Capri Global Capital Ltd
Capri Global is a diversified Non-Banking Financial Company (NBFC) with presence across different segments like MSME, Construction Finance, Affordable Housing and Indirect Retail Lending segments.
They Started Construction Finance Business in 2011, MSME lending in 2013 and Housing Finance in 2016. [1]
- Market Cap ₹ 14,630 Cr.
- Current Price ₹ 710
- High / Low ₹ 785 / 566
- Stock P/E 71.5
- Book Value ₹ 173
- Dividend Yield 0.07 %
- ROCE 8.98 %
- ROE 7.46 %
- Face Value ₹ 2.00
Pros
- Company is expected to give good quarter
Cons
- Stock is trading at 4.07 times its book value
- Company has low interest coverage ratio.
- Promoter holding has decreased over last quarter: -4.73%
- Company has a low return on equity of 9.48% over last 3 years.
- Dividend payout has been low at 4.76% of profits over last 3 years
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 595 | 1,998 | 162 | 198 | 189 | 229 | 351 | 589 | 717 | 737 | 969 | 1,463 |
Interest | 0 | 0 | 2 | 5 | 12 | 38 | 97 | 207 | 283 | 290 | 332 | 531 |
534 | 1,901 | 41 | 48 | 120 | 97 | 140 | 191 | 203 | 201 | 368 | 622 | |
Financing Profit | 61 | 97 | 120 | 145 | 58 | 94 | 114 | 191 | 230 | 246 | 270 | 311 |
Financing Margin % | 10% | 5% | 74% | 73% | 30% | 41% | 32% | 32% | 32% | 33% | 28% | 21% |
1 | 13 | 6 | 8 | 2 | 6 | 1 | 3 | 2 | 0 | 12 | 2 | |
Depreciation | 1 | 1 | 3 | 4 | 3 | 4 | 6 | 7 | 11 | 11 | 10 | 44 |
Profit before tax | 60 | 109 | 123 | 149 | 56 | 96 | 108 | 187 | 222 | 236 | 273 | 268 |
Tax % | 32% | 30% | 33% | 36% | 22% | 39% | 40% | 27% | 27% | 25% | 25% | 24% |
Net Profit | 41 | 77 | 82 | 95 | 44 | 58 | 65 | 136 | 161 | 177 | 205 | 205 |
EPS in Rs | 2.00 | 3.74 | 4.01 | 4.65 | 2.13 | 2.83 | 3.16 | 6.61 | 7.86 | 8.62 | 9.96 | 9.93 |
Dividend Payout % | 9% | 7% | 6% | 6% | 12% | 9% | 8% | 5% | 2% | 5% | 4% | 5% |
Compounded Sales Growth | |
---|---|
10 Years: | -3% |
5 Years: | 33% |
3 Years: | 27% |
TTM: | 51% |
Compounded Profit Growth | |
---|---|
10 Years: | 10% |
5 Years: | 26% |
3 Years: | 8% |
TTM: | 0% |
Stock Price CAGR | |
---|---|
10 Years: | 36% |
5 Years: | 54% |
3 Years: | 78% |
1 Year: | 7% |
Return on Equity | |
---|---|
10 Years: | 9% |
5 Years: | 10% |
3 Years: | 9% |
Last Year: | 7% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
35 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 41 | |
Reserves | 794 | 865 | 941 | 1,030 | 1,068 | 1,126 | 1,217 | 1,348 | 1,504 | 1,682 | 1,887 | 3,524 |
-0 | -0 | -0 | 50 | 141 | 728 | 1,566 | 2,769 | 2,837 | 3,774 | 4,808 | 7,511 | |
15 | 14 | 15 | 49 | 77 | 98 | 153 | 126 | 66 | 322 | 422 | 718 | |
Total Liabilities | 844 | 913 | 991 | 1,164 | 1,320 | 1,986 | 2,971 | 4,277 | 4,441 | 5,813 | 7,153 | 11,795 |
5 | 5 | 12 | 9 | 8 | 13 | 15 | 14 | 32 | 28 | 34 | 306 | |
CWIP | -0 | -0 | -0 | -0 | -0 | 0 | -0 | 0 | 0 | 0 | 2 | 3 |
