IFCI Ltd

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IFCI Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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IFCI Ltd

₹ 82.3 -3.36%
11 Sep - close price
ifciltd.com BSE: 500106 NSE: IFCI
About

IFCI, previously known as Industrial Finance Corporation of India, is an Indian Government owned non banking finance company established to cater to the long-term finance needs of the industrial sector. [1]

Key Points

Business Overview
IFCI Limited is a NBFC established in 1948, providing financial support for various kinds of projects such as airports, roads, telecom, power, real estate, manufacturing, services sector and such other allied industries. [1]

Website BSE NSE
  • Market Cap ₹ 22,172 Cr.
  • Current Price ₹ 82.3
  • High / Low ₹ 108 / 46.2
  • Stock P/E 418
  • Book Value ₹ 6.63
  • Dividend Yield 0.00 %
  • ROCE 8.02 %
  • ROE 1.53 %
  • Face Value ₹ 10.0
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Pros

  • Debtor days have improved from 36.4 to 27.2 days.

Cons

  • Stock is trading at 12.4 times its book value
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -8.39% over past five years.
  • Tax rate seems low
  • Company has a low return on equity of 4.79% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Financial Institution

Part of Nifty Smallcap 100 BSE 500 BSE PSU Nifty 500 BSE Financial Services

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
76.61 165.86 214.74 382.89 122.38 159.73 194.56 222.68 155.51 177.78 298.80 265.11 102.64
Interest 139.94 142.78 143.81 146.22 134.39 136.06 131.79 134.95 102.61 107.03 104.45 101.98 103.61
101.37 -282.73 41.11 -44.52 18.78 157.88 29.18 -297.53 42.27 63.99 182.29 149.47 -9.64
Financing Profit -164.70 305.81 29.82 281.19 -30.79 -134.21 33.59 385.26 10.63 6.76 12.06 13.66 8.67
Financing Margin % -214.98% 184.38% 13.89% 73.44% -25.16% -84.02% 17.26% 173.01% 6.84% 3.80% 4.04% 5.15% 8.45%
0.76 0.74 0.96 53.37 0.81 140.90 0.77 0.02 25.35 0.83 0.30 0.40 22.75
Depreciation 6.02 6.04 6.05 6.05 6.05 6.06 6.03 6.07 6.05 6.08 6.04 6.27 6.06
Profit before tax -169.96 300.51 24.73 328.51 -36.03 0.63 28.33 379.21 29.93 1.51 6.32 7.79 25.36
Tax % -5.29% 72.12% 140.68% 34.40% 311.43% 3,522.22% 308.12% 28.13% 75.34% -968.21% -8.39% -174.20% 65.93%
-160.97 83.77 -10.06 215.51 -148.24 -21.56 -58.96 272.54 7.38 16.13 6.85 21.36 8.64
EPS in Rs -0.73 0.38 -0.05 0.98 -0.57 -0.08 -0.23 1.01 0.03 0.06 0.03 0.08 0.03
Gross NPA % 96.21% 95.98% 96.05% 96.28% 96.31%
Net NPA % 82.67% 83.55% 79.78% 80.80% 81.10%
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
3,269 3,839 2,774 3,712 2,340 2,252 1,393 760 747 841 841 899 844
Interest 2,102 2,517 2,289 2,074 1,756 1,416 1,119 923 631 573 537 416 417
535 1,032 1,330 1,132 1,369 958 2,396 1,603 285 -185 -92 438 386
Financing Profit 632 290 -845 506 -784 -122 -2,122 -1,766 -169 453 396 45 41
Financing Margin % 19% 8% -30% 14% -34% -5% -152% -232% -23% 54% 47% 5% 5%
77 168 100 28 126 12 4 4 7 55 0 25 24
Depreciation -10 14 34 34 33 31 29 23 24 24 24 24 24
Profit before tax 718 443 -779 500 -691 -141 -2,147 -1,785 -186 484 372 46 41
Tax % 27% 24% -41% 6% -36% 97% -9% 12% 55% 73% 88% -14%
522 337 -458 468 -444 -278 -1,958 -1,991 -288 128 44 52 53
EPS in Rs 3.14 2.03 -2.76 2.76 -2.62 -1.64 -10.33 -9.47 -1.31 0.58 0.16 0.19 0.20
Dividend Payout % 48% 49% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: -14%
5 Years: -8%
3 Years: 6%
TTM: 15%
Compounded Profit Growth
10 Years: -21%
5 Years: 15%
3 Years: 28%
TTM: -73%
Stock Price CAGR
10 Years: 11%
5 Years: 49%
3 Years: 71%
1 Year: 54%
Return on Equity
10 Years: -16%
5 Years: -34%
3 Years: 5%
Last Year: 2%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 1,662 1,662 1,662 1,696 1,696 1,696 1,896 2,103 2,196 2,490 2,694 2,694
Reserves 5,220 5,277 4,804 3,022 2,529 2,412 476 -1,658 -1,570 -1,275 -959 -909
Borrowing 26,097 27,747 23,163 20,138 16,094 12,323 10,870 7,012 5,808 5,451 3,778 3,592
1,989 2,215 2,045 2,148 1,936 1,998 2,058 1,613 2,496 3,343 3,872 4,687
Total Liabilities 34,968 36,900 31,674 27,005 22,256 18,429 15,300 9,070 8,930 10,008 9,386 10,064
1,121 1,037 995 931 920 878 928 906 902 879 856 786
CWIP 0 0 1 0 0 0 0 0 0 0 0 0
Investments 7,590 8,188 6,394 6,686 4,829 3,235 4,294 2,944 2,277 2,909 2,426 2,000
26,256 27,674 24,285 19,387 16,507 14,316 10,078 5,220 5,752 6,219 6,104 7,278
Total Assets 34,968 36,900 31,674 27,005 22,256 18,429 15,300 9,070 8,930 10,008 9,386 10,064

