Aditya Birla Capital Ltd
Aditya Birla Capital Limited, the holding company for the financial services businesses of the Aditya Birla Group, is a universal financial solutions group catering to the diverse financial needs of its customers across their life stages.[1]
- Market Cap ₹ 1,11,920 Cr.
- Current Price ₹ 409
- High / Low ₹ 411 / 243
- Stock P/E 35.9
- Book Value ₹ 110
- Dividend Yield 0.00 %
- ROCE 8.75 %
- ROE 11.6 %
- Face Value ₹ 10.0
Pros
- Company has delivered good profit growth of 112% CAGR over last 5 years
Cons
- Stock is trading at 3.73 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Company has a low return on equity of 13.5% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Investment Company
Part of BSE 500 BSE 200 BSE Dollex 200 Nifty 500 Nifty Midcap 100
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4 | 7 | 35 | 165 | 178 | 201 | 108 | 455 | 222 | 13,577 | 15,459 | 17,473 | |
| Interest | 0 | 0 | 1 | 25 | 89 | 77 | 0 | 0 | 0 | 6,469 | 7,987 | 9,115 |
| 9 | 6 | 30 | 103 | 70 | 66 | 35 | 35 | 37 | 3,252 | 3,505 | 4,142 | |
| Financing Profit | -5 | 1 | 4 | 37 | 19 | 58 | 73 | 419 | 185 | 3,857 | 3,967 | 4,216 |
| Financing Margin % | -114% | 17% | 12% | 22% | 11% | 29% | 68% | 92% | 83% | 28% | 26% | 24% |
| -43 | 0 | 0 | 0 | -30 | -29 | 1 | 1 | 0 | 48 | 94 | 99 | |
| Depreciation | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 122 | 134 | 147 |
| Profit before tax | -49 | 1 | 4 | 36 | -12 | 28 | 72 | 419 | 184 | 3,782 | 3,927 | 4,168 |
| Tax % | 0% | 140% | 0% | 0% | -18% | -8% | -1% | 18% | 23% | 22% | 25% | 25% |
| -49 | -0 | 4 | 36 | -10 | 30 | 73 | 345 | 141 | 2,935 | 2,957 | 3,109 | |
| EPS in Rs | -0.64 | -0.01 | 0.03 | 0.16 | -0.04 | 0.12 | 0.30 | 1.43 | 0.58 | 11.29 | 11.34 | 11.87 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 118% |
| 5 Years: | 176% |
| 3 Years: | 329% |
| TTM: | 13% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 141% |
| 5 Years: | 112% |
| 3 Years: | 180% |
| TTM: | 5% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 28% |
| 3 Years: | 30% |
| 1 Year: | 52% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 11% |
| 3 Years: | 14% |
| Last Year: | 12% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 757 | 796 | 1,232 | 2,201 | 2,201 | 2,414 | 2,415 | 2,416 | 2,418 | 2,600 | 2,607 | 2,620 |
| Reserves | 246 | 596 | 3,379 | 5,010 | 5,094 | 7,043 | 7,136 | 7,492 | 7,680 | 19,434 | 22,587 | 26,082 |
| Borrowing | 1,158 | 1,738 | 493 | 675 | 1,440 | 1 | 11 | 8 | 6 | 92,595 | 111,402 | 138,661 |
| 31 | 17 | 52 | 197 | 172 | 168 | 173 | 161 | 178 | 3,440 | 2,704 | 3,224 | |
| Total Liabilities | 2,192 | 3,146 | 5,155 | 8,084 | 8,907 | 9,626 | 9,735 | 10,078 | 10,282 | 118,069 | 139,300 | 170,586 |
| 0 | 1 | 4 | 34 | 28 | 25 | 31 | 27 | 25 | 504 | 502 | 473 | |
| CWIP | 0 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 11 | 15 | 35 |
| Investments | 2,159 | 3,116 | 5,084 | 7,923 | 8,709 | 9,528 | 9,555 | 9,846 | 10,214 | 11,635 | 12,829 | 16,691 |
| 32 | 29 | 63 | 127 | 169 | 73 | 150 | 205 | 43 | 105,919 | 125,953 | 153,386 | |
| Total Assets | 2,192 | 3,146 | 5,155 | 8,084 | 8,907 | 9,626 | 9,735 | 10,078 | 10,282 | 118,069 | 139,300 | 170,586 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -5 | -21 | 3 | 57 | -9 | 81 | -83 | -151 | 343 | -20,824 | -16,647 | -24,024 | |
| -670 | -951 | -1,974 | -867 | -666 | -658 | 79 | 151 | -350 | -3,633 | 370 | -3,941 | |
| 681 | 970 | 1,970 | 810 | 677 | 579 | -0 | -1 | 7 | 24,267 | 18,455 | 26,056 | |
| Net Cash Flow | 5 | -2 | -1 | -1 | 3 | 2 | -4 | -1 | 0 | -190 | 2,177 | -1,909 |
