Sangam Finserv Ltd
₹ 61.0
-2.32%
01 Dec
- close price
About
Incorporated in 1981, Suchitra Finance & Trading Co Ltd is non-deposit taking NBFC engaged in financing industrial enterprises
Key Points
- Market Cap ₹ 56.9 Cr.
- Current Price ₹ 61.0
- High / Low ₹ 85.1 / 37.0
- Stock P/E 8.04
- Book Value ₹ 133
- Dividend Yield 0.00 %
- ROCE 8.53 %
- ROE 5.55 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.46 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -7.48% over past five years.
- Company has a low return on equity of 6.09% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.28 | 0.09 | 0.09 | 0.34 | 2.01 | 12.70 | 24.34 | 33.07 | 21.61 | 21.86 | 15.28 | 16.50 | 18.08 | |
| 0.30 | 0.07 | 0.05 | 0.21 | 0.20 | 0.81 | 0.97 | 0.86 | 0.65 | 1.31 | 1.04 | 3.06 | 4.21 | |
| Operating Profit | -0.02 | 0.02 | 0.04 | 0.13 | 1.81 | 11.89 | 23.37 | 32.21 | 20.96 | 20.55 | 14.24 | 13.44 | 13.87 |
| OPM % | -7.14% | 22.22% | 44.44% | 38.24% | 90.05% | 93.62% | 96.01% | 97.40% | 96.99% | 94.01% | 93.19% | 81.45% | 76.71% |
| 0.02 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.01 | -0.00 | -0.00 | 0.00 | |
| Interest | -0.00 | -0.00 | -0.00 | 0.09 | 1.32 | 5.32 | 12.84 | 18.88 | 8.73 | 9.46 | 3.90 | 3.99 | 4.08 |
| Depreciation | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.10 | 0.25 | 0.25 |
| Profit before tax | -0.00 | 0.02 | 0.04 | 0.04 | 0.49 | 6.57 | 10.53 | 13.33 | 12.23 | 11.10 | 10.24 | 9.20 | 9.54 |
| Tax % | 50.00% | 25.00% | 50.00% | 36.73% | 33.49% | 30.10% | 30.01% | 25.84% | 46.58% | 26.27% | 30.00% | ||
| -0.01 | 0.01 | 0.03 | 0.02 | 0.31 | 4.37 | 7.36 | 9.33 | 9.06 | 5.93 | 7.55 | 6.44 | 7.07 | |
| EPS in Rs | -0.01 | 0.01 | 0.03 | 0.02 | 0.33 | 4.69 | 7.89 | 10.01 | 9.72 | 6.36 | 8.10 | 6.91 | 7.58 |
| Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | 21.33% | 15.20% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 68% |
| 5 Years: | -7% |
| 3 Years: | -9% |
| TTM: | 22% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 91% |
| 5 Years: | -3% |
| 3 Years: | -11% |
| TTM: | -3% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 2% |
| 3 Years: | 14% |
| 1 Year: | 15% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 8% |
| 3 Years: | 6% |
| Last Year: | 6% |
Balance Sheet
Figures in Rs. Crores
| Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 9.32 | 9.32 | 9.32 | 9.32 | 9.32 | 9.32 | 9.32 | 9.32 | 9.32 | 9.32 | 9.32 | 9.32 | 9.32 |
| Reserves | 61.32 | 61.33 | 61.36 | 61.39 | 61.70 | 66.07 | 72.31 | 80.50 | 89.86 | 95.78 | 103.33 | 109.94 | 114.46 |
| -0.00 | -0.00 | -0.00 | 6.09 | 32.86 | 105.59 | 243.88 | 340.40 | 66.74 | 69.30 | 44.07 | 33.36 | 40.95 | |
| 0.02 | 0.03 | 0.02 | 0.09 | 0.25 | 1.49 | 2.25 | 2.70 | 1.90 | 3.86 | 2.06 | 1.66 | 2.66 | |
| Total Liabilities | 70.66 | 70.68 | 70.70 | 76.89 | 104.13 | 182.47 | 327.76 | 432.92 | 167.82 | 178.26 | 158.78 | 154.28 | 167.39 |
| -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.73 | 0.71 | 0.63 | |
| CWIP | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Investments | 62.71 | 62.81 | 67.95 | 67.95 | 41.15 | 20.50 | 20.50 | 20.03 | 0.27 | 0.27 | 0.26 | 9.72 | 13.53 |
| 7.95 | 7.87 | 2.75 | 8.94 | 62.98 | 161.97 | 307.26 | 412.89 | 167.55 | 177.99 | 157.79 | 143.85 | 153.23 | |
| Total Assets | 70.66 | 70.68 | 70.70 | 76.89 | 104.13 | 182.47 | 327.76 | 432.92 | 167.82 | 178.26 | 158.78 | 154.28 | 167.39 |
Cash Flows
Figures in Rs. Crores
| Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 45.47 | -0.89 | 5.21 | -6.09 | -53.44 | -85.69 | -136.36 | -95.97 | 253.61 | -1.47 | 24.96 | 20.63 | |
| -44.54 | -0.01 | -5.14 | -0.00 | 26.80 | 20.65 | -0.00 | -0.00 | 20.05 | -0.00 | -0.83 | -9.63 | |
| -0.00 | -0.00 | -0.00 | 6.01 | 26.77 | 64.83 | 137.17 | 95.17 | -273.66 | 2.56 | -25.24 | -10.71 | |
| Net Cash Flow | 0.93 | -0.90 | 0.07 | -0.08 | 0.13 | -0.21 | 0.81 | -0.80 | -0.00 | 1.09 | -1.11 | 0.30 |
Ratios
Figures in Rs. Crores
| Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 1,955.36 | 6,286.11 | 6,083.33 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Inventory Days | -0.00 | |||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 1,955.36 | 6,286.11 | 6,083.33 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Working Capital Days | 8,864.29 | 31,227.78 | 10,138.89 | 9,253.82 | 11,336.79 | 4,390.35 | 4,412.54 | -26.38 | -6.25 | -61.28 | -44.91 | -32.08 |
| ROCE % | -0.00% | 0.03% | 0.06% | 0.18% | 2.00% | 8.35% | 9.23% | 8.52% | 7.03% | 12.08% | 8.54% | 8.53% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
11 Nov - Submission of clipping of Unaudited Financial Results for the quarter and Half year ended 30th September 2023
- Results- Financial Results For Quarter And Half Year Ended 30Th September 2023 9 Nov
- Board Meeting Outcome for Outcome Of Board Meeting Of The Company 9 Nov
- Board Meeting Intimation for Fixation Of Board Meeting On Thursday The 9Th Day Of November, 2023 31 Oct
-
Announcement under Regulation 30 (LODR)-Change in Management
25 Oct - The meeting of the Board of the Sangam Finserv Limited has been duly convened and held on wednesday, 25th day of October, 2023 at 03:00 …
Business Overview:[1][2]
Company does lending and receiving loans and advances to non-corporate businesses, corporate businesses, mortgage, personal, retailing, small and medium manufacturing enterprises, industrial finance and provides services to households, businesses, etc.