GDL Leasing & Finance Ltd
GDL Leasing & Finance is a non-deposit accepting non banking finance company or NBFC-ND-SI registered with Reserve Bank of India (RBI). The company is engaged in the business of financing of Loans, Sales and Purchase of Shares and Stock.[1]
- Market Cap ₹ 35.3 Cr.
- Current Price ₹ 70.4
- High / Low ₹ 170 / 8.74
- Stock P/E 44.1
- Book Value ₹ 13.5
- Dividend Yield 0.00 %
- ROCE 16.0 %
- ROE 12.5 %
- Face Value ₹ 10.0
Pros
Cons
- Stock is trading at 5.20 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 8.97% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.34 | 0.49 | 0.33 | 0.34 | 0.33 | 0.32 | 0.34 | 0.34 | 0.34 | 0.43 | 1.18 | 3.58 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.05 | 0.13 |
| 0.33 | 0.48 | 0.32 | 0.33 | 0.32 | 0.31 | 0.33 | 0.30 | 0.33 | 0.29 | 0.59 | 2.44 | |
| Financing Profit | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.14 | 0.54 | 1.01 |
| Financing Margin % | 2.94% | 2.04% | 3.03% | 2.94% | 3.03% | 3.12% | 2.94% | 2.94% | 2.94% | 32.56% | 45.76% | 28.21% |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.14 | 0.54 | 1.05 |
| Tax % | 100.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 28.57% | 27.78% | 23.81% |
| 0.00 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.10 | 0.38 | 0.80 | |
| EPS in Rs | 0.00 | 0.03 | 0.03 | 0.00 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.33 | 0.76 | 1.60 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 22% |
| 5 Years: | 60% |
| 3 Years: | 119% |
| TTM: | 203% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 55% |
| 5 Years: | 140% |
| 3 Years: | 331% |
| TTM: | 111% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 104% |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 6% |
| 3 Years: | 9% |
| Last Year: | 13% |
Balance Sheet
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 5.01 | 5.01 |
| Reserves | 0.12 | 0.13 | 0.14 | 0.15 | 0.15 | 0.16 | 0.17 | 0.18 | 0.18 | 0.29 | 0.97 | 1.77 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.90 | 1.11 |
| 0.01 | 0.01 | 0.04 | 0.01 | 0.00 | 0.01 | 0.02 | 0.02 | 0.02 | 0.09 | 0.24 | 0.19 | |
| Total Liabilities | 3.14 | 3.15 | 3.19 | 3.17 | 3.16 | 3.18 | 3.20 | 3.21 | 3.21 | 3.40 | 7.12 | 8.08 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 3.14 | 3.15 | 3.19 | 3.17 | 3.16 | 3.18 | 3.20 | 3.21 | 3.21 | 3.40 | 7.11 | 8.07 | |
| Total Assets | 3.14 | 3.15 | 3.19 | 3.17 | 3.16 | 3.18 | 3.20 | 3.21 | 3.21 | 3.40 | 7.12 | 8.08 |
Cash Flows
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.02 | 0.10 | -0.26 | 0.03 | -0.07 | -0.27 | -0.02 | -0.21 | 0.16 | -0.09 | -0.65 | -2.37 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.53 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | 0.00 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 3.20 | 0.00 | |
| Net Cash Flow | 0.02 | 0.10 | -0.26 | 0.03 | -0.07 | 0.27 | -0.02 | -0.20 | 0.16 | -0.09 | 2.53 | -2.38 |
| Free Cash Flow | 0.02 | 0.10 | -0.26 | 0.03 | -0.07 | -0.27 | -0.02 | -0.21 | 0.16 | -0.09 | -0.66 | -2.37 |
| CFO/OP | 200% | 1,000% | -2,600% | 300% | -700% | -2,700% | -200% | -525% | 1,600% | -36% | -85% | -187% |
Ratios
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.00% | 0.32% | 0.32% | 0.00% | 0.32% | 0.32% | 0.31% | 0.31% | 0.31% | 3.08% | 8.19% | 12.54% |
Insights
In beta| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Standard Assets (Gross) INR |
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Extracted by Screener AI
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
28 May - Annual Audited Accounts for the year ended 31.03.2026 were published in todays newspaper Financial Express(English) and Jansatta(Hindi). the same were considered and approved by Board …
- Results For The Quarter And Financial Year Ended 31St March, 2026. 27 May
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Board Meeting Outcome for The Standalone Audited Financials Statements For The Quarter And Year Ended 31St March 2026.
27 May - Board approved FY26 audited results and revised MD/CFO remuneration to ₹48 lakh each from 1 April 2026.
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Board Meeting Intimation for Consideration And Approval Of The Audited Financial Results Of The Company For The Quarter And Financial Year Ended March 31, 2026.
21 May - Board meets May 27, 2026 to approve audited FY26 and Q4 results; trading window closed from April 1.
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Announcement under Regulation 30 (LODR)-Change in Management
30 Apr - Mr. Suraj Prajapat appointed Company Secretary and Compliance Officer effective April 30, 2026.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
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Financial Year 2010
from bse
Authorized & Issued Capital
In FY25, the company increased its authorised share capital from ₹3.30 Cr (33,00,000 shares) to ₹5.50 Cr (55,00,000 shares) and its paid-up capital from ₹3.01 Cr (30,10,100 shares) to ₹5.01 Cr (50,10,100 shares) through a private placement on March 31, 2025.[1][2]
In Nov'25 The Board has also approved a proposal to further increase the authorised share capital of the Company from Rs. 5.50 Crs., comprising 55,00,000 equity shares of Rs. 10 each, to Rs. 10 Crs. , comprising 1,00,00,000 equity shares of Rs. 10 each, which was approved in EGM.[3][4]