Housing & Urban Development Corporation Ltd
Housing & Urban Development Corporation Ltd is primarily engaged in the business of financing housing and urban development activities in the country.[1]
- Market Cap ₹ 16,295 Cr.
- Current Price ₹ 81.4
- High / Low ₹ 95.9 / 40.4
- Stock P/E 9.10
- Book Value ₹ 78.5
- Dividend Yield 4.73 %
- ROCE 8.81 %
- ROE 11.4 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 1.04 times its book value
- Stock is providing a good dividend yield of 4.73%.
- Company has been maintaining a healthy dividend payout of 37.9%
Cons
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 10.9% over past five years.
- Company has a low return on equity of 12.0% over last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance - Housing
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 2,758 | 2,886 | 2,978 | 3,383 | 3,270 | 3,536 | 4,228 | 5,584 | 7,567 | 7,267 | 6,986 | 7,082 | 7,269 |
Interest | 1,629 | 1,567 | 1,702 | 1,775 | 1,908 | 1,986 | 2,295 | 3,071 | 4,848 | 4,765 | 4,533 | 4,507 | 4,689 |
205 | 309 | 192 | 477 | 319 | 468 | 526 | 652 | 544 | 277 | 111 | 279 | 206 | |
Financing Profit | 923 | 1,010 | 1,084 | 1,131 | 1,044 | 1,082 | 1,408 | 1,861 | 2,176 | 2,225 | 2,342 | 2,296 | 2,374 |
Financing Margin % | 33% | 35% | 36% | 33% | 32% | 31% | 33% | 33% | 29% | 31% | 34% | 32% | 33% |
21 | 56 | 25 | 44 | 37 | 98 | 6 | 7 | 4 | 11 | 11 | 4 | 45 | |
Depreciation | 5 | 5 | 4 | 5 | 5 | 5 | 5 | 5 | 6 | 7 | 8 | 11 | 11 |
Profit before tax | 940 | 1,061 | 1,105 | 1,170 | 1,076 | 1,175 | 1,408 | 1,863 | 2,174 | 2,229 | 2,346 | 2,289 | 2,409 |
Tax % | 34% | 34% | 34% | 34% | 27% | 28% | 28% | 37% | 21% | 29% | 27% | 26% | |
622 | 700 | 734 | 768 | 783 | 842 | 1,010 | 1,180 | 1,708 | 1,578 | 1,716 | 1,701 | 1,791 | |
EPS in Rs | 310.49 | 349.51 | 366.64 | 383.80 | 3.91 | 4.21 | 5.04 | 5.89 | 8.53 | 7.89 | 8.57 | 8.50 | 8.95 |
Dividend Payout % | 23% | 21% | 14% | 13% | 13% | 13% | 11% | 14% | 36% | 28% | 41% | 45% |
Compounded Sales Growth | |
---|---|
10 Years: | 9% |
5 Years: | 11% |
3 Years: | -2% |
TTM: | 5% |
Compounded Profit Growth | |
---|---|
10 Years: | 9% |
5 Years: | 11% |
3 Years: | 0% |
TTM: | 2% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 14% |
3 Years: | 32% |
1 Year: | 53% |
Return on Equity | |
---|---|
10 Years: | 11% |
5 Years: | 12% |
3 Years: | 12% |
Last Year: | 11% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 |
Reserves | 3,989 | 4,513 | 5,130 | 5,779 | 6,444 | 7,166 | 7,940 | 8,953 | 10,340 | 11,186 | 12,465 | 13,442 | 13,721 |
13,714 | 13,553 | 18,888 | 18,315 | 25,449 | 28,196 | 36,277 | 59,848 | 61,437 | 60,978 | 61,503 | 62,905 | 63,276 | |
7,791 | 6,881 | 4,204 | 7,018 | 1,999 | 1,975 | 2,695 | 2,026 | 2,347 | 2,792 | 2,924 | 2,621 | 3,164 | |
Total Liabilities | 27,495 | 26,949 | 30,224 | 33,114 | 35,894 | 39,339 | 48,914 | 72,828 | 76,126 | 76,958 | 78,894 | 80,969 | 82,162 |
71 | 71 | 68 | 75 | 73 | 72 | 71 | 71 | 65 | 82 | 93 | 90 | 88 | |
CWIP | 14 | 18 | 27 | 25 | 39 | 43 | 35 | 39 | 52 | 39 | 25 | 19 | 13 |
Investments | 1,224 | 684 | 754 | 756 | 367 | 367 | 527 | 534 | 232 | 250 | 257 | 630 | 211 |
26,186 | 26,176 | 29,376 | 32,259 | 35,415 | 38,857 | 48,281 | 72,185 | 75,777 | 76,588 | 78,518 | 80,230 | 81,849 | |
Total Assets | 27,495 | 26,949 | 30,224 | 33,114 | 35,894 | 39,339 | 48,914 | 72,828 | 76,126 | 76,958 | 78,894 | 80,969 | 82,162 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-896 | 1,988 | -3,663 | -182 | -4,965 | -2,598 | -7,830 | -23,400 | -1,336 | 2,161 | -806 | -850 | |
71 | 532 | -80 | -13 | 372 | -5 | -4 | 18 | 83 | -14 | -1 | -353 | |
2,876 | -2,182 | 3,375 | 204 | 4,659 | 2,509 | 7,858 | 23,422 | 1,365 | -1,083 | 81 | 691 | |
Net Cash Flow | 2,051 | 338 | -368 | 9 | 66 | -93 | 24 | 39 | 112 | 1,063 | -726 | -512 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
ROE % | 11% | 11% | 10% | 10% | 9% | 11% | 11% | 15% | 12% | 12% | 11% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Investor Presentation
10 Nov - Investor Presentation for the quarter & half year ended 30th September 2023
- Related Party Transaction Report For The Quarter & Half Year Ended 30Th September 2023 10 Nov
- Board Meeting Outcome for Financial Results For September 2023 10 Nov
- Financial Results For The Quarter Ended 30Th September 2023 10 Nov
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Announcement under Regulation 30 (LODR)-Credit Rating
2 Nov - Announcement under Regulation 30 SEBI (LODR) Regulations, 2015, regarding affirmation of Credit Rating of HUDCO at "Baa3" level with ''Stable'' outlook, equivalent to that of …
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2010
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Financial Year 2008
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Financial Year 2007
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Concalls
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Nov 2023TranscriptNotesPPT
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Aug 2023TranscriptNotesPPT
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Nov 2021TranscriptNotesPPT
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Nov 2020TranscriptNotesPPT
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Nov 2019TranscriptNotesPPT
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Nov 2018TranscriptNotesPPT
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Sep 2018TranscriptNotesPPT
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May 2018TranscriptNotesPPT
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Feb 2018TranscriptNotesPPT
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Nov 2017TranscriptNotesPPT
Ratios Q3FY22
Yield on Loans - 9.4%
Cost of Funds - 7.5%
Net Interest Margin - 3.1%[1]
Gross NPA - 5%
Net NPA - 1%[2]