Intellect Design Arena Ltd
Incorporated in 2011, Intellect Design Arena Limited works globally in the fields of Financial Technology for Banking, Insurance and other Financial Services.
The company has a comprehensive portfolio of products across Global Consumer Banking, Central Banking, Risk & Treasury Management, Global Transaction Banking and Insurance and is also engaged in the business of software development.
- Market Cap ₹ 10,363 Cr.
- Current Price ₹ 740
- High / Low ₹ 1,255 / 595
- Stock P/E 27.5
- Book Value ₹ 212
- Dividend Yield 0.54 %
- ROCE 16.8 %
- ROE 12.7 %
- Face Value ₹ 5.00
Pros
- Company is almost debt free.
- Company has been maintaining a healthy dividend payout of 18.9%
Cons
- Company has a low return on equity of 13.6% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 609 | 811 | 914 | 1,087 | 1,450 | 1,347 | 1,497 | 1,878 | 2,231 | 2,506 | 2,500 | 2,917 | |
| 689 | 847 | 937 | 1,012 | 1,317 | 1,271 | 1,138 | 1,403 | 1,793 | 1,964 | 1,969 | 2,319 | |
| Operating Profit | -80 | -36 | -23 | 75 | 132 | 75 | 360 | 475 | 439 | 542 | 531 | 598 |
| OPM % | -13% | -4% | -3% | 7% | 9% | 6% | 24% | 25% | 20% | 22% | 21% | 20% |
| 18 | 27 | 41 | 32 | 66 | 38 | 20 | 43 | 53 | 62 | 77 | 79 | |
| Interest | 1 | 2 | 13 | 17 | 16 | 22 | 13 | 7 | 6 | 6 | 8 | 5 |
| Depreciation | 19 | 21 | 24 | 27 | 42 | 69 | 77 | 98 | 122 | 137 | 156 | 192 |
| Profit before tax | -82 | -33 | -20 | 64 | 140 | 23 | 290 | 413 | 363 | 461 | 444 | 480 |
| Tax % | 2% | -28% | 15% | 11% | 6% | 22% | 9% | 15% | 26% | 30% | 25% | |
| -83 | -23 | -22 | 57 | 131 | 18 | 265 | 350 | 269 | 323 | 334 | 359 | |
| EPS in Rs | -6.75 | -1.90 | -1.79 | 3.72 | 9.97 | 1.21 | 19.76 | 25.94 | 19.69 | 23.47 | 23.97 | 25.94 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 10% | 13% | 15% | 29% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 13% |
| 3 Years: | 10% |
| TTM: | 22% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 20% |
| 5 Years: | 129% |
| 3 Years: | -1% |
| TTM: | 33% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 2% |
| 3 Years: | 18% |
| 1 Year: | -6% |
| Return on Equity | |
|---|---|
| 10 Years: | 12% |
| 5 Years: | 16% |
| 3 Years: | 14% |
| Last Year: | 13% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 50 | 50 | 51 | 63 | 66 | 66 | 66 | 67 | 68 | 68 | 69 | 70 |
| Reserves | 569 | 561 | 547 | 739 | 954 | 979 | 1,326 | 1,741 | 1,990 | 2,370 | 2,716 | 2,887 |
| 8 | 23 | 232 | 159 | 133 | 300 | 82 | 20 | 27 | 44 | 72 | 90 | |
| 304 | 378 | 353 | 400 | 478 | 525 | 567 | 764 | 802 | 895 | 985 | 1,047 | |
| Total Liabilities | 931 | 1,012 | 1,184 | 1,361 | 1,631 | 1,869 | 2,042 | 2,593 | 2,887 | 3,378 | 3,843 | 4,094 |
| 213 | 258 | 278 | 274 | 334 | 368 | 397 | 435 | 494 | 558 | 727 | 1,076 | |
| CWIP | 54 | 66 | 138 | 196 | 228 | 312 | 349 | 344 | 370 | 374 | 307 | 1 |
| Investments | 179 | 77 | 66 | 69 | 68 | 77 | 146 | 416 | 365 | 449 | 538 | 384 |
| 485 | 611 | 703 | 822 | 1,001 | 1,113 | 1,150 | 1,398 | 1,657 | 1,997 | 2,270 | 2,632 | |
| Total Assets | 931 | 1,012 | 1,184 | 1,361 | 1,631 | 1,869 | 2,042 | 2,593 | 2,887 | 3,378 | 3,843 | 4,094 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -18 | -101 | -65 | 49 | -50 | 44 | 463 | 453 | 174 | 410 | 431 | |
| 132 | 31 | -103 | -154 | 1 | -99 | -193 | -399 | -177 | -255 | -244 | |
| -8 | 16 | 146 | 143 | 63 | 80 | -225 | -52 | -50 | -49 | -63 | |
| Net Cash Flow | 106 | -54 | -22 | 38 | 14 | 24 | 45 | 1 | -52 | 106 | 124 |
| Free Cash Flow | -42 | -184 | -158 | -61 | -130 | -81 | 350 | 334 | 9 | 237 | 260 |
| CFO/OP | -4% | 222% | 214% | 104% | -13% | 48% | 143% | 99% | 56% | 94% | 100% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 100 | 68 | 82 | 81 | 51 | 77 | 46 | 50 | 68 | 81 | 65 |
| Inventory Days | |||||||||||
| Days Payable | |||||||||||
| Cash Conversion Cycle | 100 | 68 | 82 | 81 | 51 | 77 | 46 | 50 | 68 | 81 | 65 |
| Working Capital Days | 3 | 29 | -17 | 26 | 48 | 27 | 45 | 47 | 78 | 86 | 72 |
| ROCE % | -6% | -4% | 7% | 15% | 2% | 21% | 25% | 19% | 20% | 17% |
Insights
In beta| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Dec 2025 | |
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| R&D Expenditure (Percentage of Turnover) % ・Standalone data |
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Extracted by Screener AI
Documents
Announcements
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Board Meeting Intimation for Consider And Approve Audited Financial Results (Both Standalone And Consolidated) Of The Company For The Quarter And Financial Year Ended March 31, 2026 And Recommend Dividend
24 Apr - Board to consider FY26 audited results and final dividend on May 8, 2026; investor call planned.
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
24 Apr - Intellect wins Myanmar’s A bank PCL deal for eMACH.ai core banking and PF Credit on April 24, 2026.
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
22 Apr - eMACH.ai Payments earned Nacha Consulting’s top rating across four US payment rails; showcased April 26-29 in San Diego.
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Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
21 Apr - Equity Shares under Associate (Employees) Stock Option Plan.
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
21 Apr - Intellect wins Khalsa Credit Union, Canada deal for eMACH.ai digital banking platform on April 21, 2026.
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Concalls
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Feb 2026Transcript PPT
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May 2025TranscriptAI SummaryPPT REC
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May 2022TranscriptAI SummaryPPT
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Dec 2021TranscriptAI SummaryPPT
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Nov 2019TranscriptAI SummaryPPT
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Oct 2018TranscriptAI SummaryPPT
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Nov 2017TranscriptAI SummaryPPT
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Jan 2016TranscriptAI SummaryPPT
Business Verticals
The company is the world’s largest event-driven, microservices-based API-led cloud-native, multi-product Financial Technology platform for the Banking, Insurance, and Capital Markets. It offer a full spectrum of banking & insurance technology products through 4 lines of businesses: [1]