Capri Global Capital Ltd

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Capri Global Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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Capri Global Capital Ltd

₹ 249 3.27%
13 Oct - close price
capriloans.in BSE: 531595 NSE: CGCL
About

Capri Global is a diversified Non-Banking Financial Company (NBFC) with a presence across diverse segments like MSME, Affordable Housing, Construction Finance segments, and Car Loan distribution; forayed into Gold Loans in Aug 22. Capri Global also owns UP Warriorz which is an Indian professional franchise women's cricket team that compete in the Women's Premier League (WPL), based in Lucknow, Uttar Pradesh. [1] [2]

Key Points

Business Verticals
a) Gold Loans: [1] The company offers gold loan services secured against the pledge of gold ornaments of 18 to 22 carat purity, catering to individuals such as salaried employees, small business owners, women entrepreneurs, and small farmers.

Website BSE NSE
  • Market Cap ₹ 23,950 Cr.
  • Current Price ₹ 249
  • High / Low ₹ 288 / 151
  • Stock P/E 21.2
  • Book Value ₹ 74.9
  • Dividend Yield 0.08 %
  • ROCE 11.7 %
  • ROE 16.5 %
  • Face Value ₹ 1.00
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Pros

  • Company is expected to give good quarter
  • Company has delivered good profit growth of 39.9% CAGR over last 5 years
  • Company's median sales growth is 43.1% of last 10 years

Cons

  • Stock is trading at 3.32 times its book value
  • Company has low interest coverage ratio.
  • Company has a low return on equity of 12.6% over last 3 years.
  • Promoter holding has decreased over last 3 years: -9.99%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

Part of BSE Diversified Financials Revenue Growth Nifty MidSmallcap 400 Nifty 500 Multicap 50:25:25 Nifty 500 Nifty Smallcap 250

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
501 557 605 649 718 752 821 957 1,004 1,121 1,223 1,385 1,576
Interest 177 196 221 243 272 311 333 358 394 406 431 499 586
225 252 270 276 325 289 293 336 356 378 426 485 496
Financing Profit 99 109 114 130 121 152 195 263 253 338 366 401 494
Financing Margin % 20% 20% 19% 20% 17% 20% 24% 28% 25% 30% 30% 29% 31%
0 0 1 1 0 1 1 1 1 3 2 3 5
Depreciation 16 23 25 24 23 25 26 29 25 26 28 31 29
Profit before tax 84 86 89 107 99 128 171 236 230 314 340 373 470
Tax % 24% 24% 24% 22% 23% 24% 25% 25% 24% 25% 25% 24% 25%
64 65 68 83 76 97 128 178 175 236 255 283 353
EPS in Rs 0.77 0.79 0.82 1.00 0.92 1.18 1.55 2.15 1.82 2.45 2.65 2.94 3.67
Gross NPA % 1.89% 1.96% 2.10% 1.92% 1.97% 1.60% 1.70% 1.53% 1.67% 1.28% 1.40% 1.00% 1.10%
Net NPA % 1.37% 1.32% 1.36% 1.06% 1.13% 1.00% 1.10% 0.90% 0.99% 0.74% 0.90% 0.70% 0.60%
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Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
198 189 229 351 589 717 737 969 1,465 2,313 3,249 4,734 5,306
Interest 5 12 38 97 207 283 290 332 534 837 1,274 1,730 1,922
48 120 97 140 191 203 201 368 620 1,023 1,242 1,645 1,785
Financing Profit 145 58 94 114 191 230 246 270 311 452 733 1,360 1,599
Financing Margin % 73% 30% 41% 32% 32% 32% 33% 28% 21% 20% 23% 29% 30%
8 2 6 1 3 2 0 12 1 1 2 7 12
Depreciation 4 3 4 6 7 11 11 10 44 88 102 110 114
Profit before tax 149 56 96 108 187 222 236 273 268 366 633 1,257 1,497
Tax % 36% 22% 39% 40% 27% 27% 25% 25% 24% 24% 24% 25%
95 44 58 65 136 161 177 205 205 279 479 949 1,128
EPS in Rs 1.16 0.53 0.71 0.79 1.65 1.96 2.15 2.49 2.48 3.39 5.80 9.86 11.71
Dividend Payout % 6% 12% 9% 8% 5% 2% 4% 4% 5% 4% 3% 2%
Compounded Sales Growth
10 Years: 38%
5 Years: 45%
3 Years: 48%
TTM: 50%
Compounded Profit Growth
10 Years: 36%
5 Years: 40%
3 Years: 67%
TTM: 95%
Stock Price CAGR
10 Years: 31%
5 Years: 15%
3 Years: 9%
1 Year: 33%
Return on Equity
10 Years: 11%
5 Years: 12%
3 Years: 13%
Last Year: 17%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 35 35 35 35 35 35 35 35 41 82 83 96
Reserves 1,030 1,068 1,126 1,217 1,348 1,504 1,682 1,887 3,524 3,754 4,222 7,107
Borrowing 50 141 728 1,566 2,769 2,837 3,774 4,808 7,511 10,407 15,577 24,112
49 77 98 153 126 66 322 422 725 907 952 1,360
Total Liabilities 1,164 1,320 1,986 2,971 4,277 4,441 5,813 7,153 11,801 15,150 20,833 32,676
9 8 13 15 14 32 28 34 291 350 341 361
CWIP 0 0 0 0 0 0 0 2 17 19 3 3
Investments 117 110 68 56 9 361 807 377 216 216 160 1,236
1,038 1,202 1,905 2,900 4,254 4,048 4,978 6,739 11,278 14,565 20,328 31,076
Total Assets 1,164 1,320 1,986 2,971 4,277 4,441 5,813 7,153 11,801 15,150 20,833 32,676

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
59 -73 -511 -857 -1,115 210 -319 -1,341 -3,007 -3,699 -4,313 -8,728
-88 2 46 40 41 -352 -465 467 65 -7 62 -1,088
44 69 460 835 1,196 54 892 1,026 4,096 2,869 5,118 10,391
Net Cash Flow 15 -1 -6 18 122 -88 108 152 1,154 -837 867 575
Free Cash Flow 61 -76 -521 -865 -1,120 207 -325 -1,352 -3,138 -3,757 -4,362 -8,786
CFO/OP 75% -63% -364% -388% -265% 50% -47% -207% -346% -278% -208% -273%

Ratios

Consolidated / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 9% 4% 5% 5% 10% 11% 11% 11% 7% 8% 12% 16%

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Total Branch Network
Number of branches

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MSME AUM
₹ mn
Car Loan Originations
₹ mn
Co-lending AUM (incl. Direct Assignment)
₹ mn
Consolidated AUM
₹ mn
Construction Finance AUM
₹ mn
Gold Loan AUM
₹ mn
Housing Finance AUM
₹ mn

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

2 Recently
Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
69.88% 69.88% 69.88% 69.88% 69.87% 69.87% 59.95% 59.95% 59.92% 59.92% 59.92% 59.92%
0.81% 0.85% 1.01% 1.07% 1.04% 0.98% 4.72% 4.83% 4.50% 5.62% 8.21% 13.00%
14.15% 14.18% 14.10% 14.55% 14.51% 14.52% 20.53% 20.29% 20.11% 20.09% 18.42% 17.05%
15.17% 15.09% 15.00% 14.51% 14.59% 14.62% 14.81% 14.95% 15.46% 14.33% 13.46% 10.03%
No. of Shareholders 7,26129,87431,03030,98432,21149,56261,36862,83965,20163,72559,63281,211

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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