PMC Fincorp Ltd
₹ 1.58
2.60%
11 Sep
- close price
About
Incorporated in 1985, PMC Fincorp Ltd is engaged in the business of financial activities.[1]
Key Points
- Market Cap ₹ 113 Cr.
- Current Price ₹ 1.58
- High / Low ₹ 2.27 / 1.44
- Stock P/E 17.6
- Book Value ₹ 2.61
- Dividend Yield 0.63 %
- ROCE 6.07 %
- ROE 3.47 %
- Face Value ₹ 1.00
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.61 times its book value
- Company has delivered good profit growth of 27.6% CAGR over last 5 years
Cons
- Promoter holding is low: 20.9%
- Company has a low return on equity of 7.43% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Loading peers table ...
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 29.00 | 14.39 | 7.36 | 5.70 | 8.50 | 9.77 | 5.43 | 7.38 | 8.48 | 15.56 | 21.24 | 18.50 | 20.18 | |
| Interest | 3.09 | 2.32 | 3.58 | 2.27 | 0.88 | 0.86 | 0.65 | 0.89 | 1.57 | 1.55 | 1.32 | 3.37 | 2.05 |
| 21.02 | 10.48 | 2.62 | 1.96 | 5.38 | 6.97 | 2.32 | 3.92 | 13.25 | 1.43 | 1.42 | 6.27 | 8.96 | |
| Financing Profit | 4.89 | 1.59 | 1.16 | 1.47 | 2.24 | 1.94 | 2.46 | 2.57 | -6.34 | 12.58 | 18.50 | 8.86 | 9.17 |
| Financing Margin % | 16.86% | 11.05% | 15.76% | 25.79% | 26.35% | 19.86% | 45.30% | 34.82% | -74.76% | 80.85% | 87.10% | 47.89% | 45.44% |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.10 | 0.00 | 0.00 | 0.00 | |
| Depreciation | 0.02 | 0.13 | 0.07 | 0.05 | 0.03 | 0.02 | 0.02 | 0.01 | 0.05 | 0.10 | 0.07 | 0.07 | 0.07 |
| Profit before tax | 4.87 | 1.46 | 1.09 | 1.42 | 2.21 | 1.92 | 2.44 | 2.56 | -6.37 | 12.58 | 18.43 | 8.79 | 9.10 |
| Tax % | 32.65% | 39.04% | 33.03% | 28.17% | 27.60% | 25.00% | 25.41% | 28.91% | 0.00% | 9.86% | 22.14% | 30.03% | |
| 3.27 | 0.90 | 0.72 | 1.01 | 1.59 | 1.44 | 1.82 | 1.81 | -6.36 | 11.35 | 14.35 | 6.15 | 6.38 | |
| EPS in Rs | 0.05 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.03 | -0.09 | 0.16 | 0.20 | 0.09 | 0.09 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 4.96% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 28% |
| 3 Years: | 30% |
| TTM: | -10% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 21% |
| 5 Years: | 28% |
| 3 Years: | 44% |
| TTM: | -55% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | -2% |
| 3 Years: | -1% |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 4% |
| 3 Years: | 7% |
| Last Year: | 3% |
Balance Sheet
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 24.33 | 48.66 | 48.66 | 50.91 | 50.91 | 50.91 | 50.91 | 50.91 | 53.41 | 53.41 | 71.21 | 71.21 |
| Reserves | 31.76 | 8.01 | 10.71 | 15.38 | 16.98 | 19.03 | 20.83 | 40.23 | 49.97 | 61.77 | 97.82 | 114.49 |
| Borrowing | 39.03 | 56.95 | 50.65 | 21.16 | 18.26 | 10.13 | 6.21 | 24.60 | 27.47 | 18.55 | 46.23 | 0.00 |
| 4.74 | 6.12 | 5.43 | 1.50 | 1.50 | 1.79 | 2.50 | 1.30 | 3.10 | 2.54 | 5.01 | 4.22 | |
| Total Liabilities | 99.86 | 119.74 | 115.45 | 88.95 | 87.65 | 81.86 | 80.45 | 117.04 | 133.95 | 136.27 | 220.27 | 189.92 |
| 0.28 | 0.23 | 2.44 | 2.55 | 2.51 | 0.06 | 0.04 | 0.04 | 0.32 | 0.22 | 0.20 | 0.14 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 4.11 | 10.78 | 12.42 | 9.06 | 9.06 | 8.89 | 4.47 | 4.63 | 15.96 | 21.14 | 21.02 | 18.70 |
