IFCI Ltd

₹ 77.0 -3.44%

25 Jun - close price

About

IFCI, previously known as Industrial Finance Corporation of India, is an Indian Government owned non banking finance company established to cater to the long-term finance needs of the industrial sector. ^[1]

Key Points

Business Overview
IFCI Limited is a NBFC established in 1948, providing financial support for various kinds of projects such as airports, roads, telecom, power, real estate, manufacturing, services sector and such other allied industries. ^[1]

Website BSE NSE

Market Cap ₹ 20,746 Cr.
Current Price ₹ 77.0
High / Low ₹ 95.8 / 46.2
Stock P/E 401
Book Value ₹ 6.63
Dividend Yield 0.00 %
ROCE 8.48 %
ROE 2.94 %
Face Value ₹ 10.0

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Pros

Company is expected to give good quarter
Debtor days have improved from 39.3 to 27.3 days.

Cons

Stock is trading at 11.6 times its book value
Company has low interest coverage ratio.
The company has delivered a poor sales growth of -8.41% over past five years.
Tax rate seems low
Company has a low return on equity of 5.38% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Financial Institution

Part of BSE 500 BSE PSU Nifty 500 Nifty Smallcap 100 BSE Financial Services BSE 250 SmallCap Index BSE 400 MidSmallCap Index Nifty MidSmallcap 400 Nifty Smallcap 250 Nifty 500 Multicap 50:25:25 Nifty Total Market Nifty500 Equal Weight Nifty500 LargeMidSmall Equal-Cap Weighted BSE 1000 Nifty Smallcap 500

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Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
	351	77	166	215	383	122	160	195	223	156	178	299	265
Interest	150	140	143	144	146	134	136	132	135	103	107	104	102
	371	101	-283	41	-45	19	158	29	-298	42	64	182	149
Financing Profit	-170	-165	306	30	281	-31	-134	34	385	11	7	12	14
Financing Margin %	-48%	-215%	184%	14%	73%	-25%	-84%	17%	173%	7%	4%	4%	5%
	5	1	1	1	53	1	141	1	0	25	1	0	0
Depreciation	6	6	6	6	6	6	6	6	6	6	6	6	6
Profit before tax	-171	-170	301	25	329	-36	1	28	379	30	2	6	8
Tax %	36%	-5%	72%	141%	34%	311%	3,522%	308%	28%	75%	-968%	-8%	-174%
	-232	-161	84	-10	216	-148	-22	-59	273	7	16	7	21
EPS in Rs	-1.06	-0.73	0.38	-0.05	0.98	-0.57	-0.08	-0.23	1.01	0.03	0.06	0.03	0.08
Gross NPA %								96.21%	95.98%	96.05%	96.28%	96.31%
Net NPA %								82.67%	83.55%	79.78%	80.80%	81.10%
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Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	3,269	3,839	2,774	3,712	2,340	2,252	1,393	760	747	841	682	898
Interest	2,102	2,517	2,289	2,074	1,756	1,416	1,119	923	631	573	537	416
	535	1,032	1,330	1,132	1,369	958	2,396	1,603	285	-185	-92	438
Financing Profit	632	290	-845	506	-784	-122	-2,122	-1,766	-169	453	236	44
Financing Margin %	19%	8%	-30%	14%	-34%	-5%	-152%	-232%	-23%	54%	35%	5%
	77	168	100	28	126	12	4	4	7	55	160	26
Depreciation	-10	14	34	34	33	31	29	23	24	24	24	24
Profit before tax	718	443	-779	500	-691	-141	-2,147	-1,785	-186	484	372	46
Tax %	27%	24%	-41%	6%	-36%	97%	-9%	12%	55%	73%	88%	-14%
	522	337	-458	468	-444	-278	-1,958	-1,991	-288	128	44	52
EPS in Rs	3.14	2.03	-2.76	2.76	-2.62	-1.64	-10.33	-9.47	-1.31	0.58	0.16	0.19
Dividend Payout %	48%	49%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Compounded Sales Growth
10 Years:	-14%
5 Years:	-8%
3 Years:	6%
TTM:	32%

