Housing & Urban Development Corporation Ltd
Housing & Urban Development Corporation Ltd is primarily engaged in the business of financing housing and urban development activities in the country.[1]
- Market Cap ₹ 6,977 Cr.
- Current Price ₹ 34.8
- High / Low ₹ 54.5 / 30.6
- Stock P/E 4.06
- Book Value ₹ 72.3
- Dividend Yield 6.24 %
- ROCE 9.16 %
- ROE 12.4 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.48 times its book value
- Stock is providing a good dividend yield of 6.24%.
- Company has been maintaining a healthy dividend payout of 32.01%
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of 13.08% for last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance - Housing
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 2,264 | 2,760 | 2,886 | 2,978 | 3,383 | 3,270 | 3,535 | 4,227 | 5,584 | 7,567 | 7,267 | 6,954 |
Interest | 1,273 | 1,629 | 1,567 | 1,702 | 1,775 | 1,907 | 1,986 | 2,295 | 3,071 | 4,848 | 4,765 | 4,533 |
173 | 205 | 308 | 192 | 477 | 318 | 468 | 525 | 652 | 544 | 277 | 111 | |
Financing Profit | 817 | 926 | 1,010 | 1,084 | 1,131 | 1,045 | 1,081 | 1,407 | 1,861 | 2,176 | 2,225 | 2,310 |
Financing Margin % | 36% | 34% | 35% | 36% | 33% | 32% | 31% | 33% | 33% | 29% | 31% | 33% |
15 | 19 | 55 | 25 | 44 | 37 | 99 | 7 | 7 | 4 | 11 | 44 | |
Depreciation | 11 | 5 | 5 | 4 | 5 | 5 | 5 | 5 | 5 | 6 | 7 | 8 |
Profit before tax | 821 | 940 | 1,061 | 1,105 | 1,170 | 1,077 | 1,175 | 1,409 | 1,863 | 2,175 | 2,229 | 2,346 |
Tax % | 33% | 34% | 34% | 34% | 34% | 27% | 28% | 28% | 37% | 21% | 29% | 27% |
Net Profit | 550 | 622 | 700 | 734 | 768 | 784 | 842 | 1,010 | 1,180 | 1,708 | 1,579 | 1,717 |
EPS in Rs | 274.75 | 310.49 | 349.51 | 366.64 | 383.80 | 3.92 | 4.21 | 5.05 | 5.90 | 8.53 | 7.89 | 8.57 |
Dividend Payout % | 20% | 23% | 21% | 14% | 13% | 13% | 13% | 11% | 14% | 36% | 28% | 32% |
Compounded Sales Growth | |
---|---|
10 Years: | 10% |
5 Years: | 14% |
3 Years: | 8% |
TTM: | -4% |
Compounded Profit Growth | |
---|---|
10 Years: | 11% |
5 Years: | 16% |
3 Years: | 13% |
TTM: | 9% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | -12% |
3 Years: | -6% |
1 Year: | -35% |
Return on Equity | |
---|---|
10 Years: | 11% |
5 Years: | 12% |
3 Years: | 13% |
Last Year: | 12% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | |
Reserves | 3,519 | 3,989 | 4,513 | 5,130 | 5,779 | 6,444 | 7,165 | 7,941 | 8,954 | 10,342 | 11,187 | 12,466 |
15,779 | 18,822 | 16,788 | 20,344 | 20,652 | 25,435 | 28,182 | 36,277 | 59,848 | 61,437 | 60,978 | 61,503 | |
1,437 | 2,682 | 3,646 | 2,748 | 4,681 | 1,997 | 1,972 | 2,695 | 2,026 | 2,347 | 2,792 | 2,924 | |
Total Liabilities | 22,737 | 27,495 | 26,949 | 30,224 | 33,114 | 35,878 | 39,322 | 48,915 | 72,829 | 76,127 | 76,959 | 78,895 |
74 | 71 | 71 | 68 | 75 | 73 | 72 | 71 | 71 | 65 | 82 | 101 | |
CWIP | 12 | 14 | 18 | 27 | 25 | 28 | 32 | 35 | 39 | 52 | 39 | 17 |
Investments | 1,299 | 1,224 | 684 | 754 | 756 | 369 | 369 | 528 | 536 | 234 | 251 | 259 |
21,352 | 26,186 | 26,176 | 29,376 | 32,259 | 35,409 | 38,850 | 48,281 | 72,185 | 75,777 | 76,588 | 78,518 | |
Total Assets | 22,737 | 27,495 | 26,949 | 30,224 | 33,114 | 35,878 | 39,322 | 48,915 | 72,829 | 76,127 | 76,959 | 78,895 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-414 | -896 | 1,988 | -3,663 | -182 | -4,968 | -2,598 | -7,830 | -23,400 | -1,336 | 2,161 | -806 | |
206 | 71 | 532 | -80 | -13 | 381 | -4 | -4 | 18 | 83 | -14 | -1 | |
180 | 2,876 | -2,182 | 3,375 | 204 | 4,646 | 2,509 | 7,858 | 23,422 | 1,365 | -1,083 | 81 | |
Net Cash Flow | -29 | 2,051 | 338 | -368 | 9 | 60 | -93 | 24 | 39 | 112 | 1,063 | -726 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
ROE % | 10% | 11% | 11% | 11% | 10% | 10% | 9% | 11% | 11% | 15% | 12% | 12% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Credit Rating
2d - Announcement under Regulation 30 of SEBI (LODR) Regulations, 2015- International Credit Rating by Moody's Investors Service, Singapore
-
Announcement under Regulation 30 (LODR)-Credit Rating
20 Jun - Announcement under Regulation 30 of SEBI (LODR) Regulations, 2015- International Credit Rating by Fitch Ratings
- Closure of Trading Window 16 Jun
-
Announcement under Regulation 30 (LODR)-Investor Presentation
27 May - Investor Presentation on the financial results of the Company for the quarter & year ended 31st March, 2022.
-
Compliances-Reg.24(A)-Annual Secretarial Compliance
27 May - Compliance Report under Regulation 24A of SEBI (LODR) Regulations, 2015 for the financial year ended 2021-22.
Annual reports
Concalls
-
May 2022TranscriptPPT
-
Feb 2022TranscriptPPT
-
Nov 2021TranscriptPPT
-
Aug 2021TranscriptPPT
-
Jul 2021TranscriptPPT
-
Jul 2021TranscriptPPT
-
Jun 2021TranscriptPPT
-
Feb 2021TranscriptPPT
-
Nov 2020TranscriptPPT
-
Sep 2020TranscriptPPT
-
Jun 2020TranscriptPPT
-
Jun 2020TranscriptPPT
-
Feb 2020TranscriptPPT
-
Nov 2019TranscriptPPT
-
Aug 2019TranscriptPPT
-
May 2019TranscriptPPT
-
May 2019TranscriptPPT
-
Jan 2019TranscriptPPT
-
Jan 2019TranscriptPPT
-
Nov 2018TranscriptPPT
-
Sep 2018TranscriptPPT
-
May 2018TranscriptPPT
-
Feb 2018TranscriptPPT
-
Nov 2017TranscriptPPT
Ratios Q3FY22
Yield on Loans - 9.4%
Cost of Funds - 7.5%
Net Interest Margin - 3.1%[1]
Gross NPA - 5%
Net NPA - 1%[2]