Octal Credit Capital Ltd

Octal Credit Capital Ltd

₹ 26.0 0.19%
12 Jul - close price
About

Incorporated in 1992, Octal Credit Capital Ltd is engaged in Loan Financing and Trading in Shares and Securities

Key Points

Services Offered:[1]
Company is a Non Systematically Important Non Deposit taking Non Banking Financial Corporation registered with RBI providing:
a) Corporate Loans
b) Personal loans
c) Investment & trading in shares & securities

  • Market Cap 13.0 Cr.
  • Current Price 26.0
  • High / Low 27.3 / 15.0
  • Stock P/E 3.19
  • Book Value 37.9
  • Dividend Yield 0.00 %
  • ROCE 25.3 %
  • ROE 25.2 %
  • Face Value 10.0

Pros

  • Company is almost debt free.
  • Stock is trading at 0.69 times its book value

Cons

  • The company has delivered a poor sales growth of 2.29% over past five years.
  • Promoter holding is low: 26.8%
  • Earnings include an other income of Rs.3.98 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
0.02 0.05 0.05 0.06 0.03 0.04 0.93 0.07 0.07 0.07 0.07 0.08 0.07
0.14 0.09 -0.45 -0.26 0.62 0.22 0.94 0.06 0.90 0.07 0.01 0.03 0.04
Operating Profit -0.12 -0.04 0.50 0.32 -0.59 -0.18 -0.01 0.01 -0.83 0.00 0.06 0.05 0.03
OPM % -600.00% -80.00% 1,000.00% 533.33% -1,966.67% -450.00% -1.08% 14.29% -1,185.71% 0.00% 85.71% 62.50% 42.86%
0.57 0.98 0.36 1.13 0.00 0.00 0.19 0.18 0.00 0.85 0.58 1.01 1.54
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.45 0.94 0.86 1.45 -0.59 -0.18 0.18 0.19 -0.83 0.85 0.64 1.06 1.57
Tax % 8.89% 0.00% 15.12% 5.52% 6.78% -5.56% -100.00% 0.00% 0.00% 0.00% 1.56% 0.00% 0.64%
0.42 0.94 0.73 1.37 -0.55 -0.19 0.36 0.19 -0.83 0.84 0.63 1.06 1.56
EPS in Rs 0.84 1.88 1.46 2.74 -1.10 -0.38 0.72 0.38 -1.66 1.68 1.26 2.12 3.12
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
0.36 0.25 0.58 0.25 0.33 0.22 0.19 1.11 0.28
0.15 0.32 0.53 0.51 1.38 0.26 -0.29 1.75 0.15
Operating Profit 0.21 -0.07 0.05 -0.26 -1.05 -0.04 0.48 -0.64 0.13
OPM % 58.33% -28.00% 8.62% -104.00% -318.18% -18.18% 252.63% -57.66% 46.43%
-0.11 0.00 0.00 0.00 0.00 0.57 2.18 0.00 3.98
Interest 0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00
Depreciation 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.09 -0.08 0.04 -0.27 -1.05 0.53 2.66 -0.64 4.11
Tax % -11.11% 0.00% 0.00% 0.00% 0.00% 5.66% 6.39% 26.56% 0.73%
0.10 -0.05 0.10 -0.27 -1.05 0.49 2.49 -0.47 4.09
EPS in Rs 0.20 -0.10 0.20 -0.54 -2.10 0.98 4.98 -0.94 8.18
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: 2%
3 Years: 8%
TTM: -75%
Compounded Profit Growth
10 Years: %
5 Years: 77%
3 Years: 103%
TTM: 970%
Stock Price CAGR
10 Years: %
5 Years: 19%
3 Years: 83%
1 Year: 24%
Return on Equity
10 Years: %
5 Years: 8%
3 Years: 14%
Last Year: 25%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
Reserves 0.77 0.72 0.82 8.15 6.99 6.83 9.04 8.54 13.95
0.00 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.10 0.08 0.11 1.37 1.41 2.17 2.77 2.55 3.86
Total Liabilities 5.87 5.83 5.93 14.52 13.40 14.00 16.81 16.09 22.81
0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 1.82 3.55 3.57 11.53 10.48 11.13 13.39 13.18 19.59
4.03 2.26 2.35 2.98 2.91 2.86 3.42 2.91 3.22
Total Assets 5.87 5.83 5.93 14.52 13.40 14.00 16.81 16.09 22.81

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
0.21 0.63 0.23 -1.03 0.39 -0.64 -0.04 0.82 -0.82
-0.06 -1.72 0.10 0.81 0.18 0.00 0.07 -0.06 0.18
0.00 0.03 -0.03 -0.01 0.00 0.00 0.00 0.00 0.00
Net Cash Flow 0.16 -1.05 0.30 -0.23 0.56 -0.64 0.03 0.76 -0.63

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 50.69 73.00 31.47 58.40 0.00 0.00 0.00 0.00 0.00
Inventory Days 97.33 0.00 0.00
Days Payable 0.00
Cash Conversion Cycle 50.69 73.00 128.80 58.40 0.00 0.00 0.00 0.00 0.00
Working Capital Days 2,899.72 3,168.20 1,201.98 365.00 409.24 696.82 1,940.26 49.32 365.00
ROCE % -1.39% 0.69% -2.74% -8.35% 4.45% 20.56% -4.64% 25.30%

Shareholding Pattern

Numbers in percentages

Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
26.84% 26.84% 26.84% 26.84% 26.84% 26.83% 26.83% 26.83% 26.83% 26.83% 26.83% 26.83%
73.16% 73.16% 73.16% 73.16% 73.16% 73.17% 73.16% 73.17% 73.17% 73.17% 73.17% 73.17%
No. of Shareholders 9631,0081,3591,4671,4771,4831,5261,5421,5671,5831,5931,602

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