Go Digit General Insurance Ltd
Established in December 2016, Go Digit General Insurance Limited provides various insurance products such as motor, health, travel, property, marine, liability, and more, tailored to customers' preferences.[1]
- Market Cap ₹ 31,089 Cr.
- Current Price ₹ 339
- High / Low ₹ 372 / 278
- Stock P/E 171
- Book Value ₹
- Dividend Yield 0.00 %
- ROCE 5.85 %
- ROE 6.20 %
- Face Value ₹ 10.0
Pros
Cons
- Company has a low return on equity of -1.16% over last 3 years.
- Earnings include an other income of Rs.468 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Insurance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|
| 2,252 | 3,841 | 5,885 | 8,147 | |
| 2,366 | 4,124 | 5,835 | 8,434 | |
| Operating Profit | -114 | -283 | 50 | -286 |
| OPM % | -5% | -7% | 1% | -4% |
| 0 | -0 | 0 | 468 | |
| Interest | 0 | 0 | 0 | 0 |
| Depreciation | 9 | 12 | 15 | 0 |
| Profit before tax | -123 | -296 | 36 | 182 |
| Tax % | 0% | 0% | 0% | 0% |
| -123 | -296 | 36 | 182 | |
| EPS in Rs | -1.49 | -3.44 | 0.41 | 2.08 |
| Dividend Payout % | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 54% |
| TTM: | 38% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 52% |
| TTM: | 410% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -1% |
| Last Year: | 6% |
Balance Sheet
Figures in Rs. Crores
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|
| Equity Capital | 825 | 859 | 874 | 875 |
| Reserves | 402 | 1,119 | 1,565 | 2,545 |
| 0 | 0 | 0 | 350 | |
| 4,777 | 8,070 | 11,050 | 13,912 | |
| Total Liabilities | 6,004 | 10,048 | 13,490 | 17,682 |
| 22 | 125 | 161 | 163 | |
| CWIP | 81 | 24 | 1 | 0 |
| Investments | 5,430 | 9,247 | 12,389 | 15,398 |
| 471 | 652 | 938 | 2,122 | |
| Total Assets | 6,004 | 10,048 | 13,490 | 17,682 |
Cash Flows
Figures in Rs. Crores
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|
| 1,563 | 2,479 | 2,250 | 1,720 | |
| -1,637 | -3,487 | -2,514 | -1,986 | |
| 159 | 995 | 397 | 342 | |
| Net Cash Flow | 86 | -13 | 133 | 77 |
Ratios
Figures in Rs. Crores
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 |
| Inventory Days | ||||
| Days Payable | ||||
| Cash Conversion Cycle | 0 | 0 | 0 | 0 |
| Working Capital Days | -723 | -719 | -644 | -544 |
| ROCE % | -18% | 2% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
1d - The audio recording of the Q4 & FY 2024 Earnings Call held today i.e. 14th June 2024, has been hosted on the Company's website at …
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
2d - Newspaper Advertisement-Extract of Audited Financial Results for the quarter and financial year ended 31st March 2024 and Audited Financial Statements for the year ended 31st …
- Announcement under Regulation 30 (LODR)-Investor Presentation 11 Jun
- Announcement under Regulation 30 (LODR)-Press Release / Media Release 11 Jun
- Appointment Of Auditors 11 Jun
Annual reports
No data available.
Concalls
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Jun 2024TranscriptNotesPPT
Digital Full Stack Insurers[1] Full-Stack Insurers are insurance firms that are fully licensed and controlled by a regulatory authority and perform sourcing, underwriting, and servicing all in-house. Digital full-stack insurers focus on integrating technology into their operations.