Go Digit General Insurance Ltd
Established in December 2016, Go Digit General Insurance Limited provides various insurance products such as motor, health, travel, property, marine, liability, and more, tailored to customers' preferences.[1]
- Market Cap ₹ 34,437 Cr.
- Current Price ₹ 374
- High / Low ₹ 408 / 278
- Stock P/E 190
- Book Value ₹
- Dividend Yield 0.00 %
- ROCE 6.62 %
- ROE 7.08 %
- Face Value ₹ 10.0
Pros
Cons
- Company has a low return on equity of -1.23% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Insurance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|
| 2,252 | 3,841 | 5,269 | 7,269 | |
| 2,366 | 4,124 | 5,218 | 7,070 | |
| Operating Profit | -114 | -283 | 50 | 199 |
| OPM % | -5% | -7% | 1% | 3% |
| 0 | -0 | 0 | 1 | |
| Interest | 0 | 0 | 0 | 0 |
| Depreciation | 9 | 12 | 15 | 18 |
| Profit before tax | -123 | -296 | 36 | 182 |
| Tax % | 0% | 0% | 0% | 0% |
| -123 | -296 | 36 | 182 | |
| EPS in Rs | -1.49 | -3.44 | 0.41 | 2.08 |
| Dividend Payout % | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 48% |
| TTM: | 38% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 52% |
| TTM: | 410% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -1% |
| Last Year: | 7% |
Balance Sheet
Figures in Rs. Crores
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|
| Equity Capital | 825 | 859 | 874 | 875 |
| Reserves | 402 | 1,119 | 1,565 | 1,822 |
| 0 | 0 | 0 | 350 | |
| 4,777 | 8,070 | 11,050 | 13,912 | |
| Total Liabilities | 6,004 | 10,048 | 13,490 | 16,958 |
| 22 | 125 | 161 | 173 | |
| CWIP | 81 | 24 | 1 | 2 |
| Investments | 5,430 | 9,247 | 12,389 | 15,395 |
| 471 | 652 | 938 | 1,388 | |
| Total Assets | 6,004 | 10,048 | 13,490 | 16,958 |
Cash Flows
Figures in Rs. Crores
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|
| 1,563 | 2,479 | 2,250 | 1,720 | |
| -1,637 | -3,487 | -2,514 | -1,986 | |
| 159 | 995 | 397 | 342 | |
| Net Cash Flow | 86 | -13 | 133 | 77 |
Ratios
Figures in Rs. Crores
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 |
| Inventory Days | ||||
| Days Payable | ||||
| Cash Conversion Cycle | 0 | 0 | 0 | 0 |
| Working Capital Days | -723 | -719 | -720 | -646 |
| ROCE % | -18% | 2% | 7% |
Documents
Announcements
- Disclosure Under Regulation 30 Of SEBI (LODR) Regulations, 2015 Regarding GST Orders 1 Sep
-
Disclosure Under Regulation 30 Of SEBI (LODR) Regulations, 2015
30 Aug - Disclosure u/Reg 30 of receipt of Order from Office of Superintendent, CGST Ahmedabad South, Gujarat
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 26 Aug
- Disclosure Under Regulation 30 Of SEBI (LODR) Regulations, 2015 23 Aug
- Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 14 Aug
Annual reports
Concalls
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Aug 2024Transcript PPT
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Jun 2024Transcript PPT REC
Digital Full Stack Insurers[1] Full-Stack Insurers are insurance firms that are fully licensed and controlled by a regulatory authority and perform sourcing, underwriting, and servicing all in-house. Digital full-stack insurers focus on integrating technology into their operations.