| Free Cash Flow | -6 | -22 | -4 | 50 | -14 | 80 | -84 | -152 | 339 | -20,933 | -16,751 | -24,129 |
| CFO/OP | 107% | -1,527% | 123% | 94% | -6% | 61% | -108% | -20% | 187% | -195% | -130% | -173% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | -1% | -0% | 0% | 1% | 0% | 1% | 1% | 4% | 1% | 18% | 13% | 12% |
Insights
In beta| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Gross Written Premium (Aditya Birla Health Insurance) INR Crore |
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| Housing Finance Lending Book (Aditya Birla Housing Finance) INR Crore |
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| Life Insurance Individual First Year Premium (Aditya Birla Sun Life Insurance) INR Crore |
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| Mutual Fund Investor Folios (Aditya Birla Sun Life AMC) Million |
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| Mutual Fund QAAUM (Aditya Birla Sun Life AMC) INR Crore |
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| NBFC Lending Book (Aditya Birla Finance) INR Crore |
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| Life Insurance Net Value of New Business (Net VNB) INR Crore |
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| Monthly SIP Contribution (Aditya Birla Sun Life AMC) INR Crore |
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Extracted by Screener AI
Documents
Announcements
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Intimation Regarding Letters Being Dispatched To The Members Of The Company Pursuant To Regulation 36(1)(B) And 58(1)(B) Of SEBI (LODR) Regulations, 2015
8h - FY26 annual report dispatched; 19th AGM scheduled for 14 August 2026 via VC/OAVM.
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
9h - Intimation of Schedule of Analysts/Investor call on financial results for quarter and year ended 30 June 2026
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Announcement under Regulation 30 (LODR)-Acquisition
10h - ABCL invested Rs 123.89 crore in ABHI rights issue; stake remains 45.89%.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
18 Jul - Aditya Birla Capital Limited has informed about the copy of newspaper advertisement for the 19th (Nineteenth) Annual General Meeting of the Company to be held …
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Announcement under Regulation 30 (LODR)-Acquisition
17 Jul - ABCL invested Rs 484.5 crore rights issue in subsidiary ABSLI on 17 July 2026.
Annual reports
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Financial Year 2026
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Financial Year 2018
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Financial Year 2017
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Financial Year 2013
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Financial Year 2010
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Financial Year 2009
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Concalls
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Sep 2024TranscriptAI SummaryPPT
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Nov 2019TranscriptAI SummaryPPT
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Business Segments
1) Life Insurance (44% in 9M FY25 vs 52% in FY22): [1] [2] The company’s subsidiary, Aditya Birla Sun Life Insurance Ltd, is one of the leading private life insurers, offering protection solutions, children’s future solutions, wealth with protection solutions, retirement solutions, etc, through 11 Banca Tie-ups, 360+ own branches, 26,300+ bank branches, and 60,000 agents across 4,700+ cities. [3] [4]