Ramchandra Leasing and Finance Ltd
₹ 2.82
-1.74%
25 Jun
9:49 a.m.
About
Incorporated in 1998, Ramchandra Leasing and Finance Ltd is doing business as an NBFC
Key Points
- Market Cap ₹ 14.4 Cr.
- Current Price ₹ 2.82
- High / Low ₹ 4.48 / 0.96
- Stock P/E 721
- Book Value ₹ 1.10
- Dividend Yield 0.00 %
- ROCE 0.35 %
- ROE 0.36 %
- Face Value ₹ 1.00
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Stock is trading at 2.61 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -9.33% over past five years.
- Promoter holding is low: 11.5%
- Company has a low return on equity of 0.30% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Loading peers table ...
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.40 | 0.21 | 0.40 | 0.31 | 0.34 | 0.53 | 0.62 | 0.58 | 0.51 | 0.47 | 0.46 | 0.38 | |
0.38 | 0.17 | 0.35 | 0.24 | 0.30 | 0.45 | 0.59 | 0.55 | 0.49 | 0.45 | 0.44 | 0.36 | |
Operating Profit | 0.02 | 0.04 | 0.05 | 0.07 | 0.04 | 0.08 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 |
OPM % | 5.00% | 19.05% | 12.50% | 22.58% | 11.76% | 15.09% | 4.84% | 5.17% | 3.92% | 4.26% | 4.35% | 5.26% |
0.02 | 0.01 | 0.00 | 0.02 | 0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Depreciation | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit before tax | 0.01 | 0.02 | 0.03 | 0.07 | 0.04 | 0.08 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 |
Tax % | 0.00% | 50.00% | 33.33% | 28.57% | 25.00% | 25.00% | 50.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
0.00 | 0.02 | 0.02 | 0.05 | 0.02 | 0.06 | 0.02 | 0.01 | 0.02 | 0.01 | 0.02 | 0.02 | |
EPS in Rs | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 6% |
5 Years: | -9% |
3 Years: | -9% |
TTM: | -17% |
Compounded Profit Growth | |
---|---|
10 Years: | 0% |
5 Years: | 0% |
3 Years: | 0% |
TTM: | 0% |
Stock Price CAGR | |
---|---|
10 Years: | -17% |
5 Years: | 63% |
3 Years: | 1% |
1 Year: | 179% |
Return on Equity | |
---|---|
10 Years: | 0% |
5 Years: | 0% |
3 Years: | 0% |
Last Year: | 0% |
Balance Sheet
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 |
Reserves | 0.12 | 0.13 | 0.16 | 0.20 | 0.23 | 0.29 | 0.31 | 0.33 | 0.37 | 0.39 | 0.40 | 0.50 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.15 | 0.34 | 0.31 | 0.00 | |
0.07 | 0.08 | 0.08 | 0.11 | 0.06 | 0.72 | 1.50 | 1.66 | 1.42 | 1.36 | 1.23 | 0.76 | |
Total Liabilities | 5.31 | 5.33 | 5.36 | 5.43 | 5.41 | 6.13 | 6.93 | 7.11 | 7.06 | 7.21 | 7.06 | 6.38 |
0.41 | 0.39 | 0.36 | 0.34 | 0.32 | 0.30 | 0.29 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.69 | 0.25 | 0.15 | 0.15 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
4.21 | 4.69 | 4.85 | 4.94 | 5.09 | 5.83 | 6.64 | 7.10 | 7.05 | 7.21 | 7.06 | 6.38 | |
Total Assets | 5.31 | 5.33 | 5.36 | 5.43 | 5.41 | 6.13 | 6.93 | 7.11 | 7.06 | 7.21 | 7.06 | 6.38 |
Cash Flows
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-0.45 | -0.71 | -0.35 | -0.46 | -1.09 | -0.47 | -0.32 | -0.08 | 0.11 | -0.03 | 1.05 | -0.43 | |
0.43 | 0.66 | 0.50 | 0.31 | 1.19 | 0.52 | 0.05 | -0.19 | 0.04 | -0.07 | -0.98 | 0.70 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.31 | -0.18 | 0.19 | -0.03 | -0.25 | |
Net Cash Flow | -0.02 | -0.05 | 0.15 | -0.15 | 0.10 | 0.05 | -0.22 | 0.04 | -0.03 | 0.09 | 0.04 | 0.02 |
Ratios
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Working Capital Days | 547.50 | 834.29 | 1,980.12 | 2,625.65 | 3,242.06 | -447.64 | -141.29 | -270.60 | -121.67 | -100.96 | -920.43 | -701.18 |
ROCE % | 0.19% | 0.38% | 0.57% | 1.32% | 0.75% | 1.49% | 0.37% | 0.18% | 0.36% | 0.35% | 0.34% | 0.35% |
Documents
Announcements
- Results - Audited Financial Results For Quarter And Year Ended 31/03/25 16 May
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
15 May - Extract of the Standalone Audited Financial results for the quarter and year ended 31/03/2025 published in "Aajkal" (Gujarati) and "Active Times" (English)
- Results-Financial Results For 31/03/2025 15 May
-
Board Meeting Outcome for Of Meeting Of Directors Held On Wednesday, 14Th May, 2025
14 May - Audited FY25 standalone results approved; profit Rs 1.50 lakh; auditor gave unmodified opinion.
-
Board Meeting Intimation for Directors To Be Held On Wednesday, 14Th May, 2025.
7 May - Board meeting on May 14 to approve FY25 audited financial results.
Annual reports
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
-
Financial Year 2010
from bse
Services Offered:[1][2]
Company is a Non-Banking Financial co doing finance and trading in shares and securities, derivatives, etc. Company is presently classified as Loan Company as it extends unsecured loans to inter corporates and Individual. Company plans to diversify its asset class in money transfer services, foreign currency exchange, remittance services