Jio Financial Services Ltd
JFSL was originally incorporated as Reliance Strategic Investments Private Limited in July, 1999 under the Companies Act 1956. Jio Financial Services Limited was incorporated in July, 23. JFSL is a NBFC-ND-SI registered with RBI. The company is a holding company and will operate its financial services business through its consumer-facing subsidiaries namely Jio Finance Limited (JFL), Jio Insurance Broking Limited (JIBL), and Jio Payment Solutions Limited (JPSL) and joint venture namely Jio Payments Bank Limited (JPBL).[1]Jio Financial Serv
- Market Cap ₹ 1,65,504 Cr.
- Current Price ₹ 260
- High / Low ₹ 386 / 199
- Stock P/E 103
- Book Value ₹ 194
- Dividend Yield 0.00 %
- ROCE 1.47 %
- ROE 1.23 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Part of Nifty 500 Nifty Financial Services Nifty 100 Equal Weight BSE Allcap Nifty 100
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| 45 | 1,855 | 2,043 | |
| 6 | 296 | 495 | |
| Operating Profit | 39 | 1,559 | 1,548 |
| OPM % | 88% | 84% | 76% |
| 10 | 429 | 429 | |
| Interest | 0 | 10 | 8 |
| Depreciation | 0 | 22 | 23 |
| Profit before tax | 49 | 1,956 | 1,947 |
| Tax % | 37% | 18% | 17% |
| 31 | 1,605 | 1,613 | |
| EPS in Rs | 2.53 | 2.54 | |
| Dividend Payout % | 0% | 0% | 20% |
| Compounded Sales Growth | |
|---|---|
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| 3 Years: | % |
| TTM: | 10% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 1% |
| Stock Price CAGR | |
|---|---|
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| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -31% |
| Return on Equity | |
|---|---|
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| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 1% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| Equity Capital | 2 | 6,353 | 6,353 |
| Reserves | 114,118 | 132,794 | 117,143 |
| 743 | 0 | 3,970 | |
| 66 | 5,715 | 6,043 | |
| Total Liabilities | 114,930 | 144,863 | 133,510 |
| 158 | 172 | 188 | |
| CWIP | 38 | 3 | 7 |
| Investments | 108,141 | 133,292 | 118,910 |
| 6,593 | 11,395 | 14,405 | |
| Total Assets | 114,930 | 144,863 | 133,510 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| 2,055 | -678 | -10,083 | |
| -1,110 | 1,441 | 6,406 | |
| -889 | -753 | 3,962 | |
| Net Cash Flow | 56 | 11 | 285 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| Debtor Days | 113 | 3 | 3 |
| Inventory Days | |||
| Days Payable | |||
| Cash Conversion Cycle | 113 | 3 | 3 |
| Working Capital Days | 3,644 | 21 | -44 |
| ROCE % | 2% | 1% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Earnings Call Transcript
18 Apr - Transcript of presentation on Audited Financial Results (Consolidated and Standalone) for the quarter and year ended March 31, 2025
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
17 Apr - Audio/video recording of analyst presentation on financial results available on company website.
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
17 Apr - Audited financial results for Q4 and FY25; business and product updates.
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Announcement under Regulation 30 (LODR)-Dividend Updates
17 Apr - Board approves FY25 results, recommends Rs 0.50/share dividend, auditor reports attached.
- Consolidated And Standalone Audited Financial Results For The Quarter And Year Ended March 31, 2025 17 Apr
Annual reports
Concalls
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Apr 2025Transcript PPT
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Jan 2025Transcript PPT
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Oct 2024Transcript PPT
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Jul 2024Transcript PPT
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Apr 2024Transcript PPT
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Apr 2024TranscriptPPT
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Jan 2024Transcript PPT
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Oct 2023Transcript PPT
Overview
The financial services business Reliance Industries Ltd got demerged into Jio Financial Services. [1] [2]
In July,24, the company received the final approval from the RBI to become a Core Investment Company - Non-Deposit taking - Systemically important Company from an NBFC. [3]