Gilada Finance & Investments Ltd
Incorporated in 1994, Gilada Finance & Investments Ltd is in the business of providing loans[1]
- Market Cap ₹ 15.0 Cr.
- Current Price ₹ 10.7
- High / Low ₹ 16.8 / 9.00
- Stock P/E 7.02
- Book Value ₹ 14.5
- Dividend Yield 0.00 %
- ROCE 11.6 %
- ROE 7.54 %
- Face Value ₹ 5.00
Pros
- Stock is trading at 0.74 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 6.63% over last 3 years.
- Earnings include an other income of Rs.1.60 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1.75 | 1.87 | 1.96 | 1.97 | 2.06 | 2.53 | 2.60 | 3.29 | 3.46 | 3.36 | 3.75 | 5.57 | 5.52 | |
0.19 | 0.38 | 0.32 | 0.42 | 0.74 | 0.32 | 1.18 | 2.47 | 1.82 | 1.85 | 2.04 | 3.03 | 3.12 | |
Operating Profit | 1.56 | 1.49 | 1.64 | 1.55 | 1.32 | 2.21 | 1.42 | 0.82 | 1.64 | 1.51 | 1.71 | 2.54 | 2.40 |
OPM % | 89.14% | 79.68% | 83.67% | 78.68% | 64.08% | 87.35% | 54.62% | 24.92% | 47.40% | 44.94% | 45.60% | 45.60% | 43.48% |
0.00 | 0.00 | -0.11 | 0.00 | -0.05 | -0.40 | -0.27 | 0.01 | -0.32 | 0.01 | 0.01 | 0.24 | 1.60 | |
Interest | 0.29 | 0.17 | 0.18 | 0.04 | 0.03 | 0.06 | 0.02 | 0.03 | 0.08 | 0.07 | 0.07 | 0.70 | 1.10 |
Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.41 | 0.05 | 0.10 | 0.04 | 0.03 | 0.04 | 0.03 | 0.03 |
Profit before tax | 1.26 | 1.31 | 1.34 | 1.50 | 1.23 | 1.34 | 1.08 | 0.70 | 1.20 | 1.42 | 1.61 | 2.05 | 2.87 |
Tax % | 33.33% | 32.82% | 32.09% | 32.67% | 33.33% | 32.09% | 29.63% | 11.43% | 22.50% | 30.99% | 18.01% | 25.85% | |
0.84 | 0.88 | 0.90 | 1.00 | 0.82 | 0.91 | 0.76 | 0.63 | 0.93 | 0.98 | 1.33 | 1.52 | 2.14 | |
EPS in Rs | 0.60 | 0.63 | 0.64 | 0.71 | 0.59 | 0.65 | 0.54 | 0.45 | 0.66 | 0.70 | 0.95 | 1.08 | 1.53 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 11.55% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 12% |
5 Years: | 16% |
3 Years: | 17% |
TTM: | 18% |
Compounded Profit Growth | |
---|---|
10 Years: | 6% |
5 Years: | 10% |
3 Years: | 9% |
TTM: | 33% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 23% |
3 Years: | -2% |
1 Year: | -9% |
Return on Equity | |
---|---|
10 Years: | 7% |
5 Years: | 6% |
3 Years: | 7% |
Last Year: | 8% |
Balance Sheet
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 7.02 | 7.02 |
Reserves | 6.82 | 7.68 | 8.53 | 9.51 | 10.10 | 11.04 | 11.69 | 12.07 | 14.24 | 15.22 | 16.50 | 13.27 | 13.35 |
1.54 | 1.40 | 0.47 | 0.41 | 0.32 | 0.31 | 0.30 | 0.78 | 0.71 | 0.65 | 0.70 | 6.57 | 10.28 | |
0.26 | 0.29 | 0.32 | 0.27 | 0.28 | 0.33 | 1.51 | 1.58 | 0.41 | 0.42 | 0.14 | 0.21 | 2.12 | |
Total Liabilities | 12.13 | 12.88 | 12.83 | 13.70 | 14.21 | 15.19 | 17.01 | 17.94 | 18.87 | 19.80 | 20.85 | 27.07 | 32.77 |
0.05 | 0.04 | 0.05 | 0.04 | 0.06 | 0.14 | 0.17 | 0.09 | 0.07 | 4.03 | 4.03 | 4.02 | 4.04 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.10 | 0.08 | 0.08 | 0.06 | 0.06 | 0.06 | 0.19 | 0.19 | 0.14 | 0.01 | 0.01 | 0.06 | 0.06 |
11.98 | 12.76 | 12.70 | 13.60 | 14.09 | 14.99 | 16.65 | 17.66 | 18.66 | 15.76 | 16.81 | 22.99 | 28.67 | |
Total Assets | 12.13 | 12.88 | 12.83 | 13.70 | 14.21 | 15.19 | 17.01 | 17.94 | 18.87 | 19.80 | 20.85 | 27.07 | 32.77 |
Cash Flows
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.30 | 0.32 | 1.14 | 0.18 | 0.15 | 1.89 | -3.18 | 0.09 | 0.07 | 0.81 | -2.86 | ||
0.00 | 0.00 | -0.05 | -0.03 | -0.10 | -0.21 | -0.02 | -0.02 | -0.01 | -0.04 | -0.07 | ||
-0.32 | -0.21 | -1.11 | -0.18 | 0.00 | 1.15 | 0.45 | -0.15 | -0.13 | -0.01 | 5.23 | ||
Net Cash Flow | -0.02 | 0.11 | -0.02 | -0.03 | 0.05 | 2.83 | -2.75 | -0.08 | -0.08 | 0.76 | 2.31 |
Ratios
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Working Capital Days | 803.00 | 720.24 | 694.62 | 689.24 | 683.93 | 571.30 | 600.85 | 457.08 | 389.26 | -6.52 | 28.23 | 20.31 |
ROCE % | 12.10% | 13.07% | 12.03% | 9.58% | 12.50% | 9.03% | 4.58% | 9.36% | 7.88% | 8.38% | 11.56% |
Documents
Announcements
- Certificate Under Regulation 40(9) Of SEBI (LODR) Regulations, 2015 For The Year Ended 31.03.2024. 22 Apr
- Compliance Certificate Under Regulation 7(3) Of SEBI (LODR) Reg. 2015 For The Year Ended On 31St March, 2024 12 Apr
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
10 Apr - The details of securities dematerialized durig the quarter ended 31st March, 2024, as required under Regulation 74(5) of SEBI (DP) Regulatons, 2018, have been furnished …
- Clarification On Delayed Submission Of Proceedings Of General Meetings Held On 26.09.2023. 10 Apr
- Closure of Trading Window 28 Mar
Registration:[1]
Company is registered as a Non Systematically Important Non Deposit Taking Non-Banking Financial Company