Housing & Urban Development Corporation Ltd
Housing & Urban Development Corporation Ltd is primarily engaged in the business of financing housing and urban development activities in the country.[1]
- Market Cap ₹ 9,259 Cr.
- Current Price ₹ 46.2
- High / Low ₹ 58.8 / 30.6
- Stock P/E 5.29
- Book Value ₹ 72.3
- Dividend Yield 7.57 %
- ROCE 9.16 %
- ROE 12.4 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.64 times its book value
- Stock is providing a good dividend yield of 7.57%.
- Company has been maintaining a healthy dividend payout of 34.9%
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of 13.1% over last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance - Housing
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 2,758 | 2,886 | 2,978 | 3,383 | 3,270 | 3,536 | 4,228 | 5,584 | 7,567 | 7,267 | 6,986 | 6,915 |
Interest | 1,629 | 1,567 | 1,702 | 1,775 | 1,908 | 1,986 | 2,295 | 3,071 | 4,848 | 4,765 | 4,533 | 4,463 |
205 | 309 | 192 | 477 | 319 | 468 | 526 | 652 | 544 | 277 | 111 | 94 | |
Financing Profit | 923 | 1,010 | 1,084 | 1,131 | 1,044 | 1,082 | 1,408 | 1,861 | 2,176 | 2,225 | 2,342 | 2,357 |
Financing Margin % | 33% | 35% | 36% | 33% | 32% | 31% | 33% | 33% | 29% | 31% | 34% | 34% |
21 | 56 | 25 | 44 | 37 | 98 | 6 | 7 | 4 | 11 | 11 | 43 | |
Depreciation | 5 | 5 | 4 | 5 | 5 | 5 | 5 | 5 | 6 | 7 | 8 | 10 |
Profit before tax | 940 | 1,061 | 1,105 | 1,170 | 1,076 | 1,175 | 1,408 | 1,863 | 2,174 | 2,229 | 2,346 | 2,390 |
Tax % | 34% | 34% | 34% | 34% | 27% | 28% | 28% | 37% | 21% | 29% | 27% | |
Net Profit | 622 | 700 | 734 | 768 | 783 | 842 | 1,010 | 1,180 | 1,708 | 1,578 | 1,716 | 1,749 |
EPS in Rs | 3.91 | 4.21 | 5.04 | 5.89 | 8.53 | 7.89 | 8.57 | 8.74 | ||||
Dividend Payout % | 23% | 21% | 14% | 13% | 13% | 13% | 11% | 14% | 36% | 28% | 41% |
Compounded Sales Growth | |
---|---|
10 Years: | 10% |
5 Years: | 15% |
3 Years: | 8% |
TTM: | -3% |
Compounded Profit Growth | |
---|---|
10 Years: | 11% |
5 Years: | 16% |
3 Years: | 13% |
TTM: | 3% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | -10% |
3 Years: | 6% |
1 Year: | 12% |
Return on Equity | |
---|---|
10 Years: | 11% |
5 Years: | 12% |
3 Years: | 13% |
Last Year: | 12% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|
2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | |
Reserves | 3,989 | 4,513 | 5,130 | 5,779 | 6,444 | 7,166 | 7,940 | 8,953 | 10,340 | 11,186 | 12,465 |
13,714 | 13,553 | 18,888 | 18,315 | 25,449 | 28,196 | 36,277 | 59,848 | 61,437 | 60,978 | 61,503 | |
7,791 | 6,881 | 4,204 | 7,018 | 1,999 | 1,975 | 2,695 | 2,026 | 2,347 | 2,792 | 2,924 | |
Total Liabilities | 27,495 | 26,949 | 30,224 | 33,114 | 35,894 | 39,339 | 48,914 | 72,828 | 76,126 | 76,958 | 78,894 |
71 | 71 | 68 | 75 | 73 | 72 | 71 | 71 | 65 | 82 | 93 | |
CWIP | 14 | 18 | 27 | 25 | 39 | 43 | 35 | 39 | 52 | 39 | 25 |
Investments | 1,224 | 684 | 754 | 756 | 367 | 367 | 527 | 534 | 232 | 250 | 257 |
26,186 | 26,176 | 29,376 | 32,259 | 35,415 | 38,857 | 48,281 | 72,185 | 75,777 | 76,588 | 78,518 | |
Total Assets | 27,495 | 26,949 | 30,224 | 33,114 | 35,894 | 39,339 | 48,914 | 72,828 | 76,126 | 76,958 | 78,894 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|
-896 | 1,988 | -3,663 | -182 | -4,965 | -2,598 | -7,830 | -23,400 | -1,336 | 2,161 | -806 | |
71 | 532 | -80 | -13 | 372 | -5 | -4 | 18 | 83 | -14 | -1 | |
2,876 | -2,182 | 3,375 | 204 | 4,659 | 2,509 | 7,858 | 23,422 | 1,365 | -1,083 | 81 | |
Net Cash Flow | 2,051 | 338 | -368 | 9 | 66 | -93 | 24 | 39 | 112 | 1,063 | -726 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|
ROE % | 11% | 11% | 10% | 10% | 9% | 11% | 11% | 15% | 12% | 12% |
Documents
Announcements
- Declaration Of Voting Results Of Postal Ballot As Per Regulations 44(3) Of SEBI (LODR), Regulations, 2015 30 Jan
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Re- Appointment Of Secretarial Auditors For The Financial Year 2022-23.
25 Jan - The Board of the Company in their meeting held on 25th January, 2023, has re-appointed M/s. Malhotra Arora & Associates, Company Secretaries in practice as …
- Board Meeting Intimation for Disclosure Under Regulation 29 Read With Regulation 50 Of SEBI (LODR) Regulations, 2015. 25 Jan
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
10 Jan - Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 31st December 2022.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
30 Dec 2022 - In compliance of Section 108 and 110 of Companies Act, 2013 read with Rule 20 and Rule 22 of Companies (Management and Administration) Rules, 2014 …
Annual reports
Concalls
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Ratios Q3FY22
Yield on Loans - 9.4%
Cost of Funds - 7.5%
Net Interest Margin - 3.1%[1]
Gross NPA - 5%
Net NPA - 1%[2]