Aditya Birla Capital Ltd
Aditya Birla Capital Limited, the holding company for the financial services businesses of the Aditya Birla Group, is a universal financial solutions group catering to the diverse financial needs of its customers across their life stages.[1]
- Market Cap ₹ 91,485 Cr.
- Current Price ₹ 349
- High / Low ₹ 369 / 150
- Stock P/E 30.6
- Book Value ₹ 103
- Dividend Yield 0.00 %
- ROCE 9.48 %
- ROE 12.5 %
- Face Value ₹ 10.0
Pros
- Company has delivered good profit growth of 119% CAGR over last 5 years
Cons
- Stock is trading at 3.40 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Company has a low return on equity of 12.2% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Investment Company
Part of BSE 500 BSE 200 BSE Dollex 200 Nifty 500 Nifty Midcap 100
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4 | 4 | 7 | 35 | 165 | 178 | 201 | 108 | 455 | 222 | 13,577 | 15,459 | 16,754 | |
| 2 | 9 | 6 | 30 | 103 | 70 | 66 | 35 | 35 | 37 | 3,252 | 3,511 | 3,938 | |
| Operating Profit | 2 | -5 | 1 | 5 | 62 | 108 | 135 | 73 | 419 | 185 | 10,325 | 11,948 | 12,816 |
| OPM % | 52% | -114% | 17% | 14% | 38% | 61% | 67% | 68% | 92% | 83% | 76% | 77% | 76% |
| -56 | -43 | 0 | 0 | 0 | -30 | -29 | 1 | 1 | 0 | 48 | 94 | 114 | |
| Interest | 0 | 0 | 0 | 1 | 25 | 89 | 77 | 0 | 0 | 0 | 6,469 | 7,981 | 8,782 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 122 | 134 | 145 |
| Profit before tax | -54 | -49 | 1 | 4 | 36 | -12 | 28 | 72 | 419 | 184 | 3,782 | 3,927 | 4,004 |
| Tax % | 1% | 0% | 140% | 0% | 0% | -18% | -8% | -1% | 18% | 23% | 22% | 25% | |
| -54 | -49 | -0 | 4 | 36 | -10 | 30 | 73 | 345 | 141 | 2,935 | 2,957 | 2,986 | |
| EPS in Rs | -0.76 | -0.64 | -0.01 | 0.03 | 0.16 | -0.04 | 0.12 | 0.30 | 1.43 | 0.58 | 11.29 | 11.34 | 11.44 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 126% |
| 5 Years: | 138% |
| 3 Years: | 224% |
| TTM: | 38% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 89% |
| 5 Years: | 119% |
| 3 Years: | 105% |
| TTM: | 5% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 23% |
| 3 Years: | 35% |
| 1 Year: | 129% |
| Return on Equity | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 9% |
| 3 Years: | 12% |
| Last Year: | 13% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 717 | 757 | 796 | 1,232 | 2,201 | 2,201 | 2,414 | 2,415 | 2,416 | 2,418 | 2,600 | 2,607 | 2,613 |
| Reserves | -66 | 246 | 596 | 3,379 | 5,010 | 5,094 | 7,043 | 7,136 | 7,492 | 7,680 | 19,434 | 22,587 | 24,281 |
| 876 | 1,158 | 1,738 | 493 | 675 | 1,440 | 1 | 11 | 8 | 6 | 92,595 | 111,402 | 122,613 | |
| 1 | 31 | 17 | 52 | 197 | 172 | 168 | 173 | 161 | 178 | 3,440 | 2,704 | 3,747 | |
| Total Liabilities | 1,529 | 2,192 | 3,146 | 5,155 | 8,084 | 8,907 | 9,626 | 9,735 | 10,078 | 10,282 | 118,069 | 139,300 | 153,253 |
| 0 | 0 | 1 | 4 | 34 | 28 | 25 | 31 | 27 | 25 | 504 | 502 | 484 | |
| CWIP | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 11 | 15 | 0 |
| Investments | 1,527 | 2,159 | 3,116 | 5,084 | 7,923 | 8,709 | 9,528 | 9,555 | 9,846 | 10,214 | 11,635 | 12,829 | 14,562 |
| 2 | 32 | 29 | 63 | 127 | 169 | 73 | 150 | 205 | 43 | 105,919 | 125,953 | 138,208 | |
| Total Assets | 1,529 | 2,192 | 3,146 | 5,155 | 8,084 | 8,907 | 9,626 | 9,735 | 10,078 | 10,282 | 118,069 | 139,300 | 153,253 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | -5 | -21 | 3 | 57 | -9 | 81 | -83 | -151 | 343 | -20,824 | -16,647 | |
| -607 | -670 | -951 | -1,974 | -867 | -666 | -658 | 79 | 151 | -350 | -3,633 | 370 | |
| 607 | 681 | 970 | 1,970 | 810 | 677 | 579 | -0 | -1 | 7 | 24,267 | 18,455 | |
| Net Cash Flow | -0 | 5 | -2 | -1 | -1 | 3 | 2 | -4 | -1 | 0 | -190 | 2,177 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| Working Capital Days | 69 | -772 | 189 | -4,986 | -1,625 | -2,996 | -37 | -113 | -14 | -108 | -82 | -46 |
| ROCE % | 0% | -0% | 0% | 0% | 1% | 1% | 1% | 1% | 4% | 2% | 16% | 9% |
Documents
Announcements
-
Aditya Birla Capital Limited Has informed Regarding Notice Of Postal Ballot
11h - Postal ballot to appoint two directors; approve private NCD issuance up to ₹136,000 crore.