Investments | 52 | 23 | 31 | 117 | 110 | 68 | 56 | 9 | 361 | 807 | 377 | 215 |
787 | 885 | 948 | 1,038 | 1,202 | 1,905 | 2,900 | 4,254 | 4,048 | 4,978 | 6,739 | 11,271 | |
Total Assets | 844 | 913 | 991 | 1,164 | 1,320 | 1,986 | 2,971 | 4,277 | 4,441 | 5,813 | 7,153 | 11,795 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-162 | -59 | -102 | 59 | -73 | -511 | -857 | -1,115 | 210 | -319 | -1,341 | -2,994 | |
156 | 34 | 102 | -88 | 2 | 46 | 40 | 41 | -352 | -465 | 467 | 52 | |
-34 | -4 | -6 | 44 | 69 | 460 | 835 | 1,196 | 54 | 892 | 1,026 | 4,096 | |
Net Cash Flow | -40 | -29 | -6 | 15 | -1 | -6 | 18 | 122 | -88 | 108 | 152 | 1,154 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
ROE % | 5% | 9% | 9% | 9% | 4% | 5% | 5% | 10% | 11% | 11% | 11% | 7% |
Documents
Announcements
- Announcement under Regulation 30 (LODR)-Earnings Call Transcript 27 May
-
Compliances-Reg.24(A)-Annual Secretarial Compliance
24 May - Secretarial Compliance Report for the financial year 2022-2023.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
24 May - Compliance under Regulation 30 of the SEBI (LODR) Regulations, 2015 (the 'Listing Regulations') - Newspaper Publication
- Announcement under Regulation 30 (LODR)-Press Release / Media Release 23 May
- Audio Recording Of Earning Conference Call Pursuant To Regulation 30 Of SEBI (LODR), Regulations, 2015 23 May
Annual reports
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
-
Financial Year 2011
from nse
-
Financial Year 2010
from bse
-
Financial Year 2009
from bse
Concalls
-
May 2023Transcript PPT
-
Feb 2023Transcript PPT
-
Jan 2023TranscriptNotesPPT
-
Nov 2022Transcript PPT
-
Nov 2022TranscriptNotesPPT
-
Sep 2022TranscriptNotesPPT
-
Aug 2022Transcript PPT
-
Aug 2022TranscriptNotesPPT
-
May 2022Transcript PPT
-
May 2022Transcript PPT
-
Mar 2022Transcript PPT
-
Feb 2022TranscriptNotesPPT
-
Jan 2022TranscriptNotesPPT
-
Dec 2021TranscriptNotesPPT
-
Nov 2021Transcript PPT
-
Nov 2021TranscriptNotesPPT
-
Aug 2021Transcript PPT
-
Aug 2021TranscriptNotesPPT
-
Jun 2021Transcript PPT
-
May 2021TranscriptNotesPPT
-
May 2021TranscriptNotesPPT
-
Feb 2021Transcript PPT
-
Dec 2020TranscriptNotesPPT
-
Dec 2020Transcript PPT
-
Nov 2020TranscriptNotesPPT
-
Aug 2020Transcript PPT
-
May 2020Transcript PPT
-
Feb 2020Transcript PPT
-
Jan 2020TranscriptNotesPPT
-
Nov 2019TranscriptNotesPPT
-
Aug 2019TranscriptNotesPPT
-
Jun 2019Transcript PPT
-
May 2019TranscriptNotesPPT
-
Apr 2019TranscriptNotesPPT
-
Feb 2019Transcript PPT
-
Nov 2018TranscriptNotesPPT
-
Sep 2018TranscriptNotesPPT
Product Portfolio
MSME Finance:
Aum: 51% of AUM in FY20 vs 66.8% in FY17
Product portfolio: Business loan against residential/ commercial/industrial properties.
Ticket size: ₹0.05-0.75 crores, with average ticket size of ₹0.16 crores
Tenor: Up to 15 years, with average tenor of 4-6 years
Average LTV ~48%