Mansi Finance (Chennai) Ltd

Mansi Fin.(Chen) Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Mansi Finance (Chennai) Ltd

₹ 61.0 0.30%
24 Apr - close price
mansi.in BSE: 511758
About

Incorporated in 1994, Mansi Finance (Chennai) Ltd is in the business of financing commercial loans[1]

Key Points

Business Overview:[1]
Company is registered as a Non-Deposit taking and non systematically important Non-Banking Finance Company. It is engaged in lending, financing and investment activities

Website BSE
  • Market Cap ₹ 21.5 Cr.
  • Current Price ₹ 61.0
  • High / Low ₹ 68.0 / 34.8
  • Stock P/E 11.0
  • Book Value ₹ 95.4
  • Dividend Yield 0.00 %
  • ROCE 8.08 %
  • ROE 5.96 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 0.64 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -2.95% over past five years.
  • Company has a low return on equity of 4.76% over last 3 years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
1.57 2.46 1.02 1.57 1.41 1.43 1.59 1.67 1.87 1.42 1.81 1.81 1.89
0.34 0.87 0.26 0.38 0.26 0.77 0.29 0.27 0.30 0.57 0.34 0.29 0.34
Operating Profit 1.23 1.59 0.76 1.19 1.15 0.66 1.30 1.40 1.57 0.85 1.47 1.52 1.55
OPM % 78.34% 64.63% 74.51% 75.80% 81.56% 46.15% 81.76% 83.83% 83.96% 59.86% 81.22% 83.98% 82.01%
0.10 0.29 0.10 0.17 0.03 0.13 0.06 0.05 0.20 0.10 0.07 0.10 0.10
Interest 0.84 0.60 0.78 0.74 0.73 0.74 0.67 0.69 0.66 0.74 0.78 0.81 0.81
Depreciation 0.03 0.12 0.05 0.05 0.05 -0.01 0.03 0.03 0.03 0.02 0.03 0.03 0.03
Profit before tax 0.46 1.16 0.03 0.57 0.40 0.06 0.66 0.73 1.08 0.19 0.73 0.78 0.81
Tax % 15.22% 35.34% 33.33% 15.79% 22.50% 366.67% 22.73% 16.44% 12.96% 142.11% 20.55% 20.51% 0.00%
0.39 0.75 0.02 0.48 0.31 -0.16 0.52 0.62 0.94 -0.08 0.59 0.63 0.81
EPS in Rs 1.10 2.12 0.06 1.36 0.88 -0.45 1.47 1.75 2.66 -0.23 1.67 1.78 2.29
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
2.20 2.97 4.20 4.61 5.30 8.45 7.47 10.32 8.02 6.68 5.46 6.43 6.93
0.48 0.55 1.13 1.20 1.17 2.43 2.90 4.31 2.04 1.78 1.61 1.43 1.54
Operating Profit 1.72 2.42 3.07 3.41 4.13 6.02 4.57 6.01 5.98 4.90 3.85 5.00 5.39
OPM % 78.18% 81.48% 73.10% 73.97% 77.92% 71.24% 61.18% 58.24% 74.56% 73.35% 70.51% 77.76% 77.78%
0.10 0.70 1.28 0.77 0.72 0.57 0.60 2.75 0.96 0.93 0.35 0.53 0.37
Interest 0.95 1.43 1.42 1.93 2.43 3.74 2.50 3.37 4.06 3.25 2.99 2.76 3.14
Depreciation 0.07 0.06 0.11 0.17 0.11 0.09 0.11 0.16 0.13 0.21 0.14 0.10 0.11
Profit before tax 0.80 1.63 2.82 2.08 2.31 2.76 2.56 5.23 2.75 2.37 1.07 2.67 2.51
Tax % 21.25% 26.99% 18.79% 25.48% 29.00% 21.74% 25.39% 19.12% 25.09% 26.16% 38.32% 25.47%
0.62 1.18 2.30 1.55 1.64 2.17 1.92 4.23 2.06 1.75 0.65 2.00 1.95
EPS in Rs 1.75 3.34 6.51 4.38 4.64 6.14 5.43 11.97 5.83 4.95 1.84 5.66 5.51
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 8%
5 Years: -3%
3 Years: -7%
TTM: 6%
Compounded Profit Growth
10 Years: 7%
5 Years: 0%
3 Years: 2%
TTM: 2%
Stock Price CAGR
10 Years: %
5 Years: 10%
3 Years: 18%
1 Year: 46%
Return on Equity
10 Years: 7%
5 Years: 6%
3 Years: 5%
Last Year: 6%

Balance Sheet

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 3.53 3.53 3.53 3.53 3.53 3.53 3.53 3.53 3.53 3.53 3.53 3.53 3.53
Reserves 7.58 8.75 11.05 12.58 14.22 16.38 18.30 22.53 24.59 26.34 26.99 28.99 30.20
9.34 13.60 12.13 18.70 28.33 32.14 23.03 38.74 41.81 33.20 32.92 34.49 36.62
0.75 1.20 0.81 1.47 2.04 3.56 3.17 2.43 1.89 2.08 1.08 1.55 1.44
Total Liabilities 21.20 27.08 27.52 36.28 48.12 55.61 48.03 67.23 71.82 65.15 64.52 68.56 71.79
3.86 4.05 4.15 4.56 4.50 4.77 7.69 9.92 10.22 10.01 9.02 8.95 8.93
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 1.30 1.05 1.20 1.48 1.53 1.02 0.81 0.75 0.49 0.24 0.24 0.24 0.24
16.04 21.98 22.17 30.24 42.09 49.82 39.53 56.56 61.11 54.90 55.26 59.37 62.62
Total Assets 21.20 27.08 27.52 36.28 48.12 55.61 48.03 67.23 71.82 65.15 64.52 68.56 71.79

Cash Flows

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-3.89 -4.81 1.44 -6.46 -9.78 -4.35 11.58 -15.40 -2.81 8.06 3.59 -2.95
-0.46 0.12 0.85 -0.13 0.18 1.37 -2.81 -0.61 0.19 0.25 0.80 0.13
3.87 4.26 -1.47 6.57 9.63 3.81 -9.12 15.71 3.08 -8.61 -0.28 1.57
Net Cash Flow -0.48 -0.43 0.82 -0.02 0.02 0.83 -0.35 -0.30 0.47 -0.30 4.10 -1.25

Ratios

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 2,269.64 2,366.97 1,671.18 2,160.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Days
Days Payable
Cash Conversion Cycle 2,269.64 2,366.97 1,671.18 2,160.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Working Capital Days 2,266.32 2,307.98 1,681.61 2,132.20 2,610.09 1,876.40 1,655.94 -56.59 -22.76 -45.35 -8.02 -57.33
ROCE % 9.56% 12.09% 12.59% 11.80% 11.05% 12.49% 10.44% 12.57% 9.56% 8.45% 6.51% 8.08%

Shareholding Pattern

Numbers in percentages

Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
69.08% 69.08% 69.08% 69.08% 69.24% 69.25% 69.25% 69.20% 69.25% 69.25% 69.25% 69.25%
30.92% 30.92% 30.92% 30.92% 30.76% 30.75% 30.76% 30.80% 30.75% 30.75% 30.75% 30.75%
No. of Shareholders 2,5272,5302,5292,5232,5262,5192,5072,5042,5062,5162,5232,538

Documents

Announcements

Annual reports