Bank of Baroda

Bank of Baroda Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Bank of Baroda

₹ 244 1.50%
09 Jul 10:20 a.m.
bankofbaroda.bank.in BSE: 532134 NSE: BANKBARODA
About

Bank of Baroda is engaged in providing various services, such as personal banking, corporate banking, international banking, small and medium enterprise (SME) banking, rural banking, non-resident Indian (NRI) services and treasury services.(Source : Company Web-site)

Key Points

Market Position
The bank is among India’s top five banks by asset size and total deposits with a 6% market share as of FY24. [1]

Website BSE NSE
  • Market Cap ₹ 1,26,181 Cr.
  • Current Price ₹ 244
  • High / Low ₹ 326 / 231
  • Stock P/E 6.36
  • Book Value ₹ 321
  • Dividend Yield 3.49 %
  • ROCE 5.63 %
  • ROE 12.7 %
  • Face Value ₹ 2.00
Edit ratios

Pros

  • Stock is trading at 0.75 times its book value
  • Stock is providing a good dividend yield of 3.54%.
  • Company has been maintaining a healthy dividend payout of 21.3%

Cons

  • Company has low interest coverage ratio.
  • Contingent liabilities of Rs.8,63,069 Cr.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Banks Public Sector Bank

Part of BSE 500 BSE 100 BSE 200 BSE Dollex 200 BSE PSU

Edit Columns
Loading peers table ...

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
27,196 28,003 29,263 30,042 31,072 31,143 31,902 32,570 32,820 32,866 33,318 33,600 34,514
Interest 14,790 16,060 17,528 18,002 18,309 18,582 19,266 20,143 20,273 20,307 20,191 20,586 20,776
10,642 11,040 12,216 10,556 12,269 10,879 12,755 10,654 12,712 12,928 11,548 12,390 13,155
Financing Profit 1,764 902 -480 1,484 494 1,682 -119 1,772 -165 -368 1,579 624 582
Financing Margin % 6% 3% -2% 5% 2% 5% -0% 5% -0% -1% 5% 2% 2%
5,332 5,316 6,503 5,042 6,538 4,658 7,553 5,163 7,076 5,538 5,116 6,399 5,474
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 7,096 6,217 6,023 6,526 7,033 6,340 7,434 6,935 6,911 5,170 6,695 7,024 6,057
Tax % 28% 31% 28% 27% 29% 28% 27% 26% 23% 35% 24% 23% 7%
5,315 4,468 4,426 4,815 5,160 4,764 5,405 5,250 5,447 3,517 5,181 5,501 5,872
EPS in Rs 10.16 8.61 8.50 9.26 9.92 9.14 10.36 10.08 10.48 6.71 9.93 10.53 11.22
Gross NPA %
Net NPA %
Raw PDF
Upcoming result date: 24 July 2026

