One Mobikwik Systems Ltd

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One Mobikwik Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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One Mobikwik Systems Ltd

₹ 202 2.93%
05 Oct 2:49 p.m.
mobikwik.com BSE: 544305 NSE: MOBIKWIK
About

Incorporated in 2009, One Mobikwik Systems
Ltd is a digital banking platform which offers
a wide range of financial products for both consumers and merchants[1]

Key Points

Business Overview:[1]
OMSL operates a tech-first application based business that provides payments and digital financial services to consumers and merchants through its MobiKwik platform. This platform business has a two-sided payments network, consisting of consumers and merchants. It has acquired 161.03 million Registered Users and enabled 4.26 million Merchants to make and accept payments online and offline. Company added newer products to its digital credit, investments, and insurance verticals.

Website BSE NSE
  • Market Cap ₹ 1,592 Cr.
  • Current Price ₹ 202
  • High / Low ₹ 297 / 151
  • Stock P/E 172
  • Book Value ₹ 71.4
  • Dividend Yield 0.00 %
  • ROCE -0.87 %
  • ROE -6.67 %
  • Face Value ₹ 2.00
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Pros

Cons

  • Stock is trading at 2.79 times its book value
  • Company has low interest coverage ratio.
  • Promoter holding is low: 25.1%
  • Company has a low return on equity of -13.3% over last 3 years.
  • Earnings include an other income of Rs.25.2 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Financial Technology (Fintech) Financial Technology (Fintech)

Part of BSE Financial Services

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
201.49 226.95 263.42 340.62 289.54 267.97 265.85 269.78 268.30 286.26 282.15 273.55
193.94 217.80 268.08 346.54 287.20 314.68 323.05 311.01 283.28 278.38 272.39 266.03
Operating Profit 7.55 9.15 -4.66 -5.92 2.34 -46.71 -57.20 -41.23 -14.98 7.88 9.76 7.52
OPM % 3.75% 4.03% -1.77% -1.74% 0.81% -17.43% -21.52% -15.28% -5.58% 2.75% 3.46% 2.75%
4.82 2.87 7.18 4.03 5.92 6.97 13.49 13.15 -0.62 10.62 6.24 8.99
Interest 5.46 5.52 6.14 7.49 8.03 8.15 7.71 8.89 8.22 8.13 5.95 4.68
Depreciation 1.02 1.05 1.30 1.99 3.14 3.44 4.29 2.86 3.17 3.69 4.07 3.59
Profit before tax 5.89 5.45 -4.92 -11.37 -2.91 -51.33 -55.71 -39.83 -26.99 6.68 5.98 8.24
Tax % 0.00% 0.00% 0.00% 0.00% 0.00% 2.05% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
5.90 5.45 -4.91 -11.37 -2.91 -52.37 -55.71 -39.83 -26.98 6.68 5.98 8.23
EPS in Rs 1.03 0.95 -0.86 -1.99 -0.51 -6.74 -7.17 -5.10 -3.43 0.85 0.76 1.05
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
306 271 487 526 867 1,164 1,106 1,110
416 391 621 604 848 1,271 1,145 1,100
Operating Profit -111 -120 -134 -79 19 -107 -39 10
OPM % -36% -44% -28% -15% 2.1% -9% -3.5% 0.9%
22 21 19 21 17 30 29 25
Interest 10 7 10 21 22 31 31 27
Depreciation 3 1 2 4 4 13 14 15
Profit before tax -102 -108 -128 -83 9 -121 -54 -6
Tax % 0% 0% 0% 0% 0% 1% 0%
-102 -108 -128 -83 9 -122 -54 -6
EPS in Rs -1,016.12 -1,071.34 -22.38 -14.44 1.56 -15.75 -6.88 -0.77
Dividend Payout % 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: 33%
3 Years: 28%
TTM: 2%
Compounded Profit Growth
10 Years: %
5 Years: 10%
3 Years: 15%
TTM: 106%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: -31%
Return on Equity
10 Years: %
5 Years: -25%
3 Years: -13%
Last Year: -7%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 1 1 11 11 11 16 16
Reserves -29 -15 225 153 167 588 546
90 70 151 224 259 332 281
270 360 432 351 433 458 554
Total Liabilities 332 416 819 740 870 1,394 1,398
5 1 9 15 16 25 23
CWIP 0 0 0 0 0 0 0
Investments 9 42 53 63 66 68 83
318 374 757 662 788 1,301 1,292
Total Assets 332 416 819 740 870 1,394 1,398

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-22 -37 -321 17 -25 -62 -40
20 8 -83 -26 23 -315 80
-23 73 330 36 18 515 -40
Net Cash Flow -25 43 -74 28 16 137 -0
Free Cash Flow -22 -38 -324 16 -30 -71 -51
CFO/OP 16% 31% 235% -14% -66% 68% 94%

Ratios

Standalone / View Consolidated

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days 20 43 27 52 34 17 24
Inventory Days
Days Payable
Cash Conversion Cycle 20 43 27 52 34 17 24
Working Capital Days -284 -388 -240 -249 -134 -167 -152
ROCE % -170% -50% -16% 8% -13% -1%

Insights

In beta
Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Activated ZIP EMI Users
Mn

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Merchants
Mn
Payments GMV
INR Mn
Registered Users
Mn
ZIP EMI GMV (Disbursements)
INR Mn

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

35 Recently
Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
25.18% 25.18% 25.03% 24.87% 25.11% 25.09% 25.08%
4.83% 3.90% 7.08% 3.74% 3.19% 4.24% 4.48%
8.85% 4.55% 4.74% 4.31% 4.77% 4.07% 3.52%
61.13% 66.38% 63.16% 67.08% 66.95% 66.59% 66.91%
No. of Shareholders 1,40,2861,85,7411,87,2511,88,3091,76,0211,67,4771,64,325

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports

DRHP

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