Five-Star Business Finance Ltd
Incorporated in 1984, Five Star Business Finance Limited is an NBFC-ND-SI providing secured business loans to micro-entrepreneurs and self-employed individuals across South India.[1]
- Market Cap ₹ 20,363 Cr.
- Current Price ₹ 692
- High / Low ₹ 944 / 595
- Stock P/E 130
- Book Value ₹
- Dividend Yield 0.00 %
- ROCE 17.0 %
- ROE 16.0 %
- Face Value ₹ 1.00
Pros
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Part of BSE 500 Nifty 500 BSE SmallCap Nifty Smallcap 100 BSE Allcap
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Interest |
Financing Profit |
Financing Margin % |
Depreciation |
Profit before tax |
Tax % |
EPS in Rs |
Gross NPA % |
Net NPA % |
Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2018 | Mar 2019 | |
---|---|---|---|---|
34 | 48 | 201 | 409 | |
Interest | 10 | 14 | 57 | 76 |
8 | 12 | 66 | 110 | |
Financing Profit | 16 | 21 | 77 | 223 |
Financing Margin % | 46% | 44% | 39% | 54% |
0 | 0 | -0 | 0 | |
Depreciation | 0 | 1 | 3 | 4 |
Profit before tax | 15 | 21 | 75 | 218 |
Tax % | 35% | 34% | 28% | 28% |
10 | 14 | 53 | 157 | |
EPS in Rs | 9.73 | 12.82 | 27.88 | 65.55 |
Dividend Payout % | 19% | -0% | -0% | -0% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 105% |
TTM: | 104% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 125% |
TTM: | 193% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
1 Year: | -3% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
Last Year: | 16% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2018 | Mar 2019 | |
---|---|---|---|---|
Equity Capital | 10 | 11 | 19 | 24 |
Reserves | 61 | 81 | 573 | 1,341 |
Borrowing | 88 | 129 | 546 | 955 |
6 | 5 | 14 | 30 | |
Total Liabilities | 165 | 225 | 1,152 | 2,350 |
1 | 2 | 6 | 10 | |
CWIP | -0 | -0 | 0 | -0 |
Investments | 0 | 4 | -0 | -0 |
164 | 219 | 1,145 | 2,340 | |
Total Assets | 165 | 225 | 1,152 | 2,350 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2018 | Mar 2019 | |
---|---|---|---|---|
-20 | -51 | -476 | -951 | |
-0 | -5 | 16 | 14 | |
38 | 46 | 408 | 1,025 | |
Net Cash Flow | 17 | -10 | -53 | 88 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2018 | Mar 2019 | |
---|---|---|---|---|
ROE % | 17% | 16% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
22 May - Scheduled investor meeting on May 23, 2025; no unpublished price sensitive info to be discussed.
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
20 May - Of Schedule of Investor/Analyst meetings under the SEBI (LODR), Regulations 2015
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
19 May - Scheduled investor meetings on May 22, 2025; no unpublished price sensitive info to be discussed.
-
Compliances-Reg.24(A)-Annual Secretarial Compliance
16 May - Annual Secretarial Compliance Report confirms full SEBI compliance, no auditor resignation, no non-compliances for FY 2024-25.
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 13 May
Concalls
-
May 2025Transcript PPT REC
-
Feb 2025Transcript PPT
-
Nov 2024TranscriptPPTREC
-
Oct 2024TranscriptNotesPPT REC
-
Aug 2024Transcript PPT REC
-
May 2024Transcript PPT
-
Feb 2024Transcript PPT
-
Nov 2023Transcript PPT
-
Aug 2023Transcript PPT REC
-
May 2023Transcript PPT
-
Feb 2023Transcript PPT
-
Dec 2022Transcript PPT
Leading NBFC in South India[1] Five-Star Business Finance is one of the fastest growing (20.5% CAGR between FY20 -FY24)[2] NBFC-ND-SI providing secured business loans to microentrepreneurs and self-employed individuals.