Purshottam Investofin Ltd

Purshottam Investofin Ltd

₹ 28.9 4.93%
28 Mar - close price
About

Incorporated in 1988, Purshottam Investofin Ltd is in the business of providing loans.

Key Points

Business Overview:[1]
Company is registered as a Non Systematically Important Non Deposit taking NBFC

  • Market Cap 18.2 Cr.
  • Current Price 28.9
  • High / Low 56.6 / 11.0
  • Stock P/E 2.62
  • Book Value 63.4
  • Dividend Yield 0.00 %
  • ROCE 4.60 %
  • ROE 0.93 %
  • Face Value 10.0

Pros

  • Stock is trading at 0.46 times its book value
  • Company is expected to give good quarter

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of -10.7% over past five years.
  • Company has a low return on equity of 5.69% over last 3 years.
  • Company might be capitalizing the interest cost
  • Working capital days have increased from 240 days to 473 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
0.20 0.58 3.67 4.00 21.24 25.24 3.04 3.25 5.18 4.27 25.10 21.43 16.30
0.39 0.18 1.98 3.28 18.82 22.94 1.77 2.05 4.58 3.22 23.64 18.67 10.87
Operating Profit -0.19 0.40 1.69 0.72 2.42 2.30 1.27 1.20 0.60 1.05 1.46 2.76 5.43
OPM % -95.00% 68.97% 46.05% 18.00% 11.39% 9.11% 41.78% 36.92% 11.58% 24.59% 5.82% 12.88% 33.31%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.11 0.01 0.02 0.00 0.00
Interest 0.00 0.18 0.01 1.04 0.14 1.23 0.53 1.28 0.47 1.28 0.78 0.64 0.62
Depreciation 0.02 0.03 0.02 0.02 0.03 0.10 0.08 0.08 0.08 0.07 0.05 0.05 0.09
Profit before tax -0.21 0.19 1.66 -0.34 2.25 0.97 0.66 -0.16 0.16 -0.29 0.65 2.07 4.72
Tax % 0.00% 100.00% 0.00% 0.00% 0.00% 29.90% 0.00% -6.25% 0.00% 3.45% 0.00% 11.11% 0.00%
-0.21 0.00 1.66 -0.34 2.25 0.68 0.66 -0.17 0.16 -0.28 0.65 1.84 4.72
EPS in Rs -0.33 0.00 2.64 -0.54 3.58 1.08 1.05 -0.27 0.25 -0.45 1.03 2.93 7.51
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
0.76 0.95 1.22 1.60 3.23 13.08 27.75 22.22 12.89 4.51 54.50 15.75 67.10
0.27 0.29 0.84 0.44 3.89 12.69 27.31 22.73 12.36 3.44 47.38 11.58 56.40
Operating Profit 0.49 0.66 0.38 1.16 -0.66 0.39 0.44 -0.51 0.53 1.07 7.12 4.17 10.70
OPM % 64.47% 69.47% 31.15% 72.50% -20.43% 2.98% 1.59% -2.30% 4.11% 23.73% 13.06% 26.48% 15.95%
0.02 0.00 0.00 0.00 0.00 0.01 0.02 1.30 0.00 0.00 0.00 0.11 0.03
Interest 0.48 0.58 0.34 1.12 0.15 0.00 0.15 0.30 0.10 0.20 2.41 3.60 3.32
Depreciation 0.01 0.07 0.01 0.00 0.00 0.00 0.03 0.18 0.13 0.11 0.17 0.31 0.26
Profit before tax 0.02 0.01 0.03 0.04 -0.81 0.40 0.28 0.31 0.30 0.76 4.54 0.37 7.15
Tax % 0.00% 300.00% 33.33% 50.00% -3.70% 30.00% 25.00% 29.03% 26.67% 25.00% 6.39% 0.00%
0.01 -0.02 0.02 0.02 -0.85 0.27 0.21 0.23 0.23 0.57 4.25 0.37 6.93
EPS in Rs 0.01 -0.01 0.03 0.03 -1.35 0.43 0.33 0.37 0.37 0.91 6.76 0.59 11.02
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 32%
5 Years: -11%
3 Years: 7%
TTM: 83%
Compounded Profit Growth
10 Years: 32%
5 Years: 5%
3 Years: 5%
TTM: 421%
Stock Price CAGR
10 Years: %
5 Years: 23%
3 Years: 53%
1 Year: 36%
Return on Equity
10 Years: 2%
5 Years: 4%
3 Years: 6%
Last Year: 1%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 15.03 3.01 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28
Reserves -0.91 23.85 23.87 23.90 23.05 23.32 23.53 23.23 23.38 23.95 24.31 21.39 33.55
5.09 3.36 3.96 0.73 0.00 0.00 0.46 0.35 0.24 21.12 55.54 54.50 45.13
18.21 13.79 12.07 10.36 6.11 0.85 3.21 1.35 0.21 0.42 2.13 1.41 0.42
Total Liabilities 37.42 44.01 46.18 41.27 35.44 30.45 33.48 31.21 30.11 51.77 88.26 83.58 85.38
0.01 0.01 0.01 0.00 0.00 0.02 0.58 0.40 0.28 0.23 1.02 0.61 1.05
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 16.39 13.74 8.72 6.07 4.12 1.45 1.45 0.93 0.85 0.10 0.10 0.10 0.10
21.02 30.26 37.45 35.20 31.32 28.98 31.45 29.88 28.98 51.44 87.14 82.87 84.23
Total Assets 37.42 44.01 46.18 41.27 35.44 30.45 33.48 31.21 30.11 51.77 88.26 83.58 85.38

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
7.39 5.93 -3.24 2.61 -5.98 0.11 1.79 -0.49 -21.32 -33.50 1.82
0.00 -6.80 5.84 -1.78 8.52 -2.89 -1.53 0.26 0.70 -0.95 0.19
-6.34 0.00 -3.23 -0.73 0.00 0.46 -0.10 -0.11 20.88 34.42 -1.04
Net Cash Flow 1.05 -0.87 -0.63 0.10 2.54 -2.32 0.15 -0.34 0.26 -0.04 0.97

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 0.00 34.58 0.00 2.28 0.00 44.37 0.00 0.00 20.95 0.00 17.08 19.23
Inventory Days 0.00 2,402.92 271.48 40.29 75.75 35.92 0.00 14.22 211.40 8,182.42
Days Payable 0.00 168.86 0.00 41.75 19.53 0.00 14.00 417.14
Cash Conversion Cycle 0.00 34.58 0.00 2,405.20 102.62 84.66 34.00 16.39 20.95 14.22 214.47 7,784.51
Working Capital Days -2,761.51 -3,530.89 212.42 -273.75 -423.76 70.04 34.72 20.37 58.33 81.74 165.22 472.76
ROCE % 2.23% 2.39% 1.15% 3.57% -2.19% 1.36% 1.44% 2.03% 1.34% 2.36% 10.11% 4.60%

Shareholding Pattern

Numbers in percentages

3 Recently
Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01%
94.99% 94.99% 94.99% 94.99% 94.99% 94.99% 94.99% 94.99% 94.99% 94.99% 94.99% 94.98%
No. of Shareholders 816816818832901933955963965961963967

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