Niyogin Fintech Ltd
Niyogin Fintech Ltd is a fintech company and a registered NBFC. The Co. provides a digital platform that enables access to relevant services & products for MSMEs providing financial inclusion, credit, investments and SAAS services. [1]
- Market Cap ₹ 616 Cr.
- Current Price ₹ 65.2
- High / Low ₹ 98.0 / 28.8
- Stock P/E
- Book Value ₹ 30.0
- Dividend Yield 0.00 %
- ROCE -8.79 %
- ROE -6.32 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Company is expected to give good quarter
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of -3.68% over last 3 years.
- Company's cost of borrowing seems high
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|
28 | 50 | 103 | 110 | 179 | |
48 | 52 | 108 | 137 | 198 | |
Operating Profit | -20 | -2 | -5 | -28 | -19 |
OPM % | -73% | -4% | -5% | -25% | -11% |
0 | 0 | 4 | 8 | 4 | |
Interest | 0 | 1 | 1 | 2 | 3 |
Depreciation | 4 | 5 | 5 | 6 | 8 |
Profit before tax | -25 | -7 | -8 | -28 | -26 |
Tax % | 1% | -2% | 2% | -1% | |
-25 | -7 | -8 | -28 | -24 | |
EPS in Rs | -2.78 | -0.74 | -0.63 | -1.87 | -1.83 |
Dividend Payout % | -0% | -0% | -0% | -0% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 58% |
TTM: | 71% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 8% |
TTM: | -8% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | -8% |
3 Years: | 0% |
1 Year: | 118% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | -4% |
Last Year: | -6% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|
Equity Capital | 86 | 94 | 94 | 94 | 94 |
Reserves | 155 | 192 | 192 | 178 | 189 |
0 | 0 | 0 | 0 | 10 | |
9 | 82 | 77 | 72 | 124 | |
Total Liabilities | 250 | 368 | 363 | 345 | 417 |
14 | 125 | 101 | 111 | 119 | |
CWIP | 0 | 0 | -0 | 0 | -0 |
Investments | 60 | 80 | 63 | 7 | 1 |
177 | 163 | 199 | 226 | 297 | |
Total Assets | 250 | 368 | 363 | 345 | 417 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|
-104 | 110 | -70 | -58 | |
112 | -118 | 39 | 87 | |
-1 | 47 | 0 | -3 | |
Net Cash Flow | 7 | 40 | -31 | 26 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|
Debtor Days | 1 | 58 | 98 | 76 |
Inventory Days | 36 | 24 | 222 | |
Days Payable | 88 | 58 | 185 | |
Cash Conversion Cycle | 1 | 6 | 64 | 114 |
Working Capital Days | -26 | -264 | 7 | 19 |
ROCE % | -2% | -2% | -9% |
Documents
Announcements
- Board Meeting Outcome for Outcome Of Board Meeting Held On March 22, 2024 22 Mar
- Closure of Trading Window 21 Mar
- Announcement under Regulation 30 (LODR)-Conversion of Securities 13 Mar
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Announcement under Regulation 30 (LODR)-Earnings Call Transcript
16 Feb - Transcript of the proceedings of the Earnings call held on February 12, 2024 in respect of the Unaudited Financial Results (Standalone and Consolidated) for the …
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
12 Feb - In furtherance to our letter dated February 05, 2024, informing the Exchange regarding earnings call in respect of the Unaudited Financial Results (Standalone and Consolidated) …
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Concalls
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Feb 2024Transcript PPT
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Nov 2023Transcript PPT
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Aug 2023Transcript PPT
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May 2023Transcript PPT
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Feb 2023Transcript PPT
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Nov 2022Transcript PPT
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Aug 2022Transcript PPT
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May 2022Transcript PPT
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Feb 2022Transcript PPT
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Nov 2021Transcript PPT
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Aug 2021Transcript PPT
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May 2021Transcript PPT
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Feb 2021TranscriptPPT
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Nov 2020TranscriptNotesPPT
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Sep 2020TranscriptNotesPPT
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Aug 2020TranscriptNotesPPT
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Jun 2020TranscriptNotesPPT
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May 2020TranscriptNotesPPT
Business Offerings
Financial Inclusion:It includes Domestic Money Transfer, Aadhaar Enabled Payment System, Micro ATM, among others.
Investment: Direct plans for Mutual Funds, Advisory and Fin. Planning, Insta cash, Corporate Deposit, Bonds, etc.
White Labeled Investment Platform (For distributors): It supports investment in direct and regular mutual funds.
Institutional Offerings: Corporate Treasury(Assistance to corporates in investing their idle funds), Analytics Solution (Build customer portfolios using Analytics)
Credit Solutions: It Offer a wide variety of Secured loans (such as Loan Against Property, Home Loans, Balance Transfer etc) & Unsecured loans (Business Loans, Working Capital loans, etc) [1]