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
265 -64 385 -510 430 487 -623 -521 -483 32 -1,175 -67
28 95 20 92 -2 -48 -78 0 -19 -0 78 69
-399 -305 1 61 -225 200 200 100 500 500 500 0
Net Cash Flow -106 -274 405 -357 203 638 -500 -421 -2 532 -596 3
Free Cash Flow 293 30 404 -478 442 502 -700 -522 -502 32 -1,176 3
CFO/OP 13% 2% 25% -18% 51% 39% 62% 62% -105% 3% -126% -14%

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 7% 4% -7% 8% -10% -7% -60% -141% -54% 14% 3% 2%

Insights

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Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Disbursements
Rs crore

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Gross NPA Ratio
%
Loan Book (Gross Advances)
Rs crore
NPA Recoveries
Rs crore
GoI Capital Infusion
Rs crore
Standard Loan Book (Net Stage 1 & 2)
Rs crore

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Shareholding Pattern

Numbers in percentages

26 Recently
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
70.32% 70.32% 70.32% 71.72% 71.72% 71.72% 72.57% 72.57% 72.57% 72.57% 72.57% 72.57%
1.87% 2.08% 2.29% 2.40% 2.54% 2.60% 2.73% 2.52% 2.60% 2.58% 2.65% 3.50%
2.01% 2.02% 2.03% 1.93% 1.67% 1.64% 1.60% 1.61% 1.62% 1.62% 1.64% 1.66%
4.03% 4.02% 3.99% 3.34% 3.04% 2.98% 2.86% 2.50% 2.33% 2.32% 2.21% 2.12%
21.76% 21.57% 21.37% 20.61% 21.03% 21.05% 20.23% 20.81% 20.88% 20.88% 20.90% 20.14%
No. of Shareholders 5,41,9375,85,6708,26,0798,76,3189,79,1729,97,6989,97,75810,20,4939,85,9879,58,7069,65,9829,57,179

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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