18.64% 17.31% 16.40% 17.90% 16.86% 16.77% 12.81% 10.93%
Net NPA % 10.61% 5.91% 5.52% 5.98% 5.48% 5.46% 4.77% 4.10%
Notes Notes Notes Notes Notes Notes Notes Notes Notes

Profit & Loss Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 TTM
Revenue 4,292 4,736 5,563 7,214 9,613 11,957 12,665 13,053 12,062 11,096 10,850 11,496 11,619
Interest 3,035 3,439 3,594 4,696 6,580 8,447 8,790 9,174 8,886 7,706 7,115 7,216 7,248
1,181 1,244 2,045 2,434 2,530 3,918 3,953 4,332 6,709 8,034 9,825 5,330 5,866
Financing Profit 76 52 -76 83 504 -409 -77 -452 -3,533 -4,643 -6,090 -1,050 -1,496
Financing Margin % 2% 1% -1% 1% 5% -3% -1% -3% -29% -42% -56% -9% -13%
Other Income 513 592 536 648 922 907 1,020 1,037 1,525 1,540 1,568 1,660 1,608
Depreciation 76 75 68 66 74 100 115 149 118 129 241 211 0
Profit before tax 513 569 392 665 1,352 399 827 435 -2,126 -3,232 -4,763 399 113
Tax % 27% 23% 15% 34% 43% 0% 44% 73% 36% 66% 0% 0%
Net Profit 377 440 335 437 769 399 465 118 -1,356 -1,112 -4,763 399 415
EPS in Rs 8.50 9.87 5.90 5.95 10.35 3.84 4.21 1.01 0.00 0.00 0.00 0.68 0.71
Dividend Payout % 17% 20% 29% 30% 20% 21% 18% 0% 0% 0% 0% 0%
* Sales is net of excise duty and discounts
Compounded Sales Growth
10 Years:9.27%
5 Years:-1.92%
3 Years:-1.59%
TTM:5.80%
Compounded Profit Growth
10 Years:-1.09%
5 Years:-3.25%
3 Years:31.82%
TTM:111.63%
Stock Price CAGR
10 Years:-16.78%
5 Years:-20.08%
3 Years:-24.10%
1 Year:-5.11%
Return on Equity
10 Years:-6.18%
5 Years:-16.08%
3 Years:-21.81%
Last Year:4.69%

Balance Sheet Consolidated Figures in Rs. Crores / View Standalone

Corp Actions
Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
431 431 1,070 1,178 1,249 1,427 1,063 1,168 1,168 2,598 2,753 5,824
Reserves 2,096 2,437 2,915 3,564 5,176 5,983 7,060 7,692 6,301 7,469 3,130 5,085
Borrowings 54,507 66,092 69,915 83,467 107,208 125,120 133,237 148,208 147,177 143,030 150,785 153,720
2,005 2,105 3,143 3,535 3,935 4,419 4,713 3,961 4,765 3,351 8,008 4,388
Total Liabilities 59,039 71,064 76,455 91,156 116,981 136,360 146,073 161,029 159,411 156,449 164,676 169,018
686 691 667 601 1,429 1,446 1,432 1,695 1,564 1,487 1,741 1,604
CWIP 0 0 0 0 0 0 0 0 22 30 34 72
Investments 18,359 21,301 22,503 26,050 31,458 37,290 32,819 36,302 38,677 43,742 59,837 57,891
39,993 49,073 53,285 64,506 84,093 97,625 111,822 123,033 119,148 111,189 103,064 109,451
Total Assets 59,039 71,064 76,455 91,156 116,981 136,360 146,073 161,029 159,411 156,449 164,676 169,018

Cash Flows Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
346 2,337 -2,969 1,482 12 -173 -1,083 2,904 7,498 -1,723 -10,842 693
-75 -65 -115 -15 -126 -171 -151 -151 -99 -134 -106 -100
-391 317 439 228 542 274 1,885 -186 -77 1,100 4,220 698
Net Cash Flow -121 2,589 -2,645 1,695 429 -70 651 2,567 7,322 -758 -6,729 1,292

Ratios Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
ROE % 17% 16% 10% 10% 14% 6% 6% 1% -17% -13% -60% 5%

Shareholding pattern in percentages

Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020
82.91 75.54 87.01 87.01 87.01 87.01 87.74 92.49 92.49 92.49 92.49 92.49
0.22 0.19 0.10 0.10 0.10 0.13 0.15 0.08 0.11 0.12 0.13 0.13
12.18 19.03 9.17 9.06 9.02 9.01 8.48 4.01 4.01 3.97 3.98 3.98
4.68 5.24 3.72 3.83 3.87 3.85 3.63 3.42 3.39 3.42 3.41 3.40