Kreon Finnancial Services Ltd

₹ 32.0 0.95%

24 Apr - close price

About

Incorporated in 1994, Kreon Finnancial Services Ltd is in the business of retail loan lending.^[1]

Key Points

Business Overview:^[1]^[2]
KFSL is registered as a Non-Systematic
Important Non-Deposit Taking Non-Banking
Financial Company and classified as an Investment and Credit Company (NBFC-ICC). It operates through two segments:
a) Commercial Lending
b) Digital Lending

Website BSE

Market Cap ₹ 64.7 Cr.
Current Price ₹ 32.0
High / Low ₹ 55.0 / 17.9
Stock P/E 308
Book Value ₹ 11.8
Dividend Yield 0.00 %
ROCE 1.72 %
ROE 1.99 %
Face Value ₹ 10.0

Add ratio to table

Edit ratios

Pros

Company has reduced debt.

Cons

Stock is trading at 2.72 times its book value
Though the company is reporting repeated profits, it is not paying out dividend
Company has high debtors of 1,150 days.
Working capital days have increased from 603 days to 1,010 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

Edit Columns

Loading peers table ...

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2011	Mar 2012	Jun 2012	Sep 2012	Dec 2012	Mar 2013	Jun 2013	Jun 2017	Sep 2017	Dec 2017
	0.00	7.01	1.66	0.32	4.89	7.12	0.27	0.18	0.16	0.15
Interest	0.00	0.26	0.19	-0.18	0.00	0.89	0.00	0.02	0.04	0.03
	0.00	5.49	1.49	0.35	4.84	5.76	0.16	0.15	0.24	0.13
Financing Profit	0.00	1.26	-0.02	0.15	0.05	0.47	0.11	0.01	-0.12	-0.01
Financing Margin %		17.97%	-1.20%	46.88%	1.02%	6.60%	40.74%	5.56%	-75.00%	-6.67%
	0.00	0.01	0.00	0.00	0.00	0.74	0.00	0.00	0.00	0.02
Depreciation	0.00	0.10	0.10	-0.08	0.00	0.39	0.00	0.02	0.02	0.02
Profit before tax	0.00	1.17	-0.12	0.23	0.05	0.82	0.11	-0.01	-0.14	-0.01
Tax %		4.27%	0.00%	0.00%	0.00%	26.83%	0.00%	0.00%	0.00%	100.00%
	0.00	1.12	-0.12	0.23	0.05	0.06	0.11	-0.01	-0.13	-0.02
EPS in Rs				0.14	0.05	0.33	0.11	-0.01	-0.13	-0.02
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2012	Mar 2013
	17.86	0.86
Interest	1.07	0.05
	16.05	0.55
Financing Profit	0.74	0.26
Financing Margin %	4.14%	30.23%
	0.44	-0.04
Depreciation	0.42	0.04
Profit before tax	0.76	0.18
Tax %	21.05%	0.00%
	0.59	0.17
EPS in Rs		0.17
Dividend Payout %	0.00%	0.00%

Compounded Sales Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	-95%

Compounded Profit Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	-30%

Stock Price CAGR
10 Years:	15%
5 Years:	38%
3 Years:	-6%
1 Year:	56%

Return on Equity
10 Years:	%
5 Years:	%
3 Years:	%
Last Year:	2%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2012	Mar 2013	Sep 2017
Equity Capital	5.02	10.06	10.06
Reserves	3.73	2.34	1.79
Borrowing	7.83	0.00	1.31
	14.19	0.77	0.78
Total Liabilities	30.77	13.17	13.94
	1.87	0.01	0.25
CWIP	0.00	0.00	0.00
Investments	1.26	5.06	2.59
	27.64	8.10	11.10
Total Assets	30.77	13.17	13.94

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2012	Mar 2013



Net Cash Flow
Free Cash Flow
CFO/OP

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2012	Mar 2013
ROE %	3.43%	1.99%

Insights

In beta

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Loan Book (Gross)
Rs. Lakhs ・Standalone data

x,xxx.xx	xxx.xx	xxx.xx	xxx.xx	xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx
		xx	xx			xx	xx	xxx
				x.xx	x.xx	xx.xx	x.xx	x.xx
						x,xxx	xx,xxx	xx,xxx
					xx.xx	xx.xx	x.xx
						xx,xxx	xx,xxx
							xxx,xxx	xx,xxx
		x	x
							xxx,xxx	xxx,xxx

Please log in to see hidden values.

Employee Headcount
Number ・Standalone data

Gross NPA
% ・Standalone data

Colleges Covered
Number ・Standalone data

Net Interest Margin
% ・Standalone data

Annual Loan Disbursals
Rs. Lakhs ・Standalone data

New Users Added
Number ・Standalone data

Number of Branches
Number ・Standalone data

Total App Users (Cumulative)
Number ・Standalone data

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
	50.60%	55.60%	55.60%	55.60%	55.60%	55.60%	55.60%	55.60%	55.60%	55.60%	55.60%	55.60%
	49.41%	44.41%	44.40%	44.41%	44.40%	44.41%	44.41%	44.40%	44.41%	44.40%	44.40%	44.41%
No. of Shareholders	3,277	3,268	3,390	3,543	3,523	3,564	3,608	3,640	3,670	3,783	3,737	3,778

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	45.53%	45.53%	45.53%	45.53%	45.53%	48.24%	50.60%	55.60%	55.60%	55.60%
	54.47%	54.47%	54.47%	54.47%	54.47%	51.76%	49.41%	44.41%	44.40%	44.41%
No. of Shareholders	2,832	2,835	2,810	2,810	2,737	3,405	3,165	3,543	3,640	3,778

Kreon Finnancial Services Ltd

Kreon Finnancial Services Ltd

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flows

Ratios

Insights

Shareholding Pattern

Documents

Announcements

Annual reports

Credit ratings