| 95.47 | 108.73 | 100.59 | 77.34 | 76.08 | 72.91 | 75.94 | 112.37 | 117.67 | 114.91 | 199.05 | 171.08 | |
| Total Assets | 99.86 | 119.74 | 115.45 | 88.95 | 87.65 | 81.86 | 80.45 | 117.04 | 133.95 | 136.27 | 220.27 | 189.92 |
Cash Flows
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -23.07 | 7.44 | 1.33 | -9.39 | 0.03 | 1.87 | -2.56 | -31.59 | -4.16 | 10.03 | -27.97 | -6.74 | |
| -1.86 | -6.75 | -3.93 | 3.20 | 0.00 | 2.14 | 6.34 | 0.32 | -21.20 | -0.68 | -1.58 | 3.57 | |
| 25.00 | 0.00 | 1.97 | 5.91 | 0.00 | -4.00 | -3.92 | 35.72 | 21.43 | -8.92 | 75.81 | -41.05 | |
| Net Cash Flow | 0.07 | 0.70 | -0.63 | -0.29 | 0.03 | 0.01 | -0.15 | 4.45 | -3.92 | 0.44 | 46.25 | -44.22 |
| Free Cash Flow | -23.23 | 7.36 | 1.31 | -9.40 | 0.03 | 1.87 | -2.56 | -31.61 | -4.48 | 10.03 | -28.02 | -6.75 |
| CFO/OP | -269% | 205% | 36% | -240% | 21% | 85% | -80% | -897% | 72% | 71% | -135% | -22% |
Ratios
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 7.80% | 1.60% | 1.24% | 1.61% | 2.37% | 2.09% | 2.57% | 2.22% | -6.54% | 10.39% | 10.10% | 3.47% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investment Portfolio INR Lakhs |
|
|||||||||
| Loan Book (Loans and Advances) INR Lakhs |
||||||||||
| Borrowings (Inter-Corporate Loans and Borrowings) INR Lakhs |
||||||||||
| CRAR (Capital to Risk-Weighted Assets Ratio) % |
||||||||||
| Number of Permanent Employees count |
||||||||||
| Corporate Sector Exposure (Loans) INR Lakhs |
||||||||||
| Other Sector Exposure (Loans) INR Lakhs |
||||||||||
Requires Premium
Requires Premium
Extracted by Screener AI
Documents
Announcements
-
Resignation Of Mr. Puneet Arora (DIN: 03056312) From The Post Of Non Executive Non Independent Director
- Mr. Puneet Arora resigned as Non-Executive Non-Independent Director effective September 02, 2026.
-
Announcement under Regulation 30 (LODR)-Resignation of Director
- Mr. Puneet Arora resigned as Non-Executive Non-Independent Director effective September 2, 2026.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
- Newspaper Advertisement- completion of dispatch of Notice of 41st AGM of the Company along with E-Voting information and Book Closure
-
Intimation Of Book Closure & Cut-Off Date For The Purpose Of 41St Annual General Meeting Scheduled To Be Held On Thursday, 24Th September, 2026
- 41st AGM on September 24, 2026; book closure September 18-24, 2026; remote e-voting enabled.
- Reg. 34 (1) Annual Report.
Annual reports
-
Annual Report 2026
from bse
-
Annual Report 2025
from bse
-
Annual Report 2024
from bse
-
Annual Report 2023
from bse
-
Annual Report 2022
from bse
-
Annual Report 2021
from bse
-
Annual Report 2020
from bse
-
Annual Report 2019
from bse
-
Annual Report 2018
from bse
-
Annual Report 2017
from bse
-
Annual Report 2016
from bse
-
Annual Report 2015
from bse
-
Annual Report 2014
from bse
-
Annual Report 2013
from bse
-
Annual Report 2012
from bse
Business Overview:[1]
PMCFL is a Mumbai-based company registered as a non systematically important non-deposit-taking non-banking financial company. It is primarily engaged in financing and investment-related activities, namely granting of financial loans and trading in securities /shares, and in providing ancillary services related to the said business activities.