Intellect Design Arena Ltd

Intellect Design Arena Ltd

₹ 1,000 -1.14%
19 Apr - close price
About

Incorporated in 2011, Intellect Design Arena Limited works globally in the fields of Financial Technology for Banking, Insurance and other Financial Services.
The company has a comprehensive portfolio of products across Global Consumer Banking, Central Banking, Risk & Treasury Management, Global Transaction Banking and Insurance and is also engaged in the business of software development.

Key Points

Products Offered
Intellect is structured with two banking verticals - iGCB and iGTB - catering to specific banking needs, and recently, the iRTM unit merged with iGCB. Their product offerings include IDC, Digital Lending, Quantum, and Capital Cube, while their platforms consist of eMACH.ai, iKredit360, and Digital Experience Platform, with technology like iTurmeric. [1] [2]

  • Market Cap 13,679 Cr.
  • Current Price 1,000
  • High / Low 1,199 / 424
  • Stock P/E 40.4
  • Book Value 164
  • Dividend Yield 0.25 %
  • ROCE 18.8 %
  • ROE 13.8 %
  • Face Value 5.00

Pros

  • Company is almost debt free.
  • Company has delivered good profit growth of 48.6% CAGR over last 5 years

Cons

  • Debtor days have increased from 54.5 to 68.0 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
382 398 408 452 508 509 541 528 547 616 639 619 634
286 298 313 337 378 389 429 446 451 479 492 501 504
Operating Profit 96 100 95 115 130 121 113 82 96 137 148 118 131
OPM % 25% 25% 23% 26% 26% 24% 21% 15% 18% 22% 23% 19% 21%
10 11 16 0 11 26 10 11 20 20 13 13 20
Interest 1 1 1 1 1 1 1 1 1 0 1 1 1
Depreciation 19 20 23 24 25 26 28 29 31 33 34 34 34
Profit before tax 86 90 88 91 115 120 93 62 84 124 127 97 116
Tax % 7% 9% 16% 12% 12% 20% 26% 26% 26% 26% 26% 27% 27%
80 82 74 80 101 95 69 46 63 91 94 71 85
EPS in Rs 6.06 6.06 5.51 5.91 7.51 7.08 5.09 3.38 4.58 6.68 6.87 5.16 6.17
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
609 811 914 1,087 1,450 1,347 1,497 1,878 2,231 2,508
689 847 937 1,012 1,317 1,271 1,138 1,403 1,793 1,975
Operating Profit -80 -36 -23 75 132 75 360 475 439 533
OPM % -13% -4% -3% 7% 9% 6% 24% 25% 20% 21%
18 27 41 32 66 38 20 43 53 66
Interest 1 2 13 17 16 22 13 7 6 2
Depreciation 19 21 24 27 42 69 77 98 122 135
Profit before tax -82 -33 -20 64 140 23 290 413 363 462
Tax % -2% 28% -15% 11% 6% 22% 9% 15% 26%
-83 -23 -22 57 131 18 265 350 269 340
EPS in Rs -6.75 -1.90 -1.79 3.72 9.97 1.21 19.76 25.94 19.69 24.88
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 10% 13%
Compounded Sales Growth
10 Years: %
5 Years: 15%
3 Years: 18%
TTM: 18%
Compounded Profit Growth
10 Years: %
5 Years: 49%
3 Years: 271%
TTM: 25%
Stock Price CAGR
10 Years: %
5 Years: 35%
3 Years: 12%
1 Year: 133%
Return on Equity
10 Years: %
5 Years: 15%
3 Years: 18%
Last Year: 14%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 50 50 51 63 66 66 66 67 68 68
Reserves 569 561 547 739 954 979 1,326 1,741 1,990 2,168
8 23 232 159 133 300 82 20 27 45
304 378 353 400 478 525 567 764 802 774
Total Liabilities 931 1,012 1,184 1,361 1,631 1,869 2,042 2,593 2,887 3,055
213 258 278 274 334 368 397 435 494 908
CWIP 54 66 138 196 228 312 349 344 370 0
Investments 179 77 66 69 68 77 146 416 365 409
485 611 703 822 1,001 1,113 1,150 1,398 1,657 1,738
Total Assets 931 1,012 1,184 1,361 1,631 1,869 2,042 2,593 2,887 3,055

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-18 -101 -65 49 -50 44 463 453 174
132 31 -103 -154 1 -99 -193 -399 -177
-8 16 146 143 63 80 -225 -52 -50
Net Cash Flow 106 -54 -22 38 14 24 45 1 -52

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 100 68 82 81 51 77 46 50 68
Inventory Days
Days Payable
Cash Conversion Cycle 100 68 82 81 51 77 46 50 68
Working Capital Days 8 39 53 39 58 81 59 50 80
ROCE % -6% -4% 7% 15% 2% 21% 25% 19%

Shareholding Pattern

Numbers in percentages

81 Recently
Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
31.05% 30.96% 30.91% 30.86% 30.76% 30.67% 30.64% 30.60% 30.50% 30.42% 30.38% 30.35%
27.33% 26.83% 25.96% 25.42% 24.60% 24.49% 22.20% 22.31% 23.03% 24.39% 25.09% 27.85%
2.34% 2.33% 2.11% 2.60% 2.50% 2.17% 4.44% 4.45% 4.91% 3.90% 3.84% 3.79%
38.57% 39.88% 41.01% 41.11% 42.13% 42.68% 42.71% 42.64% 41.57% 41.29% 40.68% 38.01%
0.71% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.00% 0.00% 0.00% 0.00%
No. of Shareholders 95,3811,05,0401,03,1201,03,2041,10,4441,21,5801,15,4771,12,9271,04,4621,00,6571,02,9851,03,422

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Concalls