-
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
20 Feb - Allotment of 47397 equity shares pursuant to ABCL Scheme 2017 and 924192 equity shares pursuant to ABCL Scheme 2022
-
Intimation Under Regulation 30 Of SEBI (LODR) Regulations, 2015
20 Feb - CRISIL reaffirmed CRISIL AAA/Stable for ABSLIC subordinate debt: Rs500cr (yet-to-be-issued), Rs195cr, Rs155cr, Rs200cr on 20-Feb-2026.
-
Announcement under Regulation 30 (LODR)-Allotment
20 Feb - Allotted 25,000 secured NCDs aggregating Rs.250 crore on Feb 20, 2026; 8.12% coupon, maturity March 6, 2028.
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
20 Feb - Aditya Birla Capital scheduled Kotak and IIFL investor meetings in Mumbai on 25–26 Feb 2026.
Annual reports
-
Financial Year 2025
from bse
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2013
from bse
-
Financial Year 2010
from bse
-
Financial Year 2009
from bse
Concalls
-
Feb 2026Transcript PPT
-
Nov 2025Transcript PPT REC
-
Aug 2025Transcript PPT
-
May 2025Transcript PPT
-
Feb 2025Transcript PPT REC
-
Oct 2024Transcript PPT REC
-
Sep 2024TranscriptAI SummaryPPT
-
Aug 2024Transcript PPT
-
May 2024Transcript PPT REC
-
Mar 2024TranscriptAI SummaryPPT
-
Mar 2024TranscriptAI SummaryPPT
-
Feb 2024Transcript PPT REC
-
Feb 2024TranscriptAI SummaryPPT
-
Nov 2023Transcript PPT
-
Aug 2023Transcript PPT
-
May 2023TranscriptAI SummaryPPT
-
May 2023TranscriptAI SummaryPPT
-
Feb 2023TranscriptAI SummaryPPT
-
Feb 2023TranscriptAI SummaryPPT
-
Nov 2022TranscriptAI SummaryPPT
-
Aug 2022TranscriptAI SummaryPPT
-
May 2022TranscriptAI SummaryPPT
-
Feb 2022TranscriptAI SummaryPPT
-
Nov 2021TranscriptAI SummaryPPT
-
Aug 2021TranscriptAI SummaryPPT
-
May 2021TranscriptAI SummaryPPT
-
Feb 2021TranscriptAI SummaryPPT
-
Feb 2021TranscriptAI SummaryPPT
-
Nov 2020TranscriptAI SummaryPPT
-
Aug 2020TranscriptAI SummaryPPT
-
Jun 2020TranscriptAI SummaryPPT
-
Jan 2020TranscriptAI SummaryPPT
-
Nov 2019TranscriptAI SummaryPPT
-
Aug 2019TranscriptAI SummaryPPT
-
May 2019TranscriptAI SummaryPPT
-
Feb 2019TranscriptAI SummaryPPT
-
Jan 2019TranscriptAI SummaryPPT
-
Nov 2018TranscriptAI SummaryPPT
-
Aug 2018TranscriptAI SummaryPPT
-
Aug 2018TranscriptAI SummaryPPT
-
May 2018TranscriptAI SummaryPPT
-
Feb 2018TranscriptAI SummaryPPT
-
Nov 2017TranscriptAI SummaryPPT
Business Segments
1) Life Insurance (44% in 9M FY25 vs 52% in FY22): [1] [2] The company’s subsidiary, Aditya Birla Sun Life Insurance Ltd, is one of the leading private life insurers, offering protection solutions, children’s future solutions, wealth with protection solutions, retirement solutions, etc, through 11 Banca Tie-ups, 360+ own branches, 26,300+ bank branches, and 60,000 agents across 4,700+ cities. [3] [4]