PMC Fincorp Ltd

PMC Fincorp Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

PMC Fincorp Ltd

₹ 2.86 0.35%
21 May 4:01 p.m.
pmcfinance.in BSE: 534060
About

PMC Fincorp Ltd was incorporated in 1985 to undertake the business of Financial Services. It is engaged in activities such as Corporate and Personal Finance, Debt Syndication, Private Placement, Arranger Distribution & Marketing of financial Products Dealing & Investment in Stock Market. The company went public in 1988. [1]

Key Points

Business
The Company is registered with the Reserve Bank of India as a Non-Systemically Important Non-Banking Financial Company not accepting public deposits (NBFC-ND-NSI).[1]

Website BSE
  • Market Cap ₹ 153 Cr.
  • Current Price ₹ 2.86
  • High / Low ₹ 3.47 / 1.40
  • Stock P/E 19.2
  • Book Value ₹ 2.06
  • Dividend Yield 0.00 %
  • ROCE -4.40 %
  • ROE -7.66 %
  • Face Value ₹ 1.00
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Pros

Cons

  • The company has delivered a poor sales growth of 9.69% over past five years.
  • Promoter holding is low: 20.0%
  • Company has a low return on equity of -1.20% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
2.73 0.91 0.81 1.48 1.61 3.47 2.18 2.24 2.39 2.51 2.71 2.94 2.63
0.20 1.64 0.22 0.24 0.27 3.37 0.99 11.05 0.34 1.70 0.49 0.33 0.31
Operating Profit 2.53 -0.73 0.59 1.24 1.34 0.10 1.19 -8.81 2.05 0.81 2.22 2.61 2.32
OPM % 92.67% -80.22% 72.84% 83.78% 83.23% 2.88% 54.59% -393.30% 85.77% 32.27% 81.92% 88.78% 88.21%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.00 0.07 0.56 0.98
Interest 0.13 0.13 0.13 0.08 0.11 0.39 0.43 0.42 0.38 0.35 0.42 0.43 0.34
Depreciation 0.01 0.00 0.01 0.01 0.01 -0.01 0.01 0.01 0.01 0.02 0.02 0.02 0.02
Profit before tax 2.39 -0.86 0.45 1.15 1.22 -0.28 0.75 -9.23 1.67 0.44 1.85 2.72 2.94
Tax % 0.00% -72.09% 0.00% 0.00% 0.00% -264.29% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
2.40 -1.48 0.46 1.16 1.22 -1.02 0.76 -9.23 1.67 0.44 1.84 2.72 2.94
EPS in Rs 0.05 -0.03 0.01 0.02 0.02 -0.02 0.01 -0.17 0.03 0.01 0.03 0.05 0.06
Raw PDF
Upcoming result date: 27 May 2024

Profit & Loss

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
8.45 8.45 10.05 29.00 14.39 7.36 5.70 8.50 9.77 5.43 7.38 9.05 10.79
5.61 4.21 5.17 21.02 10.48 2.62 1.96 5.38 6.97 2.32 3.92 13.80 2.83
Operating Profit 2.84 4.24 4.88 7.98 3.91 4.74 3.74 3.12 2.80 3.11 3.46 -4.75 7.96
OPM % 33.61% 50.18% 48.56% 27.52% 27.17% 64.40% 65.61% 36.71% 28.66% 57.27% 46.88% -52.49% 73.77%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.61
Interest 1.73 2.19 2.97 3.09 2.32 3.58 2.27 0.88 0.86 0.65 0.89 1.57 1.54
Depreciation 0.03 0.02 0.02 0.02 0.13 0.07 0.05 0.03 0.02 0.02 0.01 0.05 0.08
Profit before tax 1.08 2.03 1.89 4.87 1.46 1.09 1.42 2.21 1.92 2.44 2.56 -6.37 7.95
Tax % 24.07% 29.06% 32.28% 32.65% 39.04% 33.03% 28.17% 27.60% 25.00% 25.41% 28.91% 0.00%
0.82 1.44 1.28 3.27 0.90 0.72 1.01 1.59 1.44 1.82 1.81 -6.36 7.94
EPS in Rs 0.02 0.03 0.03 0.07 0.02 0.01 0.02 0.03 0.03 0.04 0.04 -0.12 0.15
Dividend Payout % 81.59% 46.46% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 1%
5 Years: 10%
3 Years: -3%
TTM: 5%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 202%
Stock Price CAGR
10 Years: -28%
5 Years: 45%
3 Years: 22%
1 Year: 49%
Return on Equity
10 Years: 1%
5 Years: 0%
3 Years: -1%
Last Year: -8%

