Richfield Financial Services Ltd

Richfield Fin Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Richfield Financial Services Ltd

₹ 51.2 1.99%
25 Apr 10:31 a.m.
rfsl.co.in BSE: 539435
About

Incorporated in 1992, Richfield Financial Services Ltd is in the business of Finance and Investment in Shares and Securities[1]

Key Points

Business Overview:[1]
RFSL is a Non-Banking Finance Company and is presently engaged in the business of Investing activity

Website BSE
  • Market Cap ₹ 19.2 Cr.
  • Current Price ₹ 51.2
  • High / Low ₹ 55.5 / 8.72
  • Stock P/E 36.2
  • Book Value ₹ 21.7
  • Dividend Yield 0.00 %
  • ROCE 0.13 %
  • ROE 0.13 %
  • Face Value ₹ 10.0
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Pros

  • Company is almost debt free.

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of -12.7% over past five years.
  • Company has a low return on equity of 2.51% over last 3 years.
  • Working capital days have increased from 116 days to 290 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
0.39 0.15 0.22 0.14 0.05 0.03 0.06 0.01 0.11 0.15 0.21 0.40 0.56
0.09 0.29 0.14 0.09 0.04 0.02 0.09 0.07 0.04 0.15 0.24 0.26 0.28
Operating Profit 0.30 -0.14 0.08 0.05 0.01 0.01 -0.03 -0.06 0.07 0.00 -0.03 0.14 0.28
OPM % 76.92% -93.33% 36.36% 35.71% 20.00% 33.33% -50.00% -600.00% 63.64% 0.00% -14.29% 35.00% 50.00%
0.00 0.00 0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.02 0.03 0.05 0.04
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.30 -0.14 0.08 0.05 0.01 0.02 -0.03 -0.06 0.07 0.02 0.00 0.19 0.32
Tax % 0.00% -50.00% 87.50% 0.00% 0.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.30 -0.22 0.01 0.05 0.01 0.00 -0.03 -0.06 0.07 0.02 0.00 0.19 0.32
EPS in Rs 0.80 -0.59 0.03 0.13 0.03 0.00 -0.08 -0.16 0.19 0.05 0.00 0.51 0.85
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
0.70 0.77 0.82 1.11 0.55 0.93 0.67 0.45 0.36 1.07 0.43 0.34 1.32
0.71 0.78 0.69 1.02 0.49 0.69 0.49 0.21 0.64 0.56 0.28 0.31 0.93
Operating Profit -0.01 -0.01 0.13 0.09 0.06 0.24 0.18 0.24 -0.28 0.51 0.15 0.03 0.39
OPM % -1.43% -1.30% 15.85% 8.11% 10.91% 25.81% 26.87% 53.33% -77.78% 47.66% 34.88% 8.82% 29.55%
0.00 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.02 0.14
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.04 0.00
Profit before tax -0.01 0.02 0.13 0.09 0.06 0.24 0.18 0.24 -0.28 0.51 0.16 0.01 0.53
Tax % -100.00% 0.00% 15.38% 22.22% 16.67% 4.17% 0.00% 20.83% -3.57% 15.69% 12.50% 0.00%
-0.02 0.02 0.12 0.07 0.04 0.23 0.18 0.19 -0.29 0.44 0.14 0.01 0.53
EPS in Rs -0.05 0.05 0.32 0.19 0.11 0.61 0.48 0.51 -0.77 1.17 0.37 0.03 1.41
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -8%
5 Years: -13%
3 Years: -2%
TTM: 529%
Compounded Profit Growth
10 Years: -7%
5 Years: -44%
3 Years: 27%
TTM: 2750%
Stock Price CAGR
10 Years: %
5 Years: 34%
3 Years: %
1 Year: %
Return on Equity
10 Years: 2%
5 Years: 1%
3 Years: 3%
Last Year: 0%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 3.73 3.73 3.73 3.75 3.75 3.75 3.75 3.75 3.75 3.75 3.75 3.75 3.75
Reserves 1.75 1.76 1.88 1.95 1.99 2.22 2.40 5.45 3.68 4.12 4.19 4.19 4.39
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.02 0.03 0.03 0.03 0.01 0.01 0.01 0.01 0.04 0.08 0.10 0.22 0.28
Total Liabilities 5.50 5.52 5.64 5.73 5.75 5.98 6.16 9.21 7.47 7.95 8.04 8.16 8.42
0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.10 0.15
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 1.13 1.13 1.08 0.80 0.86 2.86 4.16 5.78 4.52 5.14 0.00 0.00 0.00
4.36 4.38 4.55 4.92 4.88 3.11 1.99 3.43 2.95 2.81 8.04 8.06 8.27
Total Assets 5.50 5.52 5.64 5.73 5.75 5.98 6.16 9.21 7.47 7.95 8.04 8.16 8.42

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-0.02 0.21 -0.14 -0.32 -0.03 1.98 1.13 -0.88 -0.23 -0.28 2.73 -1.98
0.05 0.03 -0.04 0.33 -0.04 -1.94 -1.18 1.49 -0.41 0.17 5.20 0.19
0.00 0.00 0.00 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Cash Flow 0.03 0.24 -0.18 0.04 -0.07 0.03 -0.05 0.61 -0.64 -0.11 7.93 -1.78

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 0.00 0.00 8.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Days 129.92 182.50 319.38 150.56 438.00 0.00
Days Payable 0.00 0.00 0.00 0.00 0.00
Cash Conversion Cycle 129.92 182.50 328.28 150.56 438.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Working Capital Days 114.71 180.13 244.82 118.38 192.45 35.32 54.48 56.78 60.83 34.11 25.47 289.85
ROCE % -0.18% 0.36% 2.34% 1.59% 1.05% 4.10% 2.97% 3.13% -3.37% 6.67% 2.02% 0.13%

Shareholding Pattern

Numbers in percentages

17 Recently
Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
33.05% 33.05% 37.84% 47.52% 47.52% 47.52% 47.52% 47.52% 47.52% 47.52% 47.52% 47.52%
66.95% 66.95% 62.16% 52.48% 52.48% 52.47% 52.47% 52.47% 52.47% 52.48% 52.48% 52.49%
No. of Shareholders 751742726724723724724724722721727757

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