Yes Bank Ltd

Yes Bank Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Yes Bank Ltd

₹ 19.6 0.00%
02 Sep - close price
yesbank.in BSE: 532648 NSE: YESBANK
About

Incorporated in 2003, Yes Bank Ltd is engaged in providing a wide range of banking and financial services[1]

Key Points

Market Position
Yes Bank is the 6th largest private sector bank in total assets terms. [1]

Website BSE NSE
  • Market Cap ₹ 61,327 Cr.
  • Current Price ₹ 19.6
  • High / Low ₹ 24.4 / 16.0
  • Stock P/E 22.7
  • Book Value ₹ 15.5
  • Dividend Yield 0.00 %
  • ROCE 6.34 %
  • ROE 5.38 %
  • Face Value ₹ 2.00
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Pros

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • Company has a low return on equity of 3.54% over last 3 years.
  • Contingent liabilities of Rs.11,98,818 Cr.
  • Earnings include an other income of Rs.6,410 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Banks Private Sector Bank

Part of BSE 500 BSE 100 BSE 200 Nifty 500 BSE BANKEX

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
5,135 5,474 5,872 6,216 6,443 6,711 6,985 7,447 7,719 7,730 7,829 7,616 7,596
Interest 3,285 3,483 3,901 4,111 4,444 4,786 4,968 5,294 5,475 5,530 5,606 5,340 5,224
2,176 2,658 2,968 2,838 2,683 2,834 2,902 3,290 2,770 2,929 2,915 3,019 3,050
Financing Profit -326 -667 -997 -733 -683 -909 -885 -1,137 -525 -728 -692 -743 -678
Financing Margin % -6% -12% -17% -12% -11% -14% -13% -15% -7% -9% -9% -10% -9%
741 874 1,066 1,004 1,141 1,210 1,195 1,569 1,199 1,407 1,512 1,739 1,752
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 415 208 69 271 458 301 309 432 674 678 820 996 1,074
Tax % 25% 26% 25% 25% 25% 25% 25% -5% 25% 18% 25% 26% 25%
311 153 52 202 343 225 231 452 502 553 612 738 801
EPS in Rs 0.12 0.06 0.02 0.07 0.12 0.08 0.08 0.16 0.16 0.18 0.20 0.24 0.26
Gross NPA % 13.40% 12.90% 2.00% 2.20% 2.00% 2.00% 2.00% 1.70% 1.70% 1.60% 1.60% 1.60% 1.60%
Net NPA % 4.20% 3.60% 1.00% 0.80% 1.00% 0.90% 0.90% 0.60% 0.50% 0.50% 0.50% 0.30% 0.30%
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
9,981 11,572 13,533 16,425 20,267 29,625 26,067 20,042 19,024 22,697 27,586 30,895 30,772
Interest 7,265 8,084 8,967 10,627 12,530 19,816 19,261 12,613 12,526 14,780 19,491 21,951 21,700
2,048 2,539 3,402 4,739 6,536 11,740 39,152 14,822 7,926 10,211 11,168 11,146 11,913
Financing Profit 668 949 1,165 1,059 1,201 -1,931 -32,347 -7,394 -1,428 -2,293 -3,073 -2,202 -2,841
Financing Margin % 7% 8% 9% 6% 6% -7% -124% -37% -8% -10% -11% -7% -9%
1,722 2,046 2,712 4,157 5,224 4,590 11,856 3,012 3,262 3,685 5,114 5,857 6,410
Depreciation 63 85 111 171 231 302 336 353 398 429 541 487 0
Profit before tax 2,326 2,910 3,766 5,044 6,194 2,357 -20,826 -4,735 1,436 963 1,500 3,168 3,569
Tax % 30% 31% 33% 34% 32% 27% -21% -27% 26% 26% 17% 24%
1,618 2,005 2,539 3,330 4,225 1,720 -16,418 -3,462 1,066 717 1,251 2,406 2,704
EPS in Rs 8.97 9.60 12.08 14.59 18.34 7.43 -13.08 -1.38 0.43 0.25 0.43 0.77 0.88
Dividend Payout % 18% 19% 17% 16% 15% 27% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 10%
5 Years: 3%
3 Years: 18%
TTM: 7%
Compounded Profit Growth
10 Years: 2%
5 Years: 17%
3 Years: 31%
TTM: 92%
Stock Price CAGR
10 Years: -17%
5 Years: 6%
3 Years: 6%
1 Year: -18%
Return on Equity
10 Years: -1%
5 Years: 1%
3 Years: 4%
Last Year: 5%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 361 418 421 456 461 463 2,510 5,011 5,011 5,751 5,754 6,271
Reserves 6,761 11,262 13,366 21,598 25,298 26,441 19,216 28,185 28,731 34,992 36,392 41,509
Deposits 74,192 91,176 111,720 142,874 200,738 227,610 105,364 162,947 197,192 217,502 266,372 284,525
Borrowing 21,314 26,220 31,659 38,607 74,894 108,424 113,790 63,949 72,205 77,452 79,941 71,603
6,388 7,094 8,098 11,525 11,056 17,888 16,946 13,451 15,082 19,090 17,035 19,514
Total Liabilities 109,016 136,170 165,263 215,060 312,446 380,826 257,827 273,543 318,220 354,786 405,493 423,422
273 293 412 609 761 767 716 2,087 2,009 2,149 2,500 2,859
CWIP 20 26 59 75 72 50 293 62 124 296 357 206
Investments 40,950 43,228 48,838 50,032 68,399 89,522 43,915 43,319 51,896 76,888 90,235 85,104
67,772 92,623 115,954 164,345 243,214 290,487 212,903 228,075 264,192 275,453 312,401 335,252
Total Assets 109,016 136,170 165,263 215,060 312,446 380,826 257,827 273,543 318,220 354,786 405,493 423,422

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
4,449 -2,340 -292 4,379 -21,878 -24,661 -57,641 55,428 23,623 -25,626 9,596 6,062
-2,799 -3,608 -4,036 -4,477 -8,685 -6,223 14,096 440 -14,548 -13,023 -12,447 8,524
176 7,574 4,989 11,429 35,748 33,039 25,038 -34,942 8,256 11,284 2,506 -5,456
Net Cash Flow 1,826 1,625 661 11,331 5,185 2,155 -18,507 20,926 17,331 -27,365 -345 9,129

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
ROE % 25% 21% 20% 19% 18% 7% -68% -13% 3% 2% 3% 5%

Shareholding Pattern

Numbers in percentages

Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
12.15% 23.24% 23.10% 23.79% 23.39% 23.79% 22.01% 27.08% 27.00% 26.74% 26.88% 24.95%
43.91% 38.19% 37.77% 37.72% 40.68% 41.98% 41.50% 38.10% 38.20% 38.84% 39.52% 40.26%
0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%
43.94% 38.54% 39.10% 38.47% 35.90% 34.21% 36.47% 34.82% 34.78% 34.42% 33.60% 34.79%
No. of Shareholders 45,47,53448,13,41150,57,38749,04,79548,88,44149,94,63661,54,88863,01,44462,47,73562,83,71063,27,64163,55,943

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

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