Salem Erode Investments Ltd

AI

Salem Erode Investments Ltd

₹ 24.8 3.33%
29 Sep - close price
About

Incorporated in 1931, Salem Erode Investments Ltd is an NBFC specializing in gold loan
financing.[1]

Key Points

Business Overview:[1][2]
SEIL is registered as a non-banking financial company, which is primarily engaged in gold
loan financing and lending to ICL Fincorp Limited, through Intercorporate Deposits (ICD). It is operating out of 38 branches, in Tamil Nadu and Odisha with 1681 active customer base

  • Market Cap ₹ 56.9 Cr.
  • Current Price ₹ 24.8
  • High / Low ₹ 36.3 / 22.6
  • Stock P/E 68.5
  • Book Value ₹
  • Dividend Yield 0.00 %
  • ROCE 6.34 %
  • ROE 4.96 %
  • Face Value ₹ 1.00

Pros

  • Company is almost debt free.

Cons

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018
11.33 1.35 1.37
Interest 0.00 0.00 0.00
0.20 0.78 0.30
Financing Profit 11.13 0.57 1.07
Financing Margin % 98.23% 42.22% 78.10%
0.01 0.04 0.05
Depreciation 0.01 0.08 0.06
Profit before tax 11.13 0.53 1.06
Tax % 13.03% 20.75% 21.70%
9.68 0.41 0.83
EPS in Rs 4.23 0.18 0.36
Dividend Payout % 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 1%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 102%
Stock Price CAGR
10 Years: %
5 Years: 43%
3 Years: -8%
1 Year: -16%
Return on Equity
10 Years: %
5 Years: %
3 Years: 22%
Last Year: 5%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018
Equity Capital 1.15 1.15 1.15
Reserves 15.13 15.24 15.91
Borrowing 0.00 0.00 0.00
3.46 0.69 0.71
Total Liabilities 19.74 17.08 17.77
0.26 0.18 0.12
CWIP 0.00 0.00 0.00
Investments 5.20 4.62 7.76
14.28 12.28 9.89
Total Assets 19.74 17.08 17.77

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018
-2.47 -0.86 0.81
3.96 -1.70 -1.01
0.00 0.00 0.00
Net Cash Flow 1.49 -2.56 -0.21
Free Cash Flow -2.72 -0.86 0.81
CFO/OP -2% -93% 95%

Ratios

Consolidated / View Standalone

Mar 2016 Mar 2017 Mar 2018
ROE % 59.40% 2.51% 4.96%

Insights

In beta
Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Capital Adequacy Ratio (CRAR)
% ・Standalone data

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Gross NPA Ratio
% ・Standalone data
Total Loan AUM
Rs crore ・Standalone data
Number of Branches
count ・Standalone data
Active Customers
count ・Standalone data
Average Loan Ticket Size
Rs ・Standalone data

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00%
0.73% 0.73% 0.73% 0.73% 0.73% 0.73% 0.73% 0.73% 0.73% 0.73% 0.73% 0.73%
24.27% 24.26% 24.26% 24.27% 24.27% 24.27% 24.27% 24.27% 24.27% 24.27% 24.27% 24.27%
No. of Shareholders 1,1451,1921,2621,6241,5591,6691,6751,6901,8101,8311,8281,851

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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