Econo Trade India Ltd

₹ 6.77 3.36%

10 Jul - close price

About

Incorporated in 1982, Econo Trade India Ltd is in the business of providing loans and making investments^[1]

Key Points

Business Overview:^[1]^[2]
ETIL is a Kolkata-based company that is registered as a non-systematically important deposit-taking non-banking financial company. The company is in the business of offering loans and Inter Corporate Deposit to the corporate clients. It also makes investments in shares and securities.

Website BSE

Market Cap ₹ 12.6 Cr.
Current Price ₹ 6.77
High / Low ₹ 9.85 / 5.99
Stock P/E 5.80
Book Value ₹ 25.7
Dividend Yield 0.00 %
ROCE 7.21 %
ROE 4.64 %
Face Value ₹ 10.0

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Pros

Stock is trading at 0.26 times its book value

Cons

Though the company is reporting repeated profits, it is not paying out dividend
Promoter holding is low: 26.2%
Company has a low return on equity of 5.20% over last 3 years.
Contingent liabilities of Rs.14.1 Cr.
Working capital days have increased from 1,025 days to 2,557 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
	1.10	1.33	1.58	1.67	2.56	1.24	1.44	1.35	2.40	1.29	1.46	1.51	1.66
Interest	0.43	0.10	1.30	0.83	1.03	0.55	0.51	0.64	0.73	0.47	0.46	0.54	0.57
	0.12	0.53	-0.26	0.09	0.24	0.15	0.09	0.10	0.55	0.12	0.11	0.13	0.56
Financing Profit	0.55	0.70	0.54	0.75	1.29	0.54	0.84	0.61	1.12	0.70	0.89	0.84	0.53
Financing Margin %	50.00%	52.63%	34.18%	44.91%	50.39%	43.55%	58.33%	45.19%	46.67%	54.26%	60.96%	55.63%	31.93%
	0.02	0.01	0.01	0.01	0.07	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Depreciation	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	0.09	-0.00	-0.00	-0.00	0.09
Profit before tax	0.57	0.71	0.55	0.76	1.36	0.55	0.85	0.62	1.04	0.71	0.90	0.85	0.45
Tax %	29.82%	22.54%	23.64%	27.63%	25.00%	25.45%	24.71%	19.35%	30.77%	23.94%	25.56%	24.71%	26.67%
	0.40	0.54	0.42	0.54	1.02	0.41	0.64	0.50	0.71	0.54	0.67	0.64	0.33
EPS in Rs	0.21	0.29	0.22	0.29	0.55	0.22	0.34	0.27	0.38	0.29	0.36	0.34	0.18
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	4.40	22.12	14.68	9.87	3.80	1.89	2.14	3.22	4.54	7.13	6.42	5.92
Interest	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	0.13	0.64	1.61	3.26	2.44	2.05
	4.17	21.68	14.41	9.42	3.38	1.25	1.02	1.54	0.53	0.59	0.88	0.92
Financing Profit	0.23	0.44	0.27	0.45	0.42	0.64	0.99	1.04	2.40	3.28	3.10	2.95
Financing Margin %	5.23%	1.99%	1.84%	4.56%	11.05%	33.86%	46.26%	32.30%	52.86%	46.00%	48.29%	49.83%
	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	0.03	0.10	0.04	0.04
Depreciation	0.01	0.01	0.01	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	0.09	0.09
Profit before tax	0.22	0.43	0.26	0.45	0.42	0.64	0.99	1.04	2.43	3.38	3.05	2.90
Tax %	50.00%	32.56%	61.54%	24.44%	26.19%	29.69%	28.28%	27.88%	22.63%	25.15%	25.90%	24.83%
	0.10	0.30	0.11	0.33	0.31	0.46	0.71	0.75	1.88	2.53	2.26	2.18
EPS in Rs	0.05	0.16	0.06	0.18	0.17	0.25	0.38	0.40	1.01	1.36	1.21	1.17
Dividend Payout %	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%

