Intellect Design Arena Ltd
Incorporated in 2011, Intellect Design Arena Limited works globally in the fields of Financial Technology for Banking, Insurance and other Financial Services.
The company has a comprehensive portfolio of products across Global Consumer Banking, Central Banking, Risk & Treasury Management, Global Transaction Banking and Insurance and is also engaged in the business of software development.
- Market Cap ₹ 9,752 Cr.
- Current Price ₹ 697
- High / Low ₹ 1,255 / 595
- Stock P/E 26.5
- Book Value ₹ 227
- Dividend Yield 0.57 %
- ROCE 15.9 %
- ROE 12.4 %
- Face Value ₹ 5.00
Pros
- Company is almost debt free.
Cons
- Promoter holding is low: 29.7%
- Company has a low return on equity of 13.0% over last 3 years.
- Dividend payout has been low at 14.7% of profits over last 3 years
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 609 | 811 | 914 | 1,087 | 1,450 | 1,347 | 1,497 | 1,878 | 2,231 | 2,506 | 2,500 | 3,038 | |
| 689 | 847 | 937 | 1,012 | 1,317 | 1,271 | 1,138 | 1,403 | 1,793 | 1,964 | 1,969 | 2,458 | |
| Operating Profit | -80 | -36 | -23 | 75 | 132 | 75 | 360 | 475 | 439 | 542 | 531 | 580 |
| OPM % | -13% | -4% | -3% | 7% | 9% | 6% | 24% | 25% | 20% | 22% | 21% | 19% |
| 18 | 27 | 41 | 32 | 66 | 38 | 20 | 43 | 53 | 62 | 77 | 95 | |
| Interest | 1 | 2 | 13 | 17 | 16 | 22 | 13 | 7 | 6 | 6 | 8 | 6 |
| Depreciation | 19 | 21 | 24 | 27 | 42 | 69 | 77 | 98 | 122 | 137 | 156 | 209 |
| Profit before tax | -82 | -33 | -20 | 64 | 140 | 23 | 290 | 413 | 363 | 461 | 444 | 460 |
| Tax % | 2% | -28% | 15% | 11% | 6% | 22% | 9% | 15% | 26% | 30% | 25% | 25% |
| -83 | -23 | -22 | 57 | 131 | 18 | 265 | 350 | 269 | 323 | 334 | 343 | |
| EPS in Rs | -6.75 | -1.90 | -1.79 | 3.72 | 9.97 | 1.21 | 19.76 | 25.94 | 19.69 | 23.47 | 23.97 | 24.73 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 10% | 13% | 15% | 29% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 15% |
| 3 Years: | 11% |
| TTM: | 22% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 31% |
| 5 Years: | 7% |
| 3 Years: | 11% |
| TTM: | 11% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | -2% |
| 3 Years: | 8% |
| 1 Year: | -35% |
| Return on Equity | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 14% |
| 3 Years: | 13% |
| Last Year: | 12% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 50 | 50 | 51 | 63 | 66 | 66 | 66 | 67 | 68 | 68 | 69 | 70 |
| Reserves | 569 | 561 | 547 | 739 | 954 | 979 | 1,326 | 1,741 | 1,990 | 2,370 | 2,716 | 3,100 |
| 8 | 23 | 232 | 159 | 133 | 300 | 82 | 20 | 27 | 44 | 72 | 159 | |
| 304 | 378 | 353 | 400 | 478 | 525 | 567 | 764 | 802 | 895 | 985 | 1,251 | |
| Total Liabilities | 931 | 1,012 | 1,184 | 1,361 | 1,631 | 1,869 | 2,042 | 2,593 | 2,887 | 3,378 | 3,843 | 4,580 |
| 213 | 258 | 278 | 274 | 334 | 368 | 397 | 435 | 494 | 558 | 727 | 1,177 | |
| CWIP | 54 | 66 | 138 | 196 | 228 | 312 | 349 | 344 | 370 | 374 | 307 | 15 |
| Investments | 179 | 77 | 66 | 69 | 68 | 77 | 146 | 416 | 365 | 449 | 538 | 635 |
| 485 | 611 | 703 | 822 | 1,001 | 1,113 | 1,150 | 1,398 | 1,657 | 1,997 | 2,270 | 2,753 | |
| Total Assets | 931 | 1,012 | 1,184 | 1,361 | 1,631 | 1,869 | 2,042 | 2,593 | 2,887 | 3,378 | 3,843 | 4,580 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -18 | -101 | -65 | 49 | -50 | 44 | 463 | 453 | 174 | 410 | 431 | 510 | |
| 132 | 31 | -103 | -154 | 1 | -99 | -193 | -399 | -177 | -255 | -244 | -272 | |
| -8 | 16 | 146 | 143 | 63 | 80 | -225 | -52 | -50 | -49 | -63 | -113 | |
| Net Cash Flow | 106 | -54 | -22 | 38 | 14 | 24 | 45 | 1 | -52 | 106 | 124 | 125 |
| Free Cash Flow | -42 | -184 | -158 | -61 | -130 | -81 | 350 | 334 | 9 | 237 | 260 | 291 |
| CFO/OP | -4% | 222% | 214% | 104% | -13% | 48% | 143% | 99% | 56% | 94% | 100% | 105% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 100 | 68 | 82 | 81 | 51 | 77 | 46 | 50 | 68 | 81 | 65 | 82 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 100 | 68 | 82 | 81 | 51 | 77 | 46 | 50 | 68 | 81 | 65 | 82 |
| Working Capital Days | 3 | 29 | -17 | 26 | 48 | 27 | 45 | 47 | 78 | 86 | 72 | 97 |
| ROCE % | -6% | -4% | 7% | 15% | 2% | 21% | 25% | 19% | 20% | 17% | 16% |
Insights
In beta| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Dec 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Number of Employees / Associates Count |
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| Digital Transformations (Go-Lives) Count |
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| Global Funnel Value INR Cr |
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| R&D Expenditure (Percentage of Turnover) % ・Standalone data |
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Extracted by Screener AI
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