Balance Sheet

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 13.38 13.38 24.08 24.33 48.66 48.66 50.91 50.91 50.91 50.91 50.91 53.41 53.41
Reserves 12.48 13.14 3.72 31.76 8.01 8.74 15.38 16.98 19.03 20.83 22.90 38.83 56.47
47.30 68.28 68.30 39.03 56.95 50.65 21.16 18.26 10.13 6.21 24.60 27.47 32.08
1.54 1.84 1.15 4.74 6.12 7.40 1.50 1.50 1.79 2.50 18.63 14.24 1.23
Total Liabilities 74.70 96.64 97.25 99.86 119.74 115.45 88.95 87.65 81.86 80.45 117.04 133.95 143.19
0.16 0.15 0.14 0.28 0.23 2.44 2.55 2.51 0.06 0.04 0.04 0.32 0.27
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 8.75 2.12 2.41 4.11 10.78 12.42 9.06 9.06 8.89 4.47 4.63 15.96 19.92
65.79 94.37 94.70 95.47 108.73 100.59 77.34 76.08 72.91 75.94 112.37 117.67 123.00
Total Assets 74.70 96.64 97.25 99.86 119.74 115.45 88.95 87.65 81.86 80.45 117.04 133.95 143.19

Cash Flows

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
5.02 -7.83 0.48 -23.07 7.44 1.33 -9.39 0.03 1.87 -2.56 -31.59 -4.16
-4.80 6.61 -0.30 -1.86 -6.75 -3.93 3.20 0.00 2.14 6.34 0.32 -21.20
0.00 0.00 0.00 25.00 0.00 1.97 5.91 0.00 -4.00 -3.92 35.72 21.43
Net Cash Flow 0.22 -1.22 0.18 0.07 0.70 -0.63 -0.29 0.03 0.01 -0.15 4.45 -3.92

Ratios

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 7.34 0.00 52.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.88 16.13
Inventory Days 75.49 65.35 71.15 79.59 24.93 343.94 94.81 17.22
Days Payable 0.00 0.00 0.00 43.26 178.62 1,407.36 9.48 6.89
Cash Conversion Cycle 82.84 65.35 123.81 36.33 -153.68 -1,063.41 85.32 10.33 0.00 0.00 10.88 16.13
Working Capital Days 2,720.44 3,973.96 3,389.23 1,138.30 2,584.68 4,714.25 4,868.59 -9.45 -8.22 -59.15 59.84 -68.16
ROCE % 4.21% 5.03% 5.09% 8.33% 3.62% 4.21% 3.77% 3.56% 3.34% 3.91% 3.91% -4.40%

Shareholding Pattern

Numbers in percentages

1 Recently
Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
20.29% 20.29% 20.29% 20.29% 19.34% 19.34% 19.34% 19.34% 19.34% 19.34% 19.74% 20.03%
79.71% 79.71% 79.71% 79.71% 80.66% 80.67% 80.68% 80.65% 80.67% 80.66% 80.25% 79.96%
No. of Shareholders 54,33667,0561,05,4171,35,4891,33,9821,31,5001,28,7871,25,2951,25,8751,25,6271,27,4881,29,874

Documents

Announcements

Annual reports