Compounded Sales Growth
10 Years:	-12%
5 Years:	23%
3 Years:	9%
TTM:	-8%

Compounded Profit Growth
10 Years:	22%
5 Years:	25%
3 Years:	5%
TTM:	-4%

Stock Price CAGR
10 Years:	-14%
5 Years:	2%
3 Years:	-5%
1 Year:	-23%

Return on Equity
10 Years:	3%
5 Years:	5%
3 Years:	5%
Last Year:	5%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	18.67	18.67	18.67	18.67	18.67	18.67	18.67	18.67	18.67	18.67	18.67	18.67
Reserves	17.55	17.84	17.96	18.29	18.59	19.05	19.77	20.51	22.39	24.92	27.18	29.36
Borrowing	-0.00	-0.00	0.10	-0.00	-0.00	-0.00	2.26	8.47	23.46	29.22	23.71	19.74
	0.37	0.45	0.42	0.57	0.68	0.87	0.18	0.28	0.36	0.34	0.29	0.32
Total Liabilities	36.59	36.96	37.15	37.53	37.94	38.59	40.88	47.93	64.88	73.15	69.85	68.09
	0.02	0.02	0.01	0.01	0.01	-0.00	-0.00	-0.00	-0.00	-0.00	6.39	6.11
CWIP	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00
Investments	-0.00	-0.00	-0.00	-0.00	6.05	6.70	12.42	11.07	8.28	8.34	8.47	8.58
	36.57	36.94	37.14	37.52	31.88	31.89	28.46	36.86	56.60	64.81	54.99	53.40
Total Assets	36.59	36.96	37.15	37.53	37.94	38.59	40.88	47.93	64.88	73.15	69.85	68.09

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-2.86	3.17	-1.80	1.85	5.05	7.39	-12.38	-8.55	-17.68	-5.78	5.64	3.88
	2.97	-2.86	2.86	0.52	-7.17	6.41	-5.42	2.14	2.78	-0.05	-0.13	0.09
	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	2.26	6.20	14.98	5.76	-5.51	-3.96
Net Cash Flow	0.11	0.32	1.06	2.37	-2.12	13.80	-15.55	-0.21	0.08	-0.08	-0.00	-0.00
Free Cash Flow	-2.86	3.17	-1.80	1.85	5.05	7.39	-12.38	-8.55	-17.69	-5.78	5.64	4.08
CFO/OP	-1,204%	720%	-600%	438%	1,202%	1,155%	-1,081%	-493%	-423%	-75%	116%	93%

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	0.28%	0.82%	0.30%	0.90%	0.84%	1.23%	1.86%	1.93%	4.69%	5.98%	5.05%	4.64%

Insights

In beta

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Total Loan Portfolio (AUM)
₹ lakhs

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x.xx	x.xx				x,xxx.xx	x,xxx.xx	xxx.xx	xxx.xx	xxx.xx
					xxx.xx		xx.xx	xx.xx	xx.xx
						x.xx	x.xx	x.xx	x.xx
						x,xxx.xx	xxx.xx	xxx.xx	xxx.xx

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Number of Permanent Employees
count

Total Borrowings (other than debt securities)
₹ lakhs

Unsecured Loans
₹ lakhs

Secured Loans (Loans against securities)
₹ lakhs

Concentration of Advances - Top 20 Borrowers (% of Total Advances)
%

Investments in Equity Instruments (FVTPL)
₹ lakhs

Investments in Fixed Deposits (with banks)
₹ lakhs

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
	26.18%	26.18%	26.18%	26.18%	26.18%	26.18%	26.18%	26.18%	26.18%	26.18%	26.18%	26.18%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.02%
	73.81%	73.80%	73.81%	73.81%	73.81%	73.80%	73.81%	73.81%	73.81%	73.81%	73.81%	73.79%
No. of Shareholders	2,812	2,953	3,591	4,197	4,387	5,835	6,596	6,874	6,708	6,675	6,630	6,639

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	14.85%	14.85%	19.31%	19.31%	19.31%	21.63%	26.18%	26.18%	26.18%	26.18%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.02%
	85.15%	85.15%	80.69%	80.69%	80.69%	78.37%	73.80%	73.81%	73.81%	73.79%
No. of Shareholders	2,334	2,154	1,967	2,059	1,979	2,353	2,767	4,197	6,874	6,639

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Econo Trade India Ltd

Econo Trade India Ltd

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flows

Ratios

Insights

Shareholding Pattern

Documents

Announcements

Annual reports