One Mobikwik Systems Ltd

One Mobikwik Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

One Mobikwik Systems Ltd

₹ 189 -1.84%
15 May - close price
mobikwik.com BSE: 544305 NSE: MOBIKWIK
About

Incorporated in 2009, One Mobikwik Systems
Ltd is a digital banking platform which offers
a wide range of financial products for both consumers and merchants[1]

Key Points

Business Overview:[1]
OMSL operates a tech-first application based business that provides payments and digital financial services to consumers and merchants through its MobiKwik platform. This platform business has a two-sided payments network, consisting of consumers and merchants. It has acquired 161.03 million Registered Users and enabled 4.26 million Merchants to make and accept payments online and offline. Company added newer products to its digital credit, investments, and insurance verticals.

Website BSE NSE
  • Market Cap ₹ 1,487 Cr.
  • Current Price ₹ 189
  • High / Low ₹ 334 / 151
  • Stock P/E
  • Book Value ₹ 68.4
  • Dividend Yield 0.00 %
  • ROCE -2.24 %
  • ROE -8.26 %
  • Face Value ₹ 2.00
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Pros

Cons

  • Stock is trading at 2.76 times its book value
  • Company has low interest coverage ratio.
  • Promoter holding is low: 25.1%
  • Company has a low return on equity of -14.1% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Financial Technology (Fintech) Financial Technology (Fintech)

Part of BSE Financial Services

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
203.45 228.93 264.98 342.27 290.65 269.48 267.78 271.36 270.21 288.95 288.71
196.02 220.55 265.70 343.60 286.87 317.15 324.28 312.81 285.70 282.25 278.61
Operating Profit 7.43 8.38 -0.72 -1.33 3.78 -47.67 -56.50 -41.45 -15.49 6.70 10.10
OPM % 3.65% 3.66% -0.27% -0.39% 1.30% -17.69% -21.10% -15.27% -5.73% 2.32% 3.50%
3.38 2.45 6.58 3.56 3.02 4.99 10.74 10.25 -2.71 8.27 3.55
Interest 4.54 4.59 5.20 6.58 6.98 7.07 6.66 7.83 7.21 7.23 5.10
Depreciation 1.02 1.05 1.30 2.00 3.14 3.44 4.29 2.86 3.17 3.69 4.07
Profit before tax 5.25 5.19 -0.64 -6.35 -3.32 -53.19 -56.71 -41.89 -28.58 4.05 4.48
Tax % 0.57% -1.73% 4.69% 4.25% 8.13% 3.95% -1.18% 0.10% 0.14% 0.00% 2.23%
5.23 5.27 -0.67 -6.62 -3.59 -55.28 -56.04 -41.92 -28.62 4.05 4.38
EPS in Rs 0.91 0.92 -0.12 -1.16 -0.63 -7.12 -7.21 -5.36 -3.64 0.51 0.56
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
289 527 539 875 1,170 1,119
404 659 617 853 1,272 1,159
Operating Profit -115 -132 -78 22 -102 -40
OPM % -40% -25% -14% 3% -9% -4%
14 17 22 15 22 19
Interest 7 11 20 19 27 27
Depreciation 1 2 4 4 13 14
Profit before tax -110 -128 -81 14 -120 -62
Tax % 1% -0% 4% 0% 2% 0%
-111 -128 -84 14 -122 -62
EPS in Rs -1,107.46 -22.41 -14.66 2.46 -15.64 -7.89
Dividend Payout % 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: 31%
3 Years: 28%
TTM: -4%
Compounded Profit Growth
10 Years: %
5 Years: 10%
3 Years: 13%
TTM: 62%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: -31%
Return on Equity
10 Years: %
5 Years: -27%
3 Years: -14%
Last Year: -8%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 1 11 11 11 16 16
Reserves -35 205 131 151 573 523
75 158 206 223 292 276
383 462 366 469 480 594
Total Liabilities 423 836 714 855 1,360 1,409
1 9 15 16 25 23
CWIP 0 0 0 0 0 0
Investments 1 1 2 5 6 9
421 826 698 834 1,329 1,376
Total Assets 423 836 714 855 1,360 1,409

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-35 -321 27 -22 -68 -78
10 -85 -1 27 -313 82
73 329 18 3 515 -2
Net Cash Flow 49 -76 44 8 133 2
Free Cash Flow -35 -324 26 -28 -77 -89
CFO/OP 30% 237% -20% -21% 77% 182%

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days 48 20 51 34 17 24
Inventory Days
Days Payable
Cash Conversion Cycle 48 20 51 34 17 24
Working Capital Days -369 -233 -234 -140 -163 -159
ROCE % -57% -17% 9% -15% -2%

Insights

In beta
Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Payments GMV
INR Bn

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Registered Users
Million
Total Merchants
Million
Digital Credit GMV (Disbursal)
INR Mn
Assets Under Administration (Wealth AUA)
INR Mn
Customer Acquisition Cost (CAC) per New Registered User
INR
Revenue per Employee
INR Cr

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

76 Recently
Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
25.18% 25.18% 25.03% 24.87% 25.11% 25.09%
4.83% 3.90% 7.08% 3.74% 3.19% 4.24%
8.85% 4.55% 4.74% 4.31% 4.77% 4.07%
61.13% 66.38% 63.16% 67.08% 66.95% 66.59%
No. of Shareholders 1,40,2861,85,7411,87,2511,88,3091,76,0211,67,477

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

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DRHP

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