Scintilla Commercial & Credit Ltd

Scintilla Commercial & Credit Ltd

₹ 5.06 -4.89%
24 May - close price
About

Incorporated in 1990, Scintilla Commercial & Credit Ltd is engaged in Investment and Finance

Key Points

Business Overview:[1][2]
Company is a non-deposit taking non-systematically important NBFC engaged
in making investments in shares and securities, extending loans and advances and other financial services activities except insurance and pension, funding activities

  • Market Cap 5.07 Cr.
  • Current Price 5.06
  • High / Low 6.31 / 3.29
  • Stock P/E
  • Book Value 10.3
  • Dividend Yield 0.00 %
  • ROCE 0.47 %
  • ROE -0.10 %
  • Face Value 10.0

Pros

  • Stock is trading at 0.49 times its book value

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -3.93% over past five years.
  • Promoter holding is low: 18.8%
  • Company has a low return on equity of 0.33% over last 3 years.
  • Working capital days have increased from 85.2 days to 142 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
0.14 0.14 0.16 0.16 0.13 0.22 0.13 0.13 0.13 0.19 0.16 0.15 0.17
0.04 0.47 0.04 0.09 0.13 0.34 0.10 0.05 0.04 0.33 0.20 0.05 0.05
Operating Profit 0.10 -0.33 0.12 0.07 0.00 -0.12 0.03 0.08 0.09 -0.14 -0.04 0.10 0.12
OPM % 71.43% -235.71% 75.00% 43.75% 0.00% -54.55% 23.08% 61.54% 69.23% -73.68% -25.00% 66.67% 70.59%
0.00 0.16 0.00 0.00 0.00 0.06 0.00 0.00 0.00 0.01 0.00 0.05 -0.05
Interest 0.00 0.00 0.00 0.00 0.01 0.02 0.02 0.02 0.02 0.01 0.02 0.01 0.01
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.10 -0.17 0.12 0.07 -0.01 -0.08 0.01 0.06 0.07 -0.14 -0.06 0.14 0.06
Tax % 20.00% 17.65% 41.67% -14.29% -100.00% 25.00% 100.00% 33.33% 28.57% 21.43% 33.33% 21.43% 50.00%
0.08 -0.14 0.08 0.08 -0.02 -0.06 0.01 0.04 0.06 -0.12 -0.05 0.12 0.04
EPS in Rs 0.08 -0.14 0.08 0.08 -0.02 -0.07 0.01 0.04 0.06 -0.10 -0.05 0.10 0.06
Raw PDF
Upcoming result date: 30 May 2024

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
0.34 1.53 2.76 0.84 0.66 0.58 0.59 0.49 0.62 0.54 0.67
0.25 1.57 2.72 0.95 0.64 0.55 0.62 0.57 0.49 0.48 0.63
Operating Profit 0.09 -0.04 0.04 -0.11 0.02 0.03 -0.03 -0.08 0.13 0.06 0.04
OPM % 26.47% -2.61% 1.45% -13.10% 3.03% 5.17% -5.08% -16.33% 20.97% 11.11% 5.97%
0.00 0.07 0.00 0.02 0.03 0.01 0.01 0.17 0.00 0.00 0.01
Interest 0.01 0.00 0.01 0.01 0.00 0.00 0.00 0.00 0.03 0.06 0.05
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.08 0.03 0.03 -0.10 0.05 0.04 -0.02 0.09 0.10 0.00 0.00
Tax % 12.50% 33.33% 33.33% -10.00% 20.00% 25.00% 150.00% 22.22% 30.00%
0.07 0.01 0.01 -0.11 0.04 0.02 0.01 0.07 0.07 -0.01 -0.01
EPS in Rs 0.06 0.01 0.01 -0.11 0.04 0.00 0.00 0.05 0.06 0.01 0.01
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: -4%
3 Years: -3%
TTM: 10%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -120%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: 32%
Return on Equity
10 Years: %
5 Years: 0%
3 Years: 0%
Last Year: 0%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 10.03 10.03 10.03 10.03 10.03 10.03 10.03 10.03 10.03 10.03 10.03
Reserves 0.21 0.22 0.23 0.12 0.15 0.05 0.04 0.09 0.24 0.25 0.30
0.00 0.25 0.81 0.00 0.00 0.00 0.00 0.00 0.72 0.77 2.05
1.86 1.95 2.18 2.23 1.85 1.87 1.90 1.96 1.98 1.87 5.56
Total Liabilities 12.10 12.45 13.25 12.38 12.03 11.95 11.97 12.08 12.97 12.92 17.94
0.02 0.05 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 6.55 6.66 6.97 2.49 5.05 5.25 5.03 4.14 4.20 3.74 1.70
5.53 5.74 6.26 9.87 6.96 6.68 6.92 7.92 8.75 9.16 16.22
Total Assets 12.10 12.45 13.25 12.38 12.03 11.95 11.97 12.08 12.97 12.92 17.94

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-3.96 -2.70 -0.06 -0.86 -0.47 -0.05 -0.16 0.52 -1.47 0.49
0.95 2.56 -0.40 3.22 -1.09 -0.09 0.14 0.18 0.06 0.01
0.00 0.25 0.56 -0.81 0.00 0.00 0.00 0.00 0.70 -0.01
Net Cash Flow -3.01 0.12 0.09 1.56 -1.56 -0.13 -0.03 0.69 -0.71 0.49

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 365.00 50.10 22.48 916.85 0.00 37.76 0.00 89.39 94.19 108.15
Inventory Days 842.31 0.00 38.27 189.26 296.56
Days Payable 168.46 0.00 277.13 0.00
Cash Conversion Cycle 1,038.85 50.10 60.75 828.97 296.56 37.76 0.00 89.39 94.19 108.15
Working Capital Days 5,721.91 1,302.55 733.97 3,276.31 3,633.41 56.64 12.37 37.24 76.53 141.94
ROCE % 0.25% 0.32% -0.73% 0.42% 0.33% -0.17% 0.75% 1.05% 0.47%

Shareholding Pattern

Numbers in percentages

Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
18.81% 18.81% 18.81% 18.81% 18.81% 18.81% 18.81% 18.81% 18.81% 18.81% 18.81% 18.81%
81.19% 81.19% 81.19% 81.19% 81.19% 81.19% 81.18% 81.18% 81.19% 81.18% 81.19% 81.18%
No. of Shareholders 1,1721,1711,1711,1731,2371,3301,5151,5171,5151,5471,5651,584

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