Five-Star Business Finance Ltd
Incorporated in 1984, Five Star Business Finance Limited is an NBFC-ND-SI providing secured business loans to micro-entrepreneurs and self-employed individuals across South India.[1]
- Market Cap ₹ 20,785 Cr.
- Current Price ₹ 706
- High / Low ₹ 944 / 595
- Stock P/E 133
- Book Value ₹
- Dividend Yield 0.00 %
- ROCE 17.0 %
- ROE 16.0 %
- Face Value ₹ 1.00
Pros
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Part of BSE 500 Nifty Smallcap 100 BSE 250 SmallCap Index BSE Financial Services Nifty 500
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Interest |
Financing Profit |
Financing Margin % |
Depreciation |
Profit before tax |
Tax % |
EPS in Rs |
Gross NPA % |
Net NPA % |
Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2018 | Mar 2019 | |
---|---|---|---|---|
34 | 48 | 201 | 409 | |
Interest | 10 | 14 | 57 | 76 |
8 | 12 | 66 | 110 | |
Financing Profit | 16 | 21 | 77 | 223 |
Financing Margin % | 46% | 44% | 39% | 54% |
0 | 0 | -0 | 0 | |
Depreciation | 0 | 1 | 3 | 4 |
Profit before tax | 15 | 21 | 75 | 218 |
Tax % | 35% | 34% | 28% | 28% |
10 | 14 | 53 | 157 | |
EPS in Rs | 9.73 | 12.82 | 27.88 | 65.55 |
Dividend Payout % | 19% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 105% |
TTM: | 104% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 125% |
TTM: | 193% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
1 Year: | -4% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
Last Year: | 16% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2018 | Mar 2019 | |
---|---|---|---|---|
Equity Capital | 10 | 11 | 19 | 24 |
Reserves | 61 | 81 | 573 | 1,341 |
Borrowing | 88 | 129 | 546 | 955 |
6 | 5 | 14 | 30 | |
Total Liabilities | 165 | 225 | 1,152 | 2,350 |
1 | 2 | 6 | 10 | |
CWIP | 0 | 0 | 0 | 0 |
Investments | 0 | 4 | 0 | 0 |
164 | 219 | 1,145 | 2,340 | |
Total Assets | 165 | 225 | 1,152 | 2,350 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2018 | Mar 2019 | |
---|---|---|---|---|
-20 | -51 | -476 | -951 | |
-0 | -5 | 16 | 14 | |
38 | 46 | 408 | 1,025 | |
Net Cash Flow | 17 | -10 | -53 | 88 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2018 | Mar 2019 | |
---|---|---|---|---|
ROE % | 17% | 16% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
1d - Newspaper Publication-Audited Financial Results for the year ended March 31,2025.
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
1d - Audio recording of Q4 FY25 earnings call available on company's website.
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Corporate Action-Board approves Dividend
2d - Board recommends final dividend of INR 2/share for FY 2024-25; record date August 14, 2025.
- Pursuant To Regulation 42 Of SEBI LODR Regulations, The Record Date For The Purpose Of Determining The Members Eligible To Receive The Final Dividend For The Financial Year Ended March 31, 2025, Has Been Fixed As Thursday, August 14, 2025 2d
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Approval Of Amendment To Code Of Fair Disclosure Under SEBI (PIT) Regulations
2d - Board approved amendments to Code of Fair Disclosure under SEBI Insider Trading Regulations.
Concalls
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Apr 2025TranscriptNotesPPT
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Feb 2025Transcript PPT
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Nov 2024TranscriptPPTREC
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Oct 2024TranscriptNotesPPT REC
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Aug 2024Transcript PPT REC
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May 2024Transcript PPT
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Feb 2024Transcript PPT
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Nov 2023Transcript PPT
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Aug 2023Transcript PPT REC
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May 2023Transcript PPT
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Feb 2023Transcript PPT
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Dec 2022Transcript PPT
Leading NBFC in South India[1] Five-Star Business Finance is one of the fastest growing (20.5% CAGR between FY20 -FY24)[2] NBFC-ND-SI providing secured business loans to microentrepreneurs and self-employed individuals.