Kumbhat Financial Services Ltd
₹ 23.3
-4.98%
17 Sep
- close price
About
Incorporated in 1993, Kumbhat Financial Services Ltd is in the business of financing of commercial loans[1]
Key Points
- Market Cap ₹ 11.1 Cr.
- Current Price ₹ 23.3
- High / Low ₹ 25.4 / 11.3
- Stock P/E
- Book Value ₹ 5.54
- Dividend Yield 0.00 %
- ROCE -48.7 %
- ROE -50.7 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
Cons
- Stock is trading at 4.21 times its book value
- Company has low interest coverage ratio.
- Promoter holding is low: 15.3%
- Company has a low return on equity of -13.2% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.29 | 0.37 | 0.50 | 0.53 | 0.39 | 0.47 | 0.46 | 0.45 | 0.17 | 0.32 | 0.33 | 0.34 | 0.36 | |
| 0.28 | 0.20 | 0.42 | 0.43 | 0.39 | 0.26 | 1.04 | 0.29 | 1.04 | 0.24 | 0.22 | 2.06 | 2.07 | |
| Operating Profit | 0.01 | 0.17 | 0.08 | 0.10 | -0.00 | 0.21 | -0.58 | 0.16 | -0.87 | 0.08 | 0.11 | -1.72 | -1.71 |
| OPM % | 3.45% | 45.95% | 16.00% | 18.87% | -0.00% | 44.68% | -126.09% | 35.56% | -511.76% | 25.00% | 33.33% | -505.88% | -475.00% |
| 0.12 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.06 | -0.00 | -0.00 | -0.00 | -0.00 | 0.00 | |
| Interest | -0.00 | 0.03 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.00 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.00 |
| Profit before tax | 0.12 | 0.13 | 0.07 | 0.09 | -0.00 | 0.21 | -0.58 | 0.22 | -0.87 | 0.08 | 0.11 | -1.72 | -1.71 |
| Tax % | 25.00% | 30.77% | 28.57% | 66.67% | 90.48% | 5.17% | -0.00% | -0.00% | 12.50% | 9.09% | 4.07% | ||
| 0.09 | 0.09 | 0.05 | 0.03 | -0.01 | 0.02 | -0.61 | 0.22 | -0.88 | 0.08 | 0.10 | -1.79 | -1.80 | |
| EPS in Rs | 0.19 | 0.19 | 0.11 | 0.06 | -0.02 | 0.04 | -1.28 | 0.46 | -1.85 | 0.17 | 0.21 | -3.77 | -3.79 |
| Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -4% |
| 5 Years: | -6% |
| 3 Years: | 26% |
| TTM: | 3% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -1386% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 26% |
| 5 Years: | % |
| 3 Years: | 50% |
| 1 Year: | 96% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | -10% |
| 3 Years: | -13% |
| Last Year: | -51% |
Balance Sheet
Figures in Rs. Crores
| Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 |
| Reserves | 1.30 | 1.39 | 1.44 | 1.48 | 1.37 | 1.39 | 0.16 | 0.38 | -0.50 | -0.42 | -0.32 | -2.12 |
| -0.00 | 0.08 | 0.06 | 0.04 | -0.00 | 0.14 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | |
| 0.36 | 0.28 | 0.23 | 0.26 | 0.13 | 0.11 | 0.04 | 0.11 | 0.05 | 0.04 | 0.05 | 0.06 | |
| Total Liabilities | 6.41 | 6.50 | 6.48 | 6.53 | 6.25 | 6.39 | 4.95 | 5.24 | 4.30 | 4.37 | 4.48 | 2.69 |
| 0.43 | 0.42 | 0.41 | 0.40 | 0.06 | 0.01 | -0.00 | -0.00 | -0.00 | -0.00 | 0.01 | 0.01 | |
| CWIP | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Investments | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.18 | 0.18 | 0.19 | 0.22 | 0.27 | 0.55 |
| 5.98 | 6.08 | 6.07 | 6.13 | 6.19 | 6.38 | 4.77 | 5.06 | 4.11 | 4.15 | 4.20 | 2.13 | |
| Total Assets | 6.41 | 6.50 | 6.48 | 6.53 | 6.25 | 6.39 | 4.95 | 5.24 | 4.30 | 4.37 | 4.48 | 2.69 |
Cash Flows
Figures in Rs. Crores
| Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.03 | -0.15 | 0.04 | -0.13 | 0.16 | -0.15 | -0.74 | 0.29 | -4.28 | 0.96 | 2.80 | -1.71 | |
| 0.01 | 0.02 | -0.00 | 0.07 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.01 | -0.00 | |
| -0.00 | 0.08 | -0.02 | -0.01 | -0.00 | -0.00 | 0.74 | 0.14 | 3.92 | -0.99 | -2.62 | 1.59 | |
| Net Cash Flow | 0.04 | -0.05 | 0.02 | -0.07 | 0.16 | -0.15 | -0.00 | 0.42 | -0.36 | -0.03 | 0.17 | -0.12 |
Ratios
Figures in Rs. Crores
| Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | -0.00 | -0.00 | -0.00 | -0.00 | 5,503.08 | 4,776.06 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Inventory Days | 730.00 | |||||||||||
| Days Payable | 52.14 | |||||||||||
| Cash Conversion Cycle | -0.00 | -0.00 | -0.00 | 677.86 | 5,503.08 | 4,776.06 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Working Capital Days | 176.21 | 226.89 | 343.10 | 130.85 | 5,540.51 | 4,884.79 | -23.80 | -73.00 | -107.35 | 11.41 | 11.06 | -10.74 |
| ROCE % | 2.00% | 2.61% | 1.12% | 1.44% | 3.39% | -10.37% | 4.38% | -18.55% | 1.86% | 2.51% | -48.73% |
Documents
Announcements
-
Board Meeting Intimation for To Adopt Loan Policy On Unsecured Loans
11 Sep - Intimation of board meeting for policy approvals.
- Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 20 Aug
- Shareholder Meeting / Postal Ballot-Outcome of AGM 19 Aug
-
Announcement under Regulation 30 (LODR)-Press Release / Media Release (Revised)
9 Aug - Newspaper publication of financial results for Q2 2024.
-
Board Meeting Outcome for Unaudited Quartely Results -30.06.2024
7 Aug - Outcome of board meeting and financial results.
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2014
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
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Financial Year 2010
from bse
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Financial Year 2009
from bse
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Financial Year 2008
from bse
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Financial Year 2007
from bse
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Financial Year 2006
from bse
Business Overview:[1][2]
Company is registered as a Non Systematically Important Non Deposit Taking Non-Banking Finance Company. It provides loans and advances, gives guarantees and make investments in securities