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
44,915 45,799 44,473 46,056 52,906 78,895 74,314 73,385 94,139 118,379 127,945 134,298
Interest 30,547 32,107 29,596 29,160 32,506 50,040 43,201 38,815 49,942 69,899 78,265 81,860
13,466 25,391 19,250 26,093 25,815 40,583 38,636 37,518 38,239 44,387 45,533 48,058
Financing Profit 902 -11,700 -4,372 -9,197 -5,414 -11,728 -7,523 -2,948 5,957 4,093 4,147 4,381
Financing Margin % 2% -26% -10% -20% -10% -15% -10% -4% 6% 3% 3% 3%
5,449 5,992 7,937 7,992 7,887 12,191 15,254 14,395 16,639 23,399 24,939 22,527
Depreciation 368 525 540 901 948 1,697 1,357 1,438 2,032 1,694 1,467 1,963
Profit before tax 5,983 -6,233 3,024 -2,106 1,525 -1,234 6,373 10,008 20,565 25,799 27,619 24,945
Tax % 36% -19% 41% -9% 29% -176% 77% 23% 29% 29% 26% 22%
3,950 -5,033 1,855 -1,836 1,166 981 1,620 7,933 15,005 18,869 20,865 20,070
EPS in Rs 17.69 -21.99 7.88 -7.13 4.16 2.01 2.99 15.18 28.82 36.29 40.06 38.38
Dividend Payout % 18% 0% 15% 0% 0% 0% 0% 19% 19% 21% 21% 22%
Compounded Sales Growth
10 Years: 11%
5 Years: 13%
3 Years: 13%
TTM: 5%
Compounded Profit Growth
10 Years: 19%
5 Years: 73%
3 Years: 10%
TTM: -4%
Stock Price CAGR
10 Years: 4%
5 Years: 24%
3 Years: 6%
1 Year: 0%
Return on Equity
10 Years: 10%
5 Years: 14%
3 Years: 15%
Last Year: 13%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 444 462 462 530 530 925 1,036 1,036 1,036 1,036 1,036 1,036
Reserves 41,574 42,041 42,605 46,036 54,466 75,179 81,354 90,833 104,019 118,677 145,467 164,833
Deposits 629,981 586,690 617,257 607,451 665,589 973,228 995,910 1,075,804 1,234,682 1,359,980 1,496,688 1,675,895
Borrowing 35,502 33,845 31,242 64,860 68,868 95,753 71,263 109,526 107,910 101,959 135,813 170,297
26,465 28,134 27,649 28,919 30,217 54,850 53,104 62,922 78,224 73,123 82,762 89,425
Total Liabilities 733,966 691,173 719,216 747,796 819,670 1,199,935 1,202,667 1,340,121 1,525,871 1,654,775 1,861,766 2,101,485
2,978 6,359 5,930 5,532 7,368 9,268 8,438 11,098 9,865 9,054 13,544 13,107
CWIP 0 0 0 0 0 0 2 1 3 6 1 1
Investments 124,739 128,894 140,716 175,137 195,716 289,727 281,859 347,587 397,487 407,136 427,380 435,778
606,248 555,920 572,570 567,126 616,586 900,941 912,367 981,435 1,118,516 1,238,580 1,420,842 1,652,599
Total Assets 733,966 691,173 719,216 747,796 819,670 1,199,935 1,202,667 1,340,121 1,525,871 1,654,775 1,861,766 2,101,485

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
17,838 -10,011 17,865 -59,692 -1,449 18,531 -887 6,210 -21,271 -6,274 34,892 33,426
-556 -4,005 -551 -414 -2,537 -139 -471 -3,645 -1,096 -1,285 -6,494 -3,275
-6 -616 -198 3,413 4,449 14,729 -986 -998 -5,488 5,476 3,790 -1,806
Net Cash Flow 17,276 -14,632 17,116 -56,692 462 33,120 -2,344 1,567 -27,855 -2,084 32,188 28,345
Free Cash Flow 17,282 -14,016 17,314 -60,105 -3,986 18,393 -1,146 2,805 -22,057 -7,153 28,979 31,911
CFO/OP 57% -56% 66% -304% 11% 49% 12% 20% -28% 3% 54% 44%

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 10% -12% 4% -4% 2% 1% 2% 9% 15% 17% 16% 13%

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2024 Mar 2025 Mar 2026
Capital Adequacy Ratio (CRAR)
% ・Standalone data

Log in to view insights

Please log in to see hidden values.

Login
Number of Domestic Branches
count ・Standalone data
Gross NPA Ratio
% ・Standalone data
Retail Advances as % of Domestic Advances
% ・Standalone data
Domestic CASA Ratio
% ・Standalone data
Slippage Ratio
% ・Standalone data
Total Global Business (Deposits + Advances)
Rs crore ・Standalone data

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
63.97% 63.97% 63.97% 63.97% 63.97% 63.97% 63.97% 63.97% 63.97% 63.97% 63.97% 63.97%
12.39% 12.27% 12.40% 11.45% 9.87% 8.90% 8.98% 8.08% 8.71% 9.84% 9.69% 10.14%
15.74% 15.75% 16.04% 15.77% 16.35% 17.86% 17.97% 18.79% 18.93% 18.72% 18.92% 18.33%
0.26% 0.26% 0.26% 0.26% 0.26% 0.26% 0.26% 0.26% 0.08% 0.08% 0.08% 0.08%
7.64% 7.76% 7.32% 8.55% 9.56% 9.01% 8.83% 8.89% 8.30% 7.37% 7.33% 7.47%
No. of Shareholders 12,70,48012,89,44313,29,61814,11,26617,11,54816,93,91716,89,79716,31,56215,65,74314,77,39814,59,93414,60,575

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports

Credit ratings

Concalls