Intellect Design Arena Ltd

₹ 465 -1.21%
05 Dec - close price
About

Incorporated in 2011, Intellect Design Arena Limited works globally in the fields of Financial Technology for Banking, Insurance and other Financial Services.
The company has a comprehensive portfolio of products across Global Consumer Banking, Central Banking, Risk & Treasury Management, Global Transaction Banking and Insurance and is also engaged in the business of software development.

Key Points

Products Offered:[1]
The company's products are offered under these verticals:
a) IGCB – Intellect Global Consumer Banking,
b) iGTB –Intellect Global Transaction Banking
c) iRTM – Intellect Risk, Treasury and Markets which addresses the requirements of the respective Banking verticals.
d) iSEEC – Intellect SEEC caters to the Insurance carriers, predominantly in the P&C segment and leads the Data business.
e) iWealth is an emerging vertical aligned to the Wealth Management, Private Banking segment.
f) iGov Business manages the Government eMarketplace (GeM).
g) iCommerce caters to the Retail chains

  • Market Cap 6,294 Cr.
  • Current Price 465
  • High / Low 987 / 407
  • Stock P/E 42.2
  • Book Value 106
  • Dividend Yield 0.54 %
  • ROCE 19.2 %
  • ROE 14.7 %
  • Face Value 5.00

Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Company has delivered good profit growth of 34.8% CAGR over last 5 years
  • Debtor days have improved from 146 to 84.3 days.
  • Company's working capital requirements have reduced from 134 days to 72.2 days

Cons

  • Stock is trading at 4.38 times its book value
  • Promoter holding is low: 30.7%
  • Company has a low return on equity of 10.9% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022
181 182 204 213 239 271 280 278 313 315 349 362 348
186 214 158 163 176 195 210 212 223 257 269 287 311
Operating Profit -5 -32 46 50 63 77 70 66 90 58 80 75 37
OPM % -3% -18% 22% 23% 26% 28% 25% 24% 29% 18% 23% 21% 11%
8 12 2 8 3 6 3 17 4 10 11 6 8
Interest 4 4 4 3 2 1 1 1 1 1 1 1 1
Depreciation 12 12 13 12 13 12 13 16 17 18 18 19 20
Profit before tax -13 -36 30 42 51 70 59 66 76 50 72 61 25
Tax % -0% -0% 38% 8% 10% 5% 6% 18% 26% 21% 28% 33% 32%
Net Profit -13 -36 19 39 46 67 56 54 56 40 52 41 17
EPS in Rs -1.01 -2.75 1.43 2.94 3.47 5.02 4.19 4.07 4.19 2.95 3.85 3.03 1.25
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 TTM
-0 453 546 517 675 931 741 1,003 1,255 1,374
-0 532 528 571 630 800 721 734 953 1,125
Operating Profit -0 -79 18 -54 45 132 21 269 302 250
OPM % -17% 3% -10% 7% 14% 3% 27% 24% 18%
-0 22 17 31 32 62 28 14 36 36
Interest -0 0 1 11 16 15 20 11 5 2
Depreciation -0 17 19 23 25 35 49 50 69 75
Profit before tax -0 -74 16 -56 35 143 -20 223 264 208
Tax % 4% -69% -0% 6% 4% -58% 7% 24%
Net Profit -0 -71 26 -56 33 137 -31 207 202 149
EPS in Rs -5.79 2.13 -4.50 2.63 10.40 -2.36 15.59 15.02 11.08
Dividend Payout % -0% -0% -0% -0% -0% -0% -0% 17%
Compounded Sales Growth
10 Years: %
5 Years: 19%
3 Years: 10%
TTM: 20%
Compounded Profit Growth
10 Years: %
5 Years: 35%
3 Years: 25%
TTM: -36%
Stock Price CAGR
10 Years: %
5 Years: 27%
3 Years: 45%
1 Year: -28%
Return on Equity
10 Years: %
5 Years: 10%
3 Years: 11%
Last Year: 15%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Sep 2022
0 50 50 51 63 66 66 66 67 68
Reserves -0 471 507 474 640 864 827 1,120 1,388 1,369
-0 -0 15 228 129 132 272 51 6 4
0 177 189 155 246 309 357 500 700 711
Total Liabilities 0 699 761 907 1,078 1,372 1,523 1,737 2,161 2,152
-0 103 147 165 200 232 227 260 280 515
CWIP -0 45 41 71 108 144 215 200 212 4
Investments -0 294 207 191 129 124 110 190 496 468
0 257 366 479 640 871 971 1,086 1,173 1,164
Total Assets 0 699 761 907 1,078 1,372 1,523 1,737 2,161 2,152

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
-45 -105 -120 12 -85 -10 378 462
78 61 -76 -109 27 -60 -151 -396
2 17 155 143 62 87 -219 -40
Net Cash Flow 35 -26 -42 46 5 17 8 26

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Debtor Days 77 111 118 141 85 219 134 84
Inventory Days
Days Payable
Cash Conversion Cycle 77 111 118 141 85 219 134 84
Working Capital Days 18 78 153 97 134 200 131 72
ROCE % -29% 2% -10% 6% 11% -1% 20% 19%

Shareholding Pattern

Numbers in percentages

21 recently
Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022
31.40 31.38 31.35 31.33 31.30 31.23 31.05 30.96 30.91 30.86 30.76 30.67
21.10 21.59 21.57 23.12 24.12 27.21 27.33 26.83 25.96 25.42 24.60 24.49
4.70 4.73 4.59 5.05 4.74 2.99 2.34 2.33 2.11 2.60 2.50 2.17
42.80 42.30 41.76 39.78 39.13 37.85 38.57 39.88 41.01 41.11 42.13 42.68
0.01 0.01 0.72 0.72 0.72 0.71 0.71 0.01 0.01 0.01 0.01 0.01

* The XBRL reporting format changed from Sep'2022 onwards. The new format added details about banks and foreign portfolio investors. These were not available earlier.
The sudden increase in FII or DII might be because of these changes.

Please click on the line-items to see the names of individual entities.

Documents

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