Purshottam Investofin Ltd

Purshottam Investofin Ltd

₹ 43.2 1.76%
18 Jun - close price
About

Incorporated in 1988, Purshottam Investofin Ltd is in the business of providing loans.

Key Points

Business Overview:[1]
Company is registered as a Non Systematically Important Non Deposit taking NBFC

  • Market Cap 27.2 Cr.
  • Current Price 43.2
  • High / Low 56.6 / 11.0
  • Stock P/E 3.25
  • Book Value 62.2
  • Dividend Yield 0.00 %
  • ROCE 17.0 %
  • ROE 25.1 %
  • Face Value 10.0

Pros

  • Stock is trading at 0.69 times its book value
  • Company is expected to give good quarter
  • Company has delivered good profit growth of 105% CAGR over last 5 years
  • Company's working capital requirements have reduced from 233 days to 59.5 days

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 13.9% over last 3 years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
0.58 3.67 4.00 21.24 25.24 3.04 3.25 5.18 4.27 25.10 21.43 16.29 16.42
0.18 1.98 3.28 18.82 22.94 1.77 2.05 4.58 3.22 23.64 18.67 10.86 11.75
Operating Profit 0.40 1.69 0.72 2.42 2.30 1.27 1.20 0.60 1.05 1.46 2.76 5.43 4.67
OPM % 68.97% 46.05% 18.00% 11.39% 9.11% 41.78% 36.92% 11.58% 24.59% 5.82% 12.88% 33.33% 28.44%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.11 0.01 0.02 0.00 0.00 0.01
Interest 0.18 0.01 1.04 0.14 1.23 0.53 1.28 0.47 1.28 0.78 0.64 0.62 0.68
Depreciation 0.03 0.02 0.02 0.03 0.10 0.08 0.08 0.08 0.07 0.05 0.05 0.09 0.09
Profit before tax 0.19 1.66 -0.34 2.25 0.97 0.66 -0.16 0.16 -0.29 0.65 2.07 4.72 3.91
Tax % 100.00% 0.00% 0.00% 0.00% 29.90% 0.00% -6.25% 0.00% 3.45% 0.00% 11.11% 0.00% -0.51%
0.00 1.66 -0.34 2.25 0.68 0.66 -0.17 0.16 -0.28 0.65 1.84 4.72 3.93
EPS in Rs 0.00 2.64 -0.54 3.58 1.08 1.05 -0.27 0.25 -0.45 1.03 2.93 7.51 6.25
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
0.95 1.22 1.60 3.23 13.08 27.75 22.22 12.89 4.51 54.50 15.75 79.20
0.29 0.84 0.44 3.89 12.69 27.31 22.73 12.36 3.44 47.38 11.58 64.86
Operating Profit 0.66 0.38 1.16 -0.66 0.39 0.44 -0.51 0.53 1.07 7.12 4.17 14.34
OPM % 69.47% 31.15% 72.50% -20.43% 2.98% 1.59% -2.30% 4.11% 23.73% 13.06% 26.48% 18.11%
0.00 0.00 0.00 0.00 0.01 0.02 1.30 0.00 0.00 0.00 0.11 0.03
Interest 0.58 0.34 1.12 0.15 0.00 0.15 0.30 0.10 0.20 2.41 3.60 2.73
Depreciation 0.07 0.01 0.00 0.00 0.00 0.03 0.18 0.13 0.11 0.17 0.31 0.28
Profit before tax 0.01 0.03 0.04 -0.81 0.40 0.28 0.31 0.30 0.76 4.54 0.37 11.36
Tax % 300.00% 33.33% 50.00% -3.70% 30.00% 25.00% 29.03% 26.67% 25.00% 6.39% 0.00% 26.23%
-0.02 0.02 0.02 -0.85 0.27 0.21 0.23 0.23 0.57 4.25 0.37 8.37
EPS in Rs -0.01 0.03 0.03 -1.35 0.43 0.33 0.37 0.37 0.91 6.76 0.59 13.32
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 52%
5 Years: 29%
3 Years: 160%
TTM: 403%
Compounded Profit Growth
10 Years: 83%
5 Years: 105%
3 Years: 145%
TTM: 3000%
Stock Price CAGR
10 Years: %
5 Years: 33%
3 Years: 63%
1 Year: 154%
Return on Equity
10 Years: 5%
5 Years: 9%
3 Years: 14%
Last Year: 25%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 3.01 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28
Reserves 23.85 23.87 23.90 23.05 23.32 23.53 23.23 23.38 23.95 24.31 21.39 32.83
3.36 3.96 0.73 0.00 0.00 0.46 0.35 0.24 21.12 55.54 54.50 44.91
13.79 12.07 10.36 6.11 0.85 3.21 1.35 0.21 0.42 2.13 1.41 3.31
Total Liabilities 44.01 46.18 41.27 35.44 30.45 33.48 31.21 30.11 51.77 88.26 83.58 87.33
0.01 0.01 0.00 0.00 0.02 0.58 0.40 0.28 0.23 1.02 0.61 0.94
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 13.74 8.72 6.07 4.12 1.45 1.45 0.93 0.85 0.10 0.10 0.10 0.10
30.26 37.45 35.20 31.32 28.98 31.45 29.88 28.98 51.44 87.14 82.87 86.29
Total Assets 44.01 46.18 41.27 35.44 30.45 33.48 31.21 30.11 51.77 88.26 83.58 87.33

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
7.39 5.93 -3.24 2.61 -5.98 0.11 1.79 -0.49 -21.32 -33.50 1.82 11.06
0.00 -6.80 5.84 -1.78 8.52 -2.89 -1.53 0.26 0.70 -0.95 0.19 -0.61
-6.34 0.00 -3.23 -0.73 0.00 0.46 -0.10 -0.11 20.88 34.42 -1.04 -10.62
Net Cash Flow 1.05 -0.87 -0.63 0.10 2.54 -2.32 0.15 -0.34 0.26 -0.04 0.97 -0.18

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 34.58 0.00 2.28 0.00 44.37 0.00 0.00 20.95 0.00 17.08 19.23 1.29
Inventory Days 0.00 2,402.92 271.48 40.29 75.75 35.92 0.00 14.22 211.40 8,182.42 0.00
Days Payable 0.00 168.86 0.00 41.75 19.53 0.00 14.00 417.14
Cash Conversion Cycle 34.58 0.00 2,405.20 102.62 84.66 34.00 16.39 20.95 14.22 214.47 7,784.51 1.29
Working Capital Days -3,530.89 212.42 -273.75 -423.76 70.04 34.72 20.37 58.33 81.74 165.22 472.76 59.54
ROCE % 2.39% 1.15% 3.57% -2.19% 1.36% 1.44% 2.03% 1.34% 2.36% 10.11% 4.60%

Shareholding Pattern

Numbers in percentages

5 Recently
Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01%
94.99% 94.99% 94.99% 94.99% 94.99% 94.99% 94.99% 94.99% 94.99% 94.99% 94.98% 94.98%
No. of Shareholders 8168188329019339559639659619639671,130

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