Indian Railway Finance Corporation Ltd
Incorporated in 1986, Indian Railway Finance Corporation borrows funds from the financial markets to finance the acquisition / creation of assets which are then leased out to the Indian Railways as finance lease[1]
- Market Cap ₹ Cr.
- Current Price ₹
- High / Low ₹ /
- Stock P/E
- Book Value ₹
- Dividend Yield %
- ROCE %
- ROE %
- Face Value ₹
Pros
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Financial Institution
Part of BSE 500 BSE 200 BSE Dollex 200 BSE PSU Nifty Next 50
Quarterly Results
Figures in Rs. Crores
| Interest |
| Financing Profit |
| Financing Margin % |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Gross NPA % |
| Net NPA % |
| Raw PDF |
Profit & Loss
Figures in Rs. Crores
| Interest |
| Financing Profit |
| Financing Margin % |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Dividend Payout % |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | % |
Balance Sheet
Figures in Rs. Crores
| Equity Capital |
| Reserves |
| Borrowing |
| Total Liabilities |
| CWIP |
| Investments |
| Total Assets |
Cash Flows
Figures in Rs. Crores
| Net Cash Flow |
Ratios
Figures in Rs. Crores
| ROE % |
Insights
In beta| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets Under Management (AUM) INR Crore ・Standalone data |
|
||||||||||
| Capital Adequacy Ratio (CRAR) % ・Standalone data |
|||||||||||
| Disbursements INR Crore ・Standalone data |
|||||||||||
| Net Gearing Ratio x ・Standalone data |
|||||||||||
| Net Interest Margin (NIM) % ・Standalone data |
|||||||||||
| Exposure to Ministry of Railways (MoR) % of AUM ・Standalone data |
|||||||||||
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Press Release / Media Release
12 Mar - IRFC held ECB roadshows in Taipei (10 Mar) and Hong Kong (11 Mar 2026) to diversify APAC funding.
-
Announcement Under Regulation 30 Of SEBI (LODR), 2015
9 Mar - Approved up to ₹70,000 crore borrowings; second interim dividend declared; record date 13 March 2026.
-
Corporate Action-Board approves Dividend
9 Mar - Second interim dividend; record date 13 Mar 2026; borrowing up to Rs.70,000 crore.
-
Board Meeting Outcome for Outcome Of Meeting Of Board Held On Monday 09Th March 2026
9 Mar - Declared second interim dividend; approved market borrowings up to Rs.70,000 crore; revised policies.
-
Announcement under Regulation 30 (LODR)-Press Release / Media Release
4 Mar - Two-day ECB roadshow in Singapore on 2-3 March 2026 engaging regional (Japanese/Taiwanese) investors to diversify funding.
Annual reports
Concalls
-
Jan 2026Transcript PPT REC
-
Oct 2025Transcript PPT
-
Jul 2025Transcript PPT REC
-
May 2025Transcript PPT REC
-
Jan 2025Transcript PPT REC
-
Nov 2024Transcript PPT
-
May 2024Transcript PPT
-
Nov 2023TranscriptAI SummaryPPT
-
Jun 2023Transcript PPT
-
Aug 2022Transcript PPT
-
May 2022Transcript PPT
-
Feb 2022Transcript PPT
-
Jan 2022TranscriptAI SummaryPPT
-
Nov 2021Transcript PPT
-
Aug 2021Transcript PPT
-
Jun 2021TranscriptAI SummaryPPT
-
Feb 2021Transcript PPT
Business Overview
The company serves as the funding arm of Indian Railways, mobilizing funds from domestic and overseas capital markets. IRFC is a Navratana and Schedule 'A' Public Sector Enterprise under the administrative control of the Ministry of Railways, Government of India. It is also registered as a Systemically Important Non-Deposit Taking NBFC and Infrastructure Finance Company. [1]