Salem Erode Investments Ltd
Incorporated in 1931, Salem Erode Investments Ltd is an NBFC specializing in gold loan
financing.[1]
- Market Cap ₹ 39.0 Cr.
- Current Price ₹ 34.0
- High / Low ₹ 66.4 / 29.0
- Stock P/E 47.0
- Book Value ₹
- Dividend Yield 0.00 %
- ROCE 6.34 %
- ROE 4.96 %
- Face Value ₹ 1.00
Pros
- Company is almost debt free.
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Interest |
| Financing Profit |
| Financing Margin % |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Gross NPA % |
| Net NPA % |
| Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | |
|---|---|---|---|
| 11.33 | 1.35 | 1.37 | |
| Interest | 0.00 | 0.00 | 0.00 |
| 0.20 | 0.78 | 0.30 | |
| Financing Profit | 11.13 | 0.57 | 1.07 |
| Financing Margin % | 98.23% | 42.22% | 78.10% |
| 0.01 | 0.04 | 0.05 | |
| Depreciation | 0.01 | 0.08 | 0.06 |
| Profit before tax | 11.13 | 0.53 | 1.06 |
| Tax % | 13.03% | 20.75% | 21.70% |
| 9.68 | 0.41 | 0.83 | |
| EPS in Rs | 8.44 | 0.36 | 0.72 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 1% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 102% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 55% |
| 3 Years: | -3% |
| 1 Year: | -19% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 22% |
| Last Year: | 5% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | |
|---|---|---|---|
| Equity Capital | 1.15 | 1.15 | 1.15 |
| Reserves | 15.13 | 15.24 | 15.91 |
| Borrowing | 0.00 | 0.00 | 0.00 |
| 3.46 | 0.69 | 0.71 | |
| Total Liabilities | 19.74 | 17.08 | 17.77 |
| 0.26 | 0.18 | 0.12 | |
| CWIP | 0.00 | 0.00 | 0.00 |
| Investments | 5.20 | 4.62 | 7.76 |
| 14.28 | 12.28 | 9.89 | |
| Total Assets | 19.74 | 17.08 | 17.77 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | |
|---|---|---|---|
| -2.47 | -0.86 | 0.81 | |
| 3.96 | -1.70 | -1.01 | |
| 0.00 | 0.00 | 0.00 | |
| Net Cash Flow | 1.49 | -2.56 | -0.21 |
| Free Cash Flow | -2.72 | -0.86 | 0.81 |
| CFO/OP | -2% | -93% | 95% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | |
|---|---|---|---|
| ROE % | 59.40% | 2.51% | 4.96% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Loan Book / AUM INR Crores ・Standalone data |
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| Total Manpower / Employees Number ・Standalone data |
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| Gold Loan AUM INR Crores ・Standalone data |
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| Gross NPA (Gold Loans) % ・Standalone data |
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| Number of Branches Number ・Standalone data |
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| Active Customers Number ・Standalone data |
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| Average Gold Loan Ticket Size INR ・Standalone data |
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Extracted by Screener AI
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
27 May - Newspaper publication of audited standalone financial results for the quarter and financial year ended March 31, 2026
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Announcement under Regulation 30 (LODR)-Change in Management
26 May - Board approved audited standalone FY26 results; reappointed internal and secretarial auditors on May 26, 2026.
- Standalone Financial Results For The Quarter And Financial Year Ended March 31, 2026 26 May
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Board Meeting Outcome for Outcome Of Board Meeting
26 May - Board approved audited FY26 standalone results and reappointed internal and secretarial auditors on May 26, 2026.
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Board Meeting Intimation for The Board Of The Company Is Scheduled On May 26, 2026
21 May - Board meeting on May 26, 2026 to consider audited standalone results for FY ended March 31, 2026.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
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Financial Year 2010
from bse
Business Overview:[1][2]
SEIL is registered as a non-banking financial company, which is primarily engaged in gold
loan financing and lending to ICL Fincorp Limited, through Intercorporate Deposits (ICD). It is operating out of 38 branches, in Tamil Nadu and Odisha with 1681 active customer base