AAVAS Financiers Ltd

Finance >> Finance - Housing

  • Market Cap: 10,851 Cr.
  • Current Price: 1,384
  • 52 weeks High / Low 2101.00 / 845.75
  • Book Value: 267.64
  • Stock P/E: 42.78
  • Dividend Yield: 0.00 %
  • ROCE: 10.17 %
  • ROE: 12.66 %
  • Sales Growth (3Yrs): %
  • Listed on BSE and NSE
  • Company Website
  • Face Value: 10.00
Edit ratios
Pros:
Cons:
Though the company is reporting repeated profits, it is not paying out dividend
Company has low interest coverage ratio.
Tax rate seems low
Company might be capitalizing the interest cost
** Remarks:
Some businesses are provided tax benefits to encourage their development

Peer comparison Sector: Finance // Industry: Finance - Housing

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Quarterly Results Consolidated Figures in Rs. Crores / View Standalone

Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020
Revenue 147 164 195 204 198 231 239 234 234
Interest 58 63 63 72 80 83 95 97 112
45 42 48 53 51 50 59 66 54
Financing Profit 44 59 84 79 66 98 86 71 68
Financing Margin % 30% 36% 43% 39% 34% 42% 36% 30% 29%
Other Income 0 0 0 1 0 0 0 1 0
Depreciation 2 2 3 3 2 7 5 6 5
Profit before tax 43 57 81 77 64 91 80 66 63
Tax % 30% 38% 31% 29% 30% 16% 16% 10% 21%
Net Profit 30 35 56 54 45 76 68 60 50
EPS in Rs 4.32 4.91 7.22 6.96 5.81 9.73 8.68 7.63 6.38
Gross NPA %
Net NPA %
Notes Notes Notes Notes Notes Notes Notes Notes Notes

Profit & Loss Consolidated Figures in Rs. Crores / View Standalone

Mar 2018 Mar 2019 Mar 2020 TTM
Revenue 494 710 903 939
Interest 193 255 356 388
162 188 226 229
Financing Profit 139 267 321 322
Financing Margin % 28% 38% 36% 34%
Other Income 1 1 1 1
Depreciation 6 10 20 22
Profit before tax 134 258 302 301
Tax % 31% 32% 18%
Net Profit 93 176 249 254
EPS in Rs 13.45 22.54 31.80 32.42
Dividend Payout % 0% 0% 0%
* Sales is net of excise duty and discounts
Compounded Sales Growth
10 Years:%
5 Years:%
3 Years:%
TTM:23.42%
Compounded Profit Growth
10 Years:%
5 Years:%
3 Years:%
TTM:32.59%
Stock Price CAGR
10 Years:%
5 Years:%
3 Years:%
1 Year:-13.04%
Return on Equity
10 Years:%
5 Years:%
3 Years:%
Last Year:12.66%

Balance Sheet Consolidated Figures in Rs. Crores / View Standalone

Corp Actions
Mar 2018 Mar 2019 Mar 2020
69 78 78
Reserves 1,121 1,759 2,020
Borrowings 2,755 3,653 5,352
95 137 208
Total Liabilities 4,040 5,627 7,658
18 23 60
CWIP 0 0 1
Investments 0 0 0
4,022 5,604 7,597
Total Assets 4,040 5,627 7,658

Cash Flows Consolidated Figures in Rs. Crores / View Standalone

Mar 2018 Mar 2019 Mar 2020
-933 -1,276 -1,172
-218 -327 -342
1,240 1,404 1,705
Net Cash Flow 90 -198 191

Ratios Consolidated Figures in Rs. Crores / View Standalone

Mar 2018 Mar 2019 Mar 2020
ROE % 12% 13%

Shareholding pattern in percentages

Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020
58.29 58.29 58.29 58.25 58.15 53.46 53.46
11.56 13.13 16.57 18.07 18.79 23.64 24.47
19.68 18.71 15.77 8.67 14.26 13.46 13.00
10.47 9.86 9.37 15.01 8.80 9.44 9.07