Niyogin Fintech Ltd
Niyogin Fintech Ltd is a fintech company and a registered NBFC. The Co. provides a digital platform that enables access to relevant services & products for MSMEs providing financial inclusion, credit, investments and SAAS services. [1]
- Market Cap ₹ 514 Cr.
- Current Price ₹ 54.0
- High / Low ₹ 98.0 / 45.4
- Stock P/E
- Book Value ₹ 30.0
- Dividend Yield 0.00 %
- ROCE -1.81 %
- ROE -2.64 %
- Face Value ₹ 10.0
Pros
- Company is expected to give good quarter
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of -2.10% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0.10 | 0.04 | 0.14 | 0.11 | 0.15 | 12.23 | 22.82 | 27.53 | 25.52 | 22.00 | 24.21 | 40.38 | 49.09 | |
0.07 | 0.00 | 0.14 | 0.10 | 4.92 | 14.36 | 27.75 | 47.18 | 29.40 | 27.74 | 32.15 | 46.50 | 53.96 | |
Operating Profit | 0.03 | 0.04 | 0.00 | 0.01 | -4.77 | -2.13 | -4.93 | -19.65 | -3.88 | -5.74 | -7.94 | -6.12 | -4.87 |
OPM % | 30.00% | 100.00% | 0.00% | 9.09% | -3,180.00% | -17.42% | -21.60% | -71.38% | -15.20% | -26.09% | -32.80% | -15.16% | -9.92% |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.09 | 0.48 | 2.39 | 2.10 | 1.36 | 1.12 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.21 | 0.29 | 0.21 | 0.14 | 0.06 | 1.97 | 3.21 |
Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.52 | 3.08 | 3.45 | 2.83 | 0.71 | 0.47 | 0.82 | 0.95 |
Profit before tax | 0.03 | 0.04 | 0.00 | 0.01 | -4.77 | -2.65 | -8.19 | -23.30 | -6.44 | -4.20 | -6.37 | -7.55 | -7.91 |
Tax % | 33.33% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | ||
0.02 | 0.04 | 0.00 | 0.00 | -4.77 | -2.65 | -8.18 | -23.29 | -6.44 | -4.20 | -6.37 | -7.55 | -7.92 | |
EPS in Rs | 0.00 | 0.00 | -13.25 | -0.33 | -0.96 | -2.71 | -0.69 | -0.45 | -0.68 | -0.79 | -0.84 | ||
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 100% |
5 Years: | 12% |
3 Years: | 17% |
TTM: | 91% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | 1% |
3 Years: | -6% |
TTM: | -21% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | -1% |
3 Years: | -22% |
1 Year: | -38% |
Return on Equity | |
---|---|
10 Years: | -4% |
5 Years: | -3% |
3 Years: | -2% |
Last Year: | -3% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.60 | 3.60 | 3.60 | 3.60 | 3.60 | 80.03 | 84.77 | 85.99 | 93.50 | 94.21 | 94.34 | 95.14 |
Reserves | 0.02 | 0.06 | 0.06 | 0.06 | 0.79 | 175.61 | 171.09 | 156.02 | 193.04 | 194.51 | 192.84 | 190.72 |
0.00 | 2.97 | 2.97 | 3.22 | 7.23 | 4.73 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 44.98 | |
0.00 | 0.00 | 0.00 | 0.00 | 7.84 | 3.74 | 6.31 | 6.53 | 36.17 | 7.64 | 9.67 | 42.20 | |
Total Liabilities | 3.62 | 6.63 | 6.63 | 6.88 | 19.46 | 264.11 | 262.17 | 248.54 | 322.71 | 296.36 | 296.85 | 373.04 |
0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 6.37 | 7.83 | 4.39 | 1.64 | 0.75 | 0.53 | 3.60 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.51 | 0.01 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 238.98 | 158.97 | 67.49 | 193.28 | 205.48 | 150.74 | 147.01 |
3.62 | 6.63 | 6.63 | 6.88 | 19.41 | 18.25 | 95.36 | 176.63 | 127.79 | 90.13 | 145.58 | 222.43 | |
Total Assets | 3.62 | 6.63 | 6.63 | 6.88 | 19.46 | 264.11 | 262.17 | 248.54 | 322.71 | 296.36 | 296.85 | 373.04 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.02 | -0.05 | -0.13 | -0.25 | -3.94 | -22.79 | -68.48 | -102.83 | 103.31 | -52.72 | -30.60 | -63.89 | |
0.00 | 0.04 | 0.14 | 0.00 | 6.44 | -239.42 | 68.83 | 110.20 | -111.85 | 30.81 | 62.50 | -3.19 | |
0.00 | 0.00 | 0.00 | 0.25 | 16.88 | 244.04 | -0.40 | -0.76 | 46.89 | 0.18 | -0.54 | 65.02 | |
Net Cash Flow | 0.02 | -0.01 | 0.01 | 0.00 | 19.38 | -18.17 | -0.05 | 6.61 | 38.34 | -21.72 | 31.35 | -2.06 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.00 | 3.48 | 4.67 | 3.53 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.00 | 3.48 | 4.67 | 3.53 |
Working Capital Days | 13,103.50 | 60,407.50 | 17,233.21 | 22,729.55 | -1,119.33 | 97.29 | -48.94 | -21.35 | -437.51 | 1.49 | 87.44 | -30.10 |
ROCE % | 0.83% | 0.78% | 0.00% | 0.15% | -51.57% | -1.95% | -3.09% | -9.24% | -2.36% | -1.41% | -2.19% | -1.81% |
Documents
Announcements
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
22h - Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2024; received from M/s. Link Intime India …
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Announcement under Regulation 30 (LODR)-Newspaper Publication
5 Oct - Newspaper publication for the postal ballot notice and e-voting information.
- Shareholder Meeting / Postal Ballot-Notice of Postal Ballot 4 Oct
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Announcement under Regulation 30 (LODR)-Resignation of Director
30 Sep - Dr. Ashby Monk resigns as Independent Director effective September 30, 2024.
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Announcement under Regulation 30 (LODR)-Change in Management
26 Sep - Appointment of Mr. Samir Mohan Pandiri as Independent Director.
Annual reports
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Concalls
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Aug 2024TranscriptPPT
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May 2024Transcript PPT
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Feb 2024Transcript PPT
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Nov 2023Transcript PPT
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Aug 2023Transcript PPT
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Feb 2023Transcript PPT
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Nov 2022Transcript PPT
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Aug 2022Transcript PPT
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May 2022Transcript PPT
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Feb 2022Transcript PPT
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Nov 2021Transcript PPT
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Aug 2021Transcript PPT
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May 2021Transcript PPT
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Feb 2021TranscriptPPT
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Nov 2020TranscriptNotesPPT
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Sep 2020TranscriptNotesPPT
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Aug 2020TranscriptNotesPPT
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Jun 2020TranscriptNotesPPT
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May 2020TranscriptNotesPPT
Business Offerings
Financial Inclusion:It includes Domestic Money Transfer, Aadhaar Enabled Payment System, Micro ATM, among others.
Investment: Direct plans for Mutual Funds, Advisory and Fin. Planning, Insta cash, Corporate Deposit, Bonds, etc.
White Labeled Investment Platform (For distributors): It supports investment in direct and regular mutual funds.
Institutional Offerings: Corporate Treasury(Assistance to corporates in investing their idle funds), Analytics Solution (Build customer portfolios using Analytics)
Credit Solutions: It Offer a wide variety of Secured loans (such as Loan Against Property, Home Loans, Balance Transfer etc) & Unsecured loans (Business Loans, Working Capital loans, etc) [1]