IFCI Ltd

IFCI Ltd

₹ 61.4 -1.98%
19 Feb - close price
About

IFCI, previously known as Industrial Finance Corporation of India, is an Indian Government owned non banking finance company established to cater to the long-term finance needs of the industrial sector. [1]

Key Points

Business Overview
IFCI Limited is a NBFC established in 1948, providing financial support for various kinds of projects such as airports, roads, telecom, power, real estate, manufacturing, services sector and such other allied industries. [1]

  • Market Cap 16,562 Cr.
  • Current Price 61.4
  • High / Low 74.5 / 35.7
  • Stock P/E 41.4
  • Book Value 32.9
  • Dividend Yield 0.00 %
  • ROCE 8.08 %
  • ROE 2.60 %
  • Face Value 10.0

Pros

  • Company has reduced debt.
  • Company has delivered good profit growth of 22.4% CAGR over last 5 years

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of -8.19% over past five years.
  • Company has a low return on equity of 0.44% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
348 414 320 607 454 605 388 617 459 414 407 735 456
Interest 150 162 144 145 146 136 135 135 131 134 104 107 103
47 418 290 -74 230 269 210 353 211 -80 215 243 326
Financing Profit 151 -166 -114 535 78 201 43 130 117 359 88 385 27
Financing Margin % 43% -40% -36% 88% 17% 33% 11% 21% 25% 87% 22% 52% 6%
3 12 4 5 14 107 17 167 -2 1 36 17 6
Depreciation 21 18 18 21 21 21 20 22 21 21 21 21 21
Profit before tax 134 -172 -128 520 71 287 40 275 94 340 103 381 13
Tax % 18% 40% 1% 66% 45% 45% 318% 33% 109% 23% 39% 17% -66%
109 -241 -129 174 39 157 -88 185 -9 260 62 317 21
EPS in Rs 0.42 -1.16 -0.64 0.44 0.08 0.61 -0.41 0.32 -0.12 0.84 0.15 0.53 -0.06
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
3,602 3,864 4,465 3,582 4,322 2,821 2,880 2,082 1,556 1,699 1,988 1,879 2,012
Interest 1,762 2,173 2,599 2,380 2,144 1,803 1,451 1,147 943 642 571 535 448
1,067 1,010 1,509 1,850 1,714 1,962 1,463 2,961 2,108 986 715 694 703
Financing Profit 772 681 357 -647 463 -944 -34 -2,026 -1,496 72 702 650 860
Financing Margin % 21% 18% 8% -18% 11% -33% -1% -97% -96% 4% 35% 35% 43%
40 82 168 99 38 311 21 14 39 28 130 182 61
Depreciation 51 -11 24 61 63 63 81 72 66 74 81 83 84
Profit before tax 762 775 501 -609 439 -696 -94 -2,085 -1,523 26 751 749 836
Tax % 26% 28% 24% -47% 5% -32% 137% -8% 16% 559% 68% 53%
566 575 394 -308 418 -476 -223 -1,912 -1,761 -120 241 349 661
EPS in Rs 3.41 3.23 2.18 -2.27 2.26 -2.88 -1.36 -10.24 -8.71 -0.95 0.47 0.63 1.46
Dividend Payout % 29% 46% 46% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: -7%
5 Years: -8%
3 Years: 6%
TTM: -3%
Compounded Profit Growth
10 Years: -10%
5 Years: 22%
3 Years: 28%
TTM: 427%
Stock Price CAGR
10 Years: 11%
5 Years: 47%
3 Years: 74%
1 Year: 36%
Return on Equity
10 Years: -8%
5 Years: -17%
3 Years: 0%
Last Year: 3%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 1,661 1,662 1,662 1,662 1,696 1,696 1,696 1,896 2,103 2,196 2,490 2,694 2,694
Reserves 5,404 5,561 5,639 5,208 4,193 3,661 3,553 1,842 715 1,571 2,045 5,996 6,169
Borrowing 21,797 26,767 28,598 23,919 20,665 16,394 12,566 11,041 7,095 6,020 5,367 3,714 3,507
2,150 2,980 3,247 3,493 4,244 4,291 4,623 5,585 5,574 7,152 9,016 13,319 11,170
Total Liabilities 31,013 36,970 39,146 34,282 30,798 26,042 22,439 20,364 15,487 16,939 18,918 25,724 23,540
1,934 1,935 1,860 1,823 1,721 1,701 1,720 1,762 1,741 1,764 1,734 1,700 1,629
CWIP 9 4 6 3 2 1 4 9 16 11 13 23 22
Investments 6,401 6,330 6,860 5,150 7,363 5,580 3,963 5,504 6,541 7,700 8,678 15,323 15,444
22,668 28,700 30,420 27,306 21,712 18,760 16,752 13,089 7,190 7,464 8,493 8,678 6,445
Total Assets 31,013 36,970 39,146 34,282 30,798 26,042 22,439 20,364 15,487 16,939 18,918 25,724 23,540

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
874 263 -5 802 -972 444 635 -438 -257 -336 12 -984
-176 7 77 -8 195 -23 -33 -103 -30 -59 -155 -70
-201 -409 -316 -29 43 -234 196 193 73 465 404 415
Net Cash Flow 498 -138 -245 765 -734 186 798 -348 -213 70 261 -638

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
ROE % 8% 7% 4% -6% 6% -12% -4% -43% -56% -6% 2% 3%

Shareholding Pattern

Numbers in percentages

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
66.35% 70.32% 70.32% 70.32% 70.32% 71.72% 71.72% 71.72% 72.57% 72.57% 72.57% 72.57%
2.00% 1.51% 1.87% 2.08% 2.29% 2.40% 2.54% 2.60% 2.73% 2.52% 2.60% 2.58%
2.29% 2.00% 2.01% 2.02% 2.03% 1.93% 1.67% 1.64% 1.60% 1.61% 1.62% 1.62%
4.70% 4.13% 4.03% 4.02% 3.99% 3.34% 3.04% 2.98% 2.86% 2.50% 2.33% 2.32%
24.68% 22.03% 21.76% 21.57% 21.37% 20.61% 21.03% 21.05% 20.23% 20.81% 20.88% 20.88%
No. of Shareholders 5,20,6045,05,9695,41,9375,85,6708,26,0798,76,3189,79,1729,97,6989,97,75810,20,4939,85,9879,58,706

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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