Compounded Profit Growth
10 Years:	-16%
5 Years:	15%
3 Years:	30%
TTM:	18%

Stock Price CAGR
10 Years:	12%
5 Years:	39%
3 Years:	88%
1 Year:	22%

Return on Equity
10 Years:	-16%
5 Years:	-34%
3 Years:	5%
Last Year:	3%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	1,662	1,662	1,662	1,696	1,696	1,696	1,896	2,103	2,196	2,490	2,694	2,694
Reserves	5,220	5,277	4,804	3,022	2,529	2,412	476	-1,658	-1,570	-1,275	-959	-909
Borrowing	26,097	27,747	23,163	20,138	16,094	12,323	10,870	7,012	5,808	5,451	3,778	3,592
	1,989	2,215	2,045	2,148	1,936	1,998	2,058	1,613	2,496	3,343	3,872	4,687
Total Liabilities	34,968	36,900	31,674	27,005	22,256	18,429	15,300	9,070	8,930	10,008	9,386	10,064
	1,121	1,037	995	931	920	878	928	906	902	879	856	786
CWIP	0	0	1	0	0	0	0	0	0	0	0	0
Investments	7,590	8,188	6,394	6,686	4,829	3,235	4,294	2,944	2,277	2,909	2,426	2,000
	26,256	27,674	24,285	19,387	16,507	14,316	10,078	5,220	5,752	6,219	6,104	7,278
Total Assets	34,968	36,900	31,674	27,005	22,256	18,429	15,300	9,070	8,930	10,008	9,386	10,064

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	265	-64	385	-510	430	487	-623	-521	-483	32	-1,175	-67
	28	95	20	92	-2	-48	-78	0	-19	-0	78	69
	-399	-305	1	61	-225	200	200	100	500	500	500	0
Net Cash Flow	-106	-274	405	-357	203	638	-500	-421	-2	532	-596	3
Free Cash Flow	293	30	404	-478	442	502	-700	-522	-502	32	-1,176	3
CFO/OP	13%	2%	25%	-18%	51%	39%	62%	62%	-105%	3%	-152%	-14%

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	7%	4%	-7%	8%	-10%	-7%	-60%	-141%	-54%	14%	3%	3%

Insights

In beta

Mar 2014

Mar 2015

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Capital Risk Adequacy Ratio (CRAR)
%

xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	x.xx	xx.xx	-xx.xx	-xx.xx	-xx.xx	-xx.xx	-xx.xx
xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx
xx,xxx.xx	xx,xxx.xx	xx,xxx.xx	xx,xxx.xx	xx,xxx.xx	xx,xxx.xx	xx,xxx.xx	xx,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx
x.xx	x.xx	x.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx		xx.xx	xx.xx
					xx,xxx.xx	xx,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx

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Gross NPA Ratio
%

Loan Assets (Advances)
₹ Crore

Net NPA Ratio
%

Gross NPA (Amount)
₹ Crore

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

10 Recently

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
	70.32%	70.32%	70.32%	70.32%	71.72%	71.72%	71.72%	72.57%	72.57%	72.57%	72.57%	72.57%
	1.51%	1.87%	2.08%	2.29%	2.40%	2.54%	2.60%	2.73%	2.52%	2.60%	2.58%	2.65%
	2.00%	2.01%	2.02%	2.03%	1.93%	1.67%	1.64%	1.60%	1.61%	1.62%	1.62%	1.64%
	4.13%	4.03%	4.02%	3.99%	3.34%	3.04%	2.98%	2.86%	2.50%	2.33%	2.32%	2.21%
	22.03%	21.76%	21.57%	21.37%	20.61%	21.03%	21.05%	20.23%	20.81%	20.88%	20.88%	20.90%
No. of Shareholders	5,05,969	5,41,937	5,85,670	8,26,079	8,76,318	9,79,172	9,97,698	9,97,758	10,20,493	9,85,987	9,58,706	9,65,982

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	55.53%	56.42%	56.42%	56.42%	61.02%	64.86%	66.35%	70.32%	72.57%	72.57%
	9.69%	6.35%	5.37%	3.50%	2.82%	2.38%	2.00%	2.29%	2.73%	2.65%
	13.78%	14.00%	13.64%	11.58%	9.88%	8.13%	2.29%	2.03%	1.60%	1.64%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	4.70%	3.99%	2.86%	2.21%
	21.00%	23.22%	24.56%	28.50%	26.28%	24.63%	24.68%	21.37%	20.23%	20.90%
No. of Shareholders	6,23,681	5,56,980	5,30,300	5,15,285	5,26,481	5,53,302	5,20,604	8,26,079	9,97,758	9,65,982

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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IFCI Ltd

IFCI Ltd

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flows

Ratios

Insights

Shareholding Pattern

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