Scintilla Commercial & Credit Ltd
₹ 10.7
3.07%
10 Jun
4:01 p.m.
About
Incorporated in 1990, Scintilla Commercial & Credit Ltd is in the business of Investment and Finance.[1]
Key Points
- Market Cap ₹ 10.8 Cr.
- Current Price ₹ 10.7
- High / Low ₹ 18.3 / 5.70
- Stock P/E
- Book Value ₹ 9.84
- Dividend Yield 0.00 %
- ROCE -1.21 %
- ROE -1.92 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 1.09 times its book value
Cons
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 5.81% over past five years.
- Promoter holding is low: 18.8%
- Company has a low return on equity of -1.11% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.52 | 2.65 | 0.77 | 0.57 | 0.50 | 0.46 | 0.49 | 0.56 | 0.54 | 0.60 | 0.62 | 0.65 | |
| Interest | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.06 | 0.05 | 0.04 | 0.04 |
| 1.51 | 2.64 | 0.87 | 0.53 | 0.55 | 0.48 | 0.46 | 0.46 | 0.45 | 0.73 | 0.57 | 0.78 | |
| Financing Profit | 0.01 | 0.00 | -0.11 | 0.04 | -0.05 | -0.02 | 0.03 | 0.07 | 0.03 | -0.18 | 0.01 | -0.17 |
| Financing Margin % | 0.66% | 0.00% | -14.29% | 7.02% | -10.00% | -4.35% | 6.12% | 12.50% | 5.56% | -30.00% | 1.61% | -26.15% |
| 0.00 | 0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.01 | 0.01 | -0.11 | 0.04 | -0.04 | -0.02 | 0.03 | 0.07 | 0.03 | -0.18 | 0.01 | -0.17 |
| Tax % | 100.00% | 0.00% | 9.09% | 25.00% | -25.00% | 0.00% | 33.33% | 14.29% | 33.33% | -5.56% | -300.00% | 11.76% |
| 0.00 | 0.01 | -0.12 | 0.03 | -0.03 | -0.02 | 0.02 | 0.05 | 0.03 | -0.17 | 0.03 | -0.19 | |
| EPS in Rs | 0.00 | 0.01 | -0.12 | 0.03 | -0.03 | -0.02 | 0.02 | 0.05 | 0.03 | -0.17 | 0.03 | -0.19 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -13% |
| 5 Years: | 6% |
| 3 Years: | 6% |
| TTM: | 5% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -733% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -12% |
| 5 Years: | % |
| 3 Years: | 45% |
| 1 Year: | 79% |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | -1% |
| 3 Years: | -1% |
| Last Year: | -2% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.03 | 10.03 | 10.03 | 10.03 | 10.03 | 10.03 | 10.03 | 10.03 | 10.03 | 10.03 | 10.03 | 10.03 |
| Reserves | 0.20 | 0.21 | 0.09 | 0.12 | -0.08 | -0.10 | -0.07 | 0.06 | 0.08 | -0.11 | -0.09 | -0.16 |
| Borrowing | 0.00 | 0.81 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.72 | 0.77 | 0.81 | 0.82 | 0.85 |
| 0.02 | 0.38 | 0.44 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.03 | |
| Total Liabilities | 10.25 | 11.43 | 10.56 | 10.18 | 9.97 | 9.95 | 9.97 | 10.82 | 10.89 | 10.74 | 10.76 | 10.75 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 4.63 | 5.38 | 2.24 | 3.48 | 4.07 | 3.84 | 3.93 | 4.83 | 4.39 | 2.64 | 2.37 | 3.28 |
| 5.62 | 6.05 | 8.32 | 6.70 | 5.90 | 6.11 | 6.04 | 5.99 | 6.50 | 8.10 | 8.39 | 7.47 | |
| Total Assets | 10.25 | 11.43 | 10.56 | 10.18 | 9.97 | 9.95 | 9.97 | 10.82 | 10.89 | 10.74 | 10.76 | 10.75 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -2.32 | -0.08 | -2.14 | 0.93 | 0.03 | -0.02 | 0.06 | -0.70 | 0.52 | -0.42 | -0.08 | -0.02 | |
| 2.42 | -0.73 | 3.15 | -1.18 | -0.07 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| 0.00 | 0.81 | -0.81 | 0.00 | 0.00 | 0.00 | 0.00 | 0.70 | -0.01 | -0.01 | -0.04 | 0.00 | |
| Net Cash Flow | 0.10 | 0.00 | 0.21 | -0.25 | -0.04 | -0.02 | 0.07 | -0.01 | 0.52 | -0.43 | -0.11 | -0.02 |
| Free Cash Flow | -2.32 | -0.08 | -2.14 | 0.93 | 0.03 | -0.02 | 0.06 | -0.70 | 0.52 | -0.42 | -0.08 | -0.02 |
| CFO/OP | -23,100% | -800% | 2,130% | 2,350% | -60% | 100% | 233% | -690% | 589% | 315% | -160% | 15% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.00% | 0.10% | -1.18% | 0.30% | -0.30% | -0.20% | 0.20% | 0.50% | 0.30% | -1.70% | 0.30% | -1.92% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Investments (Standalone) INR in '000 |
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| Total Loans and Advances (Standalone) INR in '000 |
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Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
2 Jun - Please find attached newspaper clippings for board meeting held for consideration and approval of audited financial results and quarter ended 31.03.2026
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Outcome Of Board Meeting Held On 30.05.2026
30 May - Board approved audited FY26 results, appointed internal auditor, and noted unmodified audit opinion on 30 May 2026.
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Board Meeting Outcome for Outcome Of Board Meeting Held On 30.05.2026
30 May - Board approved FY26 audited results, appointed internal auditor for FY27, and approved related party transactions.
- Audited Financial Results For The Quarter And Year Ended 31.03.2026 30 May
-
Board Meeting Intimation for Consideration And Approval Of Audited Financial Results For The Quarter And Year Ended 31.03.2026
26 May - Board meets on 30 May 2026 to approve Q4 and FY26 audited standalone results; trading window closed.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
Business Overview:[1]
SCCL is registered as a non systematically
important non-deposit taking Non-Banking
Finance Company. It operates in the West
Bengal and specialises in providing financial
services. The company mainly does investments
in various companies and provides loans.