14h - Analyst/institutional investor meet with N.T Asset on May 19, 2026, virtual one-to-one from 1 PM IST.
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
16h - AU Small Finance Bank adopts Intellect’s Purple Fabric for enterprise AI transformation.
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Announcement under Regulation 30 (LODR)-Earnings Call Transcript
14 May - Intellect Design Arena Limited has informed regarding the Transcript of Earnings Call - Q4 FY 2025-26.
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
12 May - 37 Canadian financial institutions selected Intellect for digital banking, covering 262,000 members and CAD 11.7 billion assets.
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
12 May - May 12, 2026: Intellect Design won VantageOne Credit Union lending platform partnership in Canada.
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Concalls
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May 2026Transcript PPT
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Feb 2026Transcript PPT
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Nov 2025Transcript PPT
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Aug 2025Transcript PPT
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Jun 2025Transcript PPT
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May 2025TranscriptPPT REC
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Feb 2025Transcript PPT
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Jan 2025Transcript PPT
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Dec 2024TranscriptAI SummaryPPT
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Nov 2024Transcript PPT
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Aug 2024Transcript PPT
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May 2024Transcript PPT REC
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Feb 2024Transcript PPT
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Jan 2024TranscriptAI SummaryPPT
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Nov 2023Transcript PPT REC
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Aug 2023Transcript PPT
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May 2023Transcript PPT
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May 2023TranscriptAI SummaryPPT
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Feb 2023Transcript PPT
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Feb 2023TranscriptAI SummaryPPT
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Nov 2022Transcript PPT
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Aug 2022TranscriptPPT
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Aug 2022Transcript PPT
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May 2022TranscriptAI SummaryPPT
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Dec 2021TranscriptAI SummaryPPT
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Oct 2021TranscriptAI SummaryPPT
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Mar 2021TranscriptAI SummaryPPT
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Feb 2021TranscriptAI SummaryPPT
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Oct 2020TranscriptAI SummaryPPT
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Aug 2020TranscriptAI SummaryPPT
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Jun 2020TranscriptAI SummaryPPT
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Feb 2020TranscriptAI SummaryPPT
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Nov 2019TranscriptAI SummaryPPT
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Jul 2019TranscriptAI SummaryPPT
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May 2019TranscriptAI SummaryPPT
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Jan 2019TranscriptAI SummaryPPT
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Oct 2018TranscriptAI SummaryPPT
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Jul 2018TranscriptAI SummaryPPT
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May 2018TranscriptAI SummaryPPT
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Jan 2018TranscriptAI SummaryPPT
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Nov 2017TranscriptAI SummaryPPT
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Aug 2017TranscriptAI SummaryPPT
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May 2017TranscriptAI SummaryPPT
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Jan 2016TranscriptAI SummaryPPT
Business Verticals
The company is the world’s largest event-driven, microservices-based API-led cloud-native, multi-product Financial Technology platform for the Banking, Insurance, and Capital Markets. It offer a full spectrum of banking & insurance technology products through 4 lines of businesses: [1]