IFCI Ltd
IFCI, previously known as Industrial Finance Corporation of India, is an Indian Government owned non banking finance company established to cater to the long-term finance needs of the industrial sector. [1]
- Market Cap ₹ 17,050 Cr.
- Current Price ₹ 63.3
- High / Low ₹ 74.5 / 44.6
- Stock P/E 330
- Book Value ₹ 6.63
- Dividend Yield 0.00 %
- ROCE 8.48 %
- ROE 2.94 %
- Face Value ₹ 10.0
Pros
- Company is expected to give good quarter
- Debtor days have improved from 39.3 to 27.3 days.
Cons
- Stock is trading at 9.55 times its book value
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -8.41% over past five years.
- Tax rate seems low
- Company has a low return on equity of 5.38% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Financial Institution
Part of BSE 500 BSE PSU Nifty 500 Nifty Smallcap 100 BSE Financial Services
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3,269 | 3,839 | 2,774 | 3,712 | 2,340 | 2,252 | 1,393 | 760 | 747 | 841 | 682 | 898 | |
| Interest | 2,102 | 2,517 | 2,289 | 2,074 | 1,756 | 1,416 | 1,119 | 923 | 631 | 573 | 537 | 416 |
| 535 | 1,032 | 1,330 | 1,132 | 1,369 | 958 | 2,396 | 1,603 | 285 | -185 | -92 | 438 | |
| Financing Profit | 632 | 290 | -845 | 506 | -784 | -122 | -2,122 | -1,766 | -169 | 453 | 236 | 44 |
| Financing Margin % | 19% | 8% | -30% | 14% | -34% | -5% | -152% | -232% | -23% | 54% | 35% | 5% |
| 77 | 168 | 100 | 28 | 126 | 12 | 4 | 4 | 7 | 55 | 160 | 26 | |
| Depreciation | -10 | 14 | 34 | 34 | 33 | 31 | 29 | 23 | 24 | 24 | 24 | 24 |
| Profit before tax | 718 | 443 | -779 | 500 | -691 | -141 | -2,147 | -1,785 | -186 | 484 | 372 | 46 |
| Tax % | 27% | 24% | -41% | 6% | -36% | 97% | -9% | 12% | 55% | 73% | 88% | -14% |
| 522 | 337 | -458 | 468 | -444 | -278 | -1,958 | -1,991 | -288 | 128 | 44 | 52 | |
| EPS in Rs | 3.14 | 2.03 | -2.76 | 2.76 | -2.62 | -1.64 | -10.33 | -9.47 | -1.31 | 0.58 | 0.16 | 0.19 |
| Dividend Payout % | 48% | 49% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -14% |
| 5 Years: | -8% |
| 3 Years: | 6% |
| TTM: | 32% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -16% |
| 5 Years: | 15% |
| 3 Years: | 30% |
| TTM: | 18% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 41% |
| 3 Years: | 76% |
| 1 Year: | 41% |
| Return on Equity | |
|---|---|
| 10 Years: | -16% |
| 5 Years: | -34% |
| 3 Years: | 5% |
| Last Year: | 3% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,662 | 1,662 | 1,662 | 1,696 | 1,696 | 1,696 | 1,896 | 2,103 | 2,196 | 2,490 | 2,694 | 2,694 |
| Reserves | 5,220 | 5,277 | 4,804 | 3,022 | 2,529 | 2,412 | 476 | -1,658 | -1,570 | -1,275 | -959 | -909 |
| Borrowing | 26,097 | 27,747 | 23,163 | 20,138 | 16,094 | 12,323 | 10,870 | 7,012 | 5,808 | 5,451 | 3,778 | 3,592 |
| 1,989 | 2,215 | 2,045 | 2,148 | 1,936 | 1,998 | 2,058 | 1,613 | 2,496 | 3,343 | 3,872 | 4,687 | |
| Total Liabilities | 34,968 | 36,900 | 31,674 | 27,005 | 22,256 | 18,429 | 15,300 | 9,070 | 8,930 | 10,008 | 9,386 | 10,064 |
| 1,121 | 1,037 | 995 | 931 | 920 | 878 | 928 | 906 | 902 | 879 | 856 | 786 | |
| CWIP | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 7,590 | 8,188 | 6,394 | 6,686 | 4,829 | 3,235 | 4,294 | 2,944 | 2,277 | 2,909 | 2,426 | 2,000 |
| 26,256 | 27,674 | 24,285 | 19,387 | 16,507 | 14,316 | 10,078 | 5,220 | 5,752 | 6,219 | 6,104 | 7,278 | |
| Total Assets | 34,968 | 36,900 | 31,674 | 27,005 | 22,256 | 18,429 | 15,300 | 9,070 | 8,930 | 10,008 | 9,386 | 10,064 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 265 | -64 | 385 | -510 | 430 | 487 | -623 | -521 | -483 | 32 | -1,175 | -67 | |
| 28 | 95 | 20 | 92 | -2 | -48 | -78 | 0 | -19 | -0 | 78 | 69 | |
| -399 | -305 | 1 | 61 | -225 | 200 | 200 | 100 | 500 | 500 | 500 | 0 | |
| Net Cash Flow | -106 | -274 | 405 | -357 | 203 | 638 | -500 | -421 | -2 | 532 | -596 | 3 |
| Free Cash Flow | 293 | 30 | 404 | -478 | 442 | 502 | -700 | -522 | -502 | 32 | -1,176 | 3 |
| CFO/OP | 13% | 2% | 25% | -18% | 51% | 39% | 62% | 62% | -105% | 3% | -152% | -14% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 7% | 4% | -7% | 8% | -10% | -7% | -60% | -141% | -54% | 14% | 3% | 3% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Capital Risk Adequacy Ratio (CRAR) % |
|
|||||||||||
| Gross NPA Ratio % |
||||||||||||
| Loan Assets (Advances) ₹ Crore |
||||||||||||
| Net NPA Ratio % |
||||||||||||
| Gross NPA (Amount) ₹ Crore |
||||||||||||
Extracted by Screener AI
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Change in Management
10 May - Shri Umesh Kumar Garg ceased as Independent Director effective May 10, 2026 after tenure ended.
-
Financial Results For The Period Ended March 31, 2026
28 Apr - Board approved audited standalone and consolidated results for year ended March 31, 2026; unmodified opinion.
-
Board Meeting Outcome for Outcome Of Board Meeting
28 Apr - On 28 Apr 2026, IFCI approved audited FY26 standalone and consolidated results; auditors gave unmodified opinion.
-
Board Meeting Intimation for To Consider And Approve The Standalone And Consolidated Financial Results Of The Company For The Quarter And Year Ended March 31, 2026.
16 Apr - Board meets April 28, 2026 to approve Q4 and FY2026 standalone and consolidated results; trading window closed till April 30.
- Newspaper Publication - Special Window For Transfer And Dematerialization Of Physical Securities 16 Apr
Annual reports
-
Financial Year 2025
from bse
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from nse
Business Overview
IFCI Limited is a NBFC established in 1948, providing financial support for various kinds of projects such as airports, roads, telecom, power, real estate, manufacturing, services sector and such other allied industries. [1]