Bank of Maharashtra

Bank of Maha Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Bank of Maharashtra

₹ 61.5 0.29%
19 Apr 4:01 p.m.
bankofmaharashtra.in BSE: 532525 NSE : MAHABANK
About

Bank of Maharashtra is engaged in providing banking services. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other banking operations.[1]

Key Points

Ratios
Capital Adequacy Ratio - 16.15%[1]
Net Interest Margin - 3.28%
Gross NPA - 3.74%
Net NPA - 0.88%
CASA Ratio - 56.08%[2]

Website BSE NSE
  • Market Cap ₹ 43,572 Cr.
  • Current Price ₹ 61.5
  • High / Low ₹ 70.0 / 26.8
  • Stock P/E 11.8
  • Book Value ₹ 23.2
  • Dividend Yield 2.11 %
  • ROCE 4.79 %
  • ROE 17.6 %
  • Face Value ₹ 10.0
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Pros

  • Company is expected to give good quarter
  • Company has delivered good profit growth of 33.7% CAGR over last 5 years
  • Company has been maintaining a healthy dividend payout of 21.0%

Cons

  • Stock is trading at 2.66 times its book value
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 7.46% over past five years.
  • Company has a low return on equity of 11.0% over last 3 years.
  • Contingent liabilities of Rs.30,935 Cr.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Banks Industry: Banks - Public Sector

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Revenue 3,007 3,098 3,104 3,207 3,282 3,426 3,457 3,815 4,129 4,495 4,789 5,068 5,171
Interest 1,701 1,715 1,698 1,708 1,755 1,814 1,772 1,928 2,149 2,308 2,449 2,636 2,706
1,476 2,420 1,740 1,869 1,812 1,321 1,349 1,507 1,622 2,098 1,881 2,164 2,076
Financing Profit -170 -1,037 -334 -370 -285 291 336 380 358 89 458 268 390
Financing Margin % -6% -33% -11% -12% -9% 8% 10% 10% 9% 2% 10% 5% 8%
575 1,237 687 832 611 522 317 502 641 822 629 668 680
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 404 200 353 462 326 814 653 883 998 911 1,087 936 1,069
Tax % 62% 17% 41% 43% 1% 56% 31% 39% 22% 8% 19% 2% 3%
154 165 208 264 325 355 452 535 775 840 882 920 1,036
EPS in Rs 0.23 0.25 0.32 0.39 0.48 0.53 0.67 0.79 1.15 1.25 1.25 1.30 1.46
Gross NPA % 7.69% 7.23% 6.35% 5.56% 4.73% 3.94% 3.74% 3.40% 2.94% 2.47% 2.28% 2.19% 2.04%
Net NPA % 2.59% 2.48% 2.22% 1.73% 1.24% 0.97% 0.88% 0.68% 0.47% 0.25% 0.24% 0.23% 0.22%
Raw PDF
Upcoming result date: 25 April 2024

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
Revenue 7,214 9,613 11,957 12,665 13,053 12,062 11,096 10,850 11,495 11,869 13,019 15,898 19,523
Interest 4,697 6,580 8,448 8,790 9,174 8,887 7,707 7,116 7,217 6,971 6,975 8,158 10,099
2,434 2,528 3,555 3,952 4,331 6,708 8,033 10,169 5,978 6,383 6,468 6,314 8,220
Financing Profit 83 505 -46 -77 -452 -3,534 -4,643 -6,435 -1,699 -1,485 -424 1,427 1,205
Financing Margin % 1% 5% -0% -1% -3% -29% -42% -59% -15% -13% -3% 9% 6%
641 912 894 1,006 1,019 1,508 1,506 1,547 1,649 2,628 2,652 2,280 2,798
Depreciation 66 74 100 115 149 118 129 241 211 188 268 262 0
Profit before tax 658 1,343 748 813 418 -2,143 -3,266 -5,129 -260 954 1,960 3,445 4,003
Tax % 35% 43% 48% 45% 76% 36% 65% 7% 249% 42% 41% 24%
431 760 386 451 101 -1,373 -1,146 -4,784 389 550 1,152 2,602 3,677
EPS in Rs 7.31 11.48 4.60 4.24 0.86 -11.75 -4.41 -17.38 0.67 0.84 1.71 3.87 5.26
Dividend Payout % 30% 20% 22% 19% 0% 0% 0% 0% 0% 0% 29% 34%
Compounded Sales Growth
10 Years: 5%
5 Years: 7%
3 Years: 11%
TTM: 32%
Compounded Profit Growth
10 Years: 13%
5 Years: 34%
3 Years: 88%
TTM: 74%
Stock Price CAGR
10 Years: 5%
5 Years: 31%
3 Years: 39%
1 Year: 119%
Return on Equity
10 Years: -2%
5 Years: 0%
3 Years: 11%
Last Year: 18%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity Capital 590 661 839 1,063 1,168 1,168 2,598 2,753 5,824 6,560 6,730 6,730
Reserves 3,545 5,147 5,941 7,004 7,619 6,211 7,346 2,986 4,931 5,573 7,154 8,880
Preference Capital 588 588 588 0 0 0 0 0 0 0 0 0
83,473 107,214 125,130 133,246 148,218 147,189 143,045 150,799 153,736 178,244 210,041 244,848
3,529 3,929 4,410 4,706 3,952 4,755 3,340 7,997 4,375 6,287 6,685 7,193
Total Liabilities 91,137 116,953 136,320 146,019 160,957 159,324 156,329 164,536 168,867 196,665 230,611 267,651
601 1,429 1,446 1,432 1,694 1,564 1,487 1,741 1,604 1,622 2,036 2,149
CWIP 0 0 0 0 0 22 30 34 72 52 205 8
Investments 26,031 31,430 37,250 32,765 36,231 38,590 43,623 59,697 57,741 68,112 68,590 68,867
64,505 84,093 97,624 111,822 123,032 119,148 111,189 103,063 109,450 126,879 159,780 196,628
Total Assets 91,137 116,953 136,320 146,019 160,957 159,324 156,329 164,536 168,867 196,665 230,611 267,651

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
1,482 12 -173 -1,083 2,885 7,498 -1,723 -10,823 703 2,467 6,898 -1,438
-15 -126 -171 -151 -132 -99 -134 -126 -109 -189 -302 -177
228 542 274 1,885 -186 -77 1,100 4,220 698 217 378 228
Net Cash Flow 1,695 429 -71 651 2,567 7,322 -758 -6,729 1,292 2,495 6,974 -1,387

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
ROE % 11% 15% 6% 6% 1% -17% -13% -61% 5% 5% 9% 18%

Shareholding Pattern

Numbers in percentages

Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
93.33% 90.97% 90.97% 90.97% 90.97% 90.97% 90.97% 90.97% 86.46% 86.46% 86.46% 86.46%
0.08% 0.15% 0.12% 0.13% 0.16% 0.20% 0.16% 0.26% 0.68% 0.59% 0.45% 1.04%
2.18% 3.67% 3.70% 3.74% 3.74% 3.78% 3.39% 3.33% 6.43% 5.17% 4.71% 4.68%
4.41% 5.21% 5.21% 5.17% 5.13% 5.05% 5.49% 5.44% 6.42% 7.76% 8.37% 7.80%
No. of Shareholders 3,21,2523,52,5683,67,6053,74,4583,79,3993,71,5924,33,5064,41,5174,53,5246,06,0466,77,0878,46,746

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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