Capri Global Capital Ltd

Capri Global Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Capri Global Capital Ltd

₹ 240 -2.14%
28 Jul 9:23 a.m.
capriloans.in BSE: 531595 NSE: CGCL
About

Capri Global is a diversified Non-Banking Financial Company (NBFC) with a presence across diverse segments like MSME, Affordable Housing, Construction Finance segments, and Car Loan distribution; forayed into Gold Loans in Aug 22. Capri Global also owns UP Warriorz which is an Indian professional franchise women's cricket team that compete in the Women's Premier League (WPL), based in Lucknow, Uttar Pradesh. [1] [2]

Key Points

Business Verticals
a) Gold Loans: [1] The company offers gold loan services secured against the pledge of gold ornaments of 18 to 22 carat purity, catering to individuals such as salaried employees, small business owners, women entrepreneurs, and small farmers.

Website BSE NSE
  • Market Cap ₹ 23,053 Cr.
  • Current Price ₹ 240
  • High / Low ₹ 265 / 151
  • Stock P/E 23.3
  • Book Value ₹ 70.0
  • Dividend Yield 0.08 %
  • ROCE 11.7 %
  • ROE 15.4 %
  • Face Value ₹ 1.00
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Pros

  • Company is expected to give good quarter
  • Company has delivered good profit growth of 41.9% CAGR over last 5 years
  • Company's median sales growth is 40.0% of last 10 years

Cons

  • Stock is trading at 3.49 times its book value
  • Company has low interest coverage ratio.
  • Company has a low return on equity of 11.4% over last 3 years.
  • Promoter holding has decreased over last 3 years: -9.99%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

Part of BSE 500 Nifty 500 Nifty Smallcap 100 BSE Financial Services BSE 250 SmallCap Index

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
393 444 476 465 523 554 601 732 766 867 943 1,071 1,233
Interest 131 146 165 178 197 234 250 272 305 310 328 390 466
192 214 221 194 226 187 188 228 246 257 302 343 329
Financing Profit 70 84 90 93 99 132 162 232 215 301 313 338 437
Financing Margin % 18% 19% 19% 20% 19% 24% 27% 32% 28% 35% 33% 32% 35%
1 1 1 1 3 4 4 3 4 5 5 8 6
Depreciation 14 21 23 22 19 21 22 24 21 22 24 26 24
Profit before tax 57 64 68 73 83 115 144 211 198 283 295 320 419
Tax % 25% 25% 25% 23% 25% 25% 25% 25% 24% 25% 25% 24% 25%
43 48 51 56 62 86 108 158 150 212 221 243 314
EPS in Rs 0.52 0.58 0.62 0.68 0.75 1.05 1.31 1.92 1.56 2.20 2.29 2.52 3.26
Gross NPA % 1.67% 1.56% 1.72% 1.23% 1.11% 0.88%
Net NPA % 1.02% 0.91% 1.02% 0.69% 0.60% 0.50%
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
190 186 232 335 500 579 576 765 1,150 1,783 2,421 3,645 4,114
Interest 5 12 38 95 170 216 209 235 385 620 954 1,332 1,493
48 119 101 121 152 168 166 306 537 821 831 1,148 1,231
Financing Profit 137 55 93 119 178 196 201 223 228 341 636 1,165 1,389
Financing Margin % 72% 30% 40% 36% 36% 34% 35% 29% 20% 19% 26% 32% 34%
3 0 6 2 4 2 0 1 1 1 3 24 24
Depreciation 4 3 4 6 5 8 9 7 39 80 86 92 96
Profit before tax 136 52 95 116 177 190 193 217 190 262 552 1,096 1,318
Tax % 37% 21% 39% 37% 27% 28% 26% 25% 25% 24% 25% 25%
85 41 58 72 129 136 144 162 142 198 415 825 989
EPS in Rs 1.04 0.50 0.70 0.88 1.57 1.65 1.75 1.97 1.72 2.40 5.03 8.57 10.27
Dividend Payout % 6% 13% 9% 7% 5% 3% 5% 5% 7% 6% 4% 2%
Compounded Sales Growth
10 Years: 35%
5 Years: 45%
3 Years: 47%
TTM: 55%
Compounded Profit Growth
10 Years: 35%
5 Years: 42%
3 Years: 80%
TTM: 97%
Stock Price CAGR
10 Years: 39%
5 Years: 14%
3 Years: 8%
1 Year: 36%
Return on Equity
10 Years: 10%
5 Years: 10%
3 Years: 11%
Last Year: 15%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 35 35 35 35 35 35 35 35 41 82 83 96
Reserves 998 1,051 1,109 1,192 1,316 1,448 1,592 1,754 3,329 3,478 3,882 6,640
Borrowing 50 141 727 1,458 2,092 2,062 2,618 3,374 5,388 7,111 11,765 18,903
49 77 94 104 88 58 266 280 539 445 670 871
Total Liabilities 1,133 1,304 1,965 2,789 3,532 3,603 4,511 5,444 9,298 11,117 16,400 26,510
8 8 12 12 10 29 24 27 271 319 305 329
CWIP -0 -0 0 -0 0 0 0 1 10 9 3 0
Investments 127 123 81 134 188 424 702 644 360 582 699 2,011
997 1,173 1,871 2,644 3,334 3,150 3,784 4,771 8,657 10,207 15,393 24,170
Total Assets 1,133 1,304 1,965 2,789 3,532 3,603 4,511 5,444 9,298 11,117 16,400 26,510

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
56 -71 -510 -661 -571 308 -138 -864 -2,249 -2,690 -3,431 -7,081
-84 1 44 -47 -60 -245 -266 78 170 -232 -136 -1,321
44 69 460 726 628 -43 512 723 3,433 1,692 4,610 9,013
Net Cash Flow 16 -1 -7 19 -2 20 107 -63 1,354 -1,230 1,043 611
Free Cash Flow 58 -74 -519 -668 -574 305 -142 -872 -2,369 -2,734 -3,471 -13,600
CFO/OP 76% -65% -365% -290% -147% 84% -19% -172% -356% -271% -208% -274%

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 9% 4% 5% 6% 10% 10% 9% 9% 5% 6% 11% 15%

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Total Branch Network
Number of branches

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MSME AUM
₹ mn
Car Loan Originations
₹ mn
Co-lending AUM (incl. Direct Assignment)
₹ mn
Consolidated AUM
₹ mn
Construction Finance AUM
₹ mn
Gold Loan AUM
₹ mn
Housing Finance AUM
₹ mn

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

6 Recently
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
69.91% 69.88% 69.88% 69.88% 69.88% 69.87% 69.87% 59.95% 59.95% 59.92% 59.92% 59.92%
0.63% 0.81% 0.85% 1.01% 1.07% 1.04% 0.98% 4.72% 4.83% 4.50% 5.62% 8.21%
14.35% 14.15% 14.18% 14.10% 14.55% 14.51% 14.52% 20.53% 20.29% 20.11% 20.09% 18.42%
15.11% 15.17% 15.09% 15.00% 14.51% 14.59% 14.62% 14.81% 14.95% 15.46% 14.33% 13.46%
No. of Shareholders 7,0537,26129,87431,03030,98432,21149,56261,36862,83965,20163